Market Discussions

This is to confirm that I (the Borrower) have accepted a ISK 1.8 billion uncollateralized loan from JitaPu (the Lender), with the following terms:

- Principal: ISK 1.8 billion
- Repayment Date: 7 May 2017 (prior to EVE downtime)
- Interest: 5% (ISK 90 million) per week, payable each Sunday prior to downtime (each an Interest Payment Date), with first the payment due on 16 April 2017.
- Early prepayment: if the Borrower wishes to repay the loan ahead of the Repayment Date, he may do so on any Interest Payment date, however, prepayments within the first 4 weeks of the loan term are subject to a make-whole provision, requiring the Borrower to pay the Principal plus 20%, less any Interest already paid.
- Extensions: maturity extensions require consent of both the borrower and the lender.
- Collateral: nil.

Isk recieved, biomassing shortly.

Thank you for choosing Oruze Cruze Scamlines.


Edit: JitaPu is a legitimately nice guy. I'm sorry man. Best of luck to you with your future business endeavors!

Well, that was obvious. You should've gone for more.

I'm more than happy with the amount I got, I was hoping the small ask price would make people more willing to risk. Thinking back on it, with the numbers I presented, I should have went into the 3b range to make things more believable (it came up often in this thread as well), but that's a conclusion I made after the die was cast, so I rolled with it.

An API check was the thing I was most afraid of. I could have talked myself out from showing transaction history (opsec), but I couldn't talk my way out of having no assets to speak of ("But they are on my main" - "Contract them over so i can see them"), nor not having the SP that I talked about in my original post ("I haven't injected them yet" - "Inject so I can see/Transfer the injectors over so I can see"), nor being an alpha clone.

To be honest, uncollaterized loans from unknowns will always be scams if the receiver thinks things through. No reputation to lose, everything to gain.

Even if the client is reputable, reputations can be manufactured, and if the price is right, can be thrown away the same way. Hell, if you are famous enough, people won't even mind, you'll be a legend (but this is more applicable to third partying).

MD regulars pick apart these loan schemes from the wrong angle. I could write you the most believable fairy tale (I think I did good) when I have f* all to back it up with. The story isn't important, it's the nature of the loan itself that provides 0 safety to the lender. If the scammer did his homework, he'll be able to talk himself out of questions regarding the backstory.

Anyways, my fun/hr with this project was quite high (I was so in character at one point that I actually got mad at Solonius Rex for mocking my imaginary wormhole alliance). This social aspect is what got me into EvE, and is why I stay around for to this day (the spaceships are cool too).

Goodbye MD, fly safe o7

Hi guys, I thought I would add a bit of colour around how I fell for this. I made some pretty basic mistakes, primarily due to lack of RL time to do proper research. Hell, I did not even read the posts in this thread over the past few days before I spoke to Manbun earlier today.

In hindsight, a lot of things should have rung my alarm bells. I was thinking about asking for APi keys but honestly could not be bothered to waste all this time on a 1.8bn loan. Key lesson for the future is to pass if I simply don't have the time to do proper background checks.

As for Manbun's work, he did a pretty good job. His backstory seemed plausible, though I was a bit confused as to why he would not reveal the name of his wormhole corp to me...

In summary, mistakes are learning opportunities (and hazing opportunities for all neutral observers ). I have learned my lessons, so feel free to pile in with your comments.

At 3b I still would have told you to go buy Plex you filthy poor.

Wow. I've heard so much about how jaded and cynical Eve players are. I didn't realize scams like this were still a thing - I didn't think anyone trusted anyone by this point. Glad to see that assumption is wrong (although sad to see someone get scammed).

I'm too new to the game to not see 1.8 Billion ISK as $27.00 (I can't PLEX my accounts yet, so I gotta buy them), but I'm glad to see the person who got scammed is OK with it. I have a feeling I wouldn't be taking it as well. You Eve players are alright

Hi guys, you all make fair comments. The one thing I would say here is, when you consider making uncollateralized loans, it is effectively like playing roulette. It is gambling. It is not investing. You may fool yourself into thinking that a loan gone well was a "good investment" but you really just got lucky. Please note, I am not saying this applies to collateralized loans.

So the questions are, do you like gambling, do you like the thrill of it, can you afford a total loss, how will it affect your mood if you lose/get scammed. Everyone has to answer these questions for themselves.



With regards to Alexi's comment, Alexi is right, in hindsight, I should have known, had a I actually read the full thread before making my decision, but I did not and part of the reason for that, other than lack of RL time, was Manbun's performance on the call, which you guys obviously did not hear. He did very well.

To those who think that he put in too much effort for what turned out to be a pretty small profit (he probably could have made that money had he spent all that time actually ratting), I can see how his satisfaction does not come from the amount scammed but from the fact that he did manage to pull off a successful scam at all. As someone who has never scammed anyone, I can to some degree relate this to other activities in EVE, such as ganking ratters / miners in cloaky ships, where the hunt leading up to the kill provides more satisfaction than the actual kill.

Personally, I hold no hard feelings over this. Manbun created content. A sandbox like EVE would be boring as hell if it was not for people creating content, in whatever shape and form. This is not a moral endorsement of scamming, but just a practical view of life in EVE.

That's the spirit, but let's go further; it's completely moral to scam in EVE, just as it's moral to lie in Illuminati or betray a trust in Diplomacy. We're playing a game, and this is part of the game.

So this was a chrade and JitaPU is Manbun's alt or 1,8 Bil. aren't worth any kind of background check? Anyway, preparer for a lot of "me-too"s.