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Is T2 Insurance broken?

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Jackson Millenius
Deep Core Mining Inc.
Caldari State
#1 - 2011-09-17 18:01:03 UTC
Is there a specific reason as to why platinum insurance for a 145m isk T2 ship is only 27 million?Ugh
Chribba
Otherworld Enterprises
Otherworld Empire
#2 - 2011-09-17 18:01:45 UTC
Has it ever worked?

Insurance payout on a titan is 650m...

/c

★★★ Secure 3rd party service ★★★

Visit my in-game channel 'Holy Veldspar'

Twitter @ChribbaVeldspar
baltec1
Bat Country
The Initiative.
#3 - 2011-09-17 18:03:37 UTC
working as intended.
Vicar2008
MCMLXXVI
#4 - 2011-09-17 18:03:46 UTC
Chribba wrote:
Has it ever worked?

Insurance payout on a titan is 650m...

/c



Technically is that even an Isurance number payout, seeing as you cant dock a Titan or Super to even try insure it?
Morganta
The Greater Goon
#5 - 2011-09-17 18:04:21 UTC
I don't bother on anything larger than a hurricane (you get pretty near full price for the hull)

the rest just seems to be an isk sink with no appreciable worth to the player
Jackson Millenius
Deep Core Mining Inc.
Caldari State
#6 - 2011-09-17 18:07:38 UTC
LOL How the hell are you going to insure a titan?


If a dev happens to click this:


Are there any plans to add a dynamic api system to insurance that fluctuates with the average ship market prices in Jita?
Jackson Millenius
Deep Core Mining Inc.
Caldari State
#7 - 2011-09-17 18:08:15 UTC
baltec1 wrote:
working as intended.



Care to enlighten us lesser more ignorant capsuleers?
Chribba
Otherworld Enterprises
Otherworld Empire
#8 - 2011-09-17 18:09:16 UTC
Vicar2008 wrote:
Chribba wrote:
Has it ever worked?

Insurance payout on a titan is 650m...

/c



Technically is that even an Isurance number payout, seeing as you cant dock a Titan or Super to even try insure it?
Well, I would say yes, technically, since when it pops - you do get an insurance mail - so that would qualify it to be insured, I think?

★★★ Secure 3rd party service ★★★

Visit my in-game channel 'Holy Veldspar'

Twitter @ChribbaVeldspar
Large Collidable Object
morons.
#9 - 2011-09-17 18:13:28 UTC
Jackson Millenius wrote:
LOL How the hell are you going to insure a titan?





You always get a small 'base' insurance payout without actually insuring the ship.
You know... [morons.](http://www.youtube.com/watch?v=4gjOx65yD5A)
baltec1
Bat Country
The Initiative.
#10 - 2011-09-17 18:17:37 UTC
Jackson Millenius wrote:
baltec1 wrote:
working as intended.



Care to enlighten us lesser more ignorant capsuleers?


Its ment to hurt when you lose one.
Jackson Millenius
Deep Core Mining Inc.
Caldari State
#11 - 2011-09-17 18:20:34 UTC
baltec1 wrote:
Jackson Millenius wrote:
baltec1 wrote:
working as intended.



Care to enlighten us lesser more ignorant capsuleers?


Its ment to hurt when you lose one.




but why? It hurts with or without insurance.

The killboard stats, having to re-buy/ re-fit/ re-ship. That **** is painful.
Feligast
Brutor Tribe
Minmatar Republic
#12 - 2011-09-17 18:21:46 UTC
Jackson Millenius wrote:
baltec1 wrote:
working as intended.



Care to enlighten us lesser more ignorant capsuleers?


Insurance payouts are based on the mineral costs of the hull, not the purchase price. Therefore, all is working as intended.
baltec1
Bat Country
The Initiative.
#13 - 2011-09-17 18:23:02 UTC
Jackson Millenius wrote:




but why? It hurts with or without insurance.

The killboard stats, having to re-buy/ re-fit/ re-ship. That **** is painful.



Soft one arn't you.
Grey Stormshadow
Sebiestor Tribe
Minmatar Republic
#14 - 2011-09-17 18:23:57 UTC
Insurance would work better in this game if you could - for example - buy platinum industrial insurance to your hulk from Chribba. This special insurance would be active only in certain constellation. Chribba could perhaps shrink your monthly fees when time and months passes by... If you were really good customer and managed to keep your hulk alive more than 12 months, next insurance deal could be cheaper to you (if Chribba keeps good track of his customers and wants them to be happy).

However this time you went and aggroed some pirate can flipper who popped your hulk. Chribba didn't pay you anything because industrial insurance contracts do not cover agressors material losses. This may feel unfair now, but Chribba is smiling and counting his profits.

Anyways... this is not how it works in eve.

Get classic forum style - custom videos to captains quarters screen

Play with the best - die like the rest
Morganta
The Greater Goon
#15 - 2011-09-17 18:24:42 UTC
Jackson Millenius wrote:
baltec1 wrote:
Jackson Millenius wrote:
baltec1 wrote:
working as intended.



Care to enlighten us lesser more ignorant capsuleers?


Its ment to hurt when you lose one.




but why? It hurts with or without insurance.

The killboard stats, having to re-buy/ re-fit/ re-ship. That **** is painful.


you lack monocle my son
CATPAIN KIRK
State War Academy
Caldari State
#16 - 2011-09-17 18:26:45 UTC
Chribba wrote:
Has it ever worked?

Insurance payout on a titan is 650m...

/c



Isn't a titan a t1 ship?
CCP Zymurgist
C C P
C C P Alliance
#17 - 2011-09-17 18:26:52 UTC
Titans get a base amount back, because all ships get that basic amount.

As for other ships it's working as intended Smile. The coverage formula works as (value of the ship according to the index) * (percentage of insurance coverage) * (ship type multiplyer). Sorry I don't fully understand it enough to explain it well but you can read about it on the EVElopedia here.

Zymurgist Community Representative CCP NA, EVE Online Contact Us at http://support.eveonline.com/pages/petitions/createpetition.aspx
CCP Zymurgist
C C P
C C P Alliance
#18 - 2011-09-17 18:27:53 UTC
CATPAIN KIRK wrote:
Chribba wrote:
Has it ever worked?

Insurance payout on a titan is 650m...

/c



Isn't a titan a t1 ship?


Yes, but, you can't dock it to get the Platinum coverage Twisted

Zymurgist Community Representative CCP NA, EVE Online Contact Us at http://support.eveonline.com/pages/petitions/createpetition.aspx
Jackson Millenius
Deep Core Mining Inc.
Caldari State
#19 - 2011-09-17 18:30:18 UTC
Morganta wrote:
Jackson Millenius wrote:
baltec1 wrote:
Jackson Millenius wrote:
baltec1 wrote:
working as intended.



Care to enlighten us lesser more ignorant capsuleers?


Its ment to hurt when you lose one.




but why? It hurts with or without insurance.

The killboard stats, having to re-buy/ re-fit/ re-ship. That **** is painful.


you lack monocle my son


lawl
Jackson Millenius
Deep Core Mining Inc.
Caldari State
#20 - 2011-09-17 18:32:21 UTC
CCP Zymurgist wrote:
Titans get a base amount back, because all ships get that basic amount.

As for other ships it's working as intended Smile. The coverage formula works as (value of the ship according to the index) * (percentage of insurance coverage) * (ship type multiplyer). Sorry I don't fully understand it enough to explain it well but you can read about it on the EVElopedia here.



Okay if its working how its supposed to then so be it. I'll give that a read.

Cheers
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