Market Discussions

I dont think you understand what "Everyones wallets are a bit thin" means. Your words, not mine.

Also, we dont know that you never asked for a loan before, because you are posting on an alt. A 10 day old alt, just to post this, by the looks of it. But even if you were correct, you are basically saying you have a Zero credit score and therefore Zero reliability/trust. Not really making a good argument here.

And if you dont want people posting in your thread with criticism, maybe you should come back with a better argument.

Or collateral.

Then take one of the many offers you claimed to have received and let this thread die, yeah?

As far as scam attempts for loans go this is one of the more interesting proposals I've read lately.

This forum is generally pretty dilligent and it will be hard to scam a lot here. OP, you might do better elsewhere.

Loans with no collateral usually only work if you invest considerable time into crafting a believeable story that hasn't been done time and time again. This rattlesnake story is full of holes - if you can service the loan as trivially as you claim, you certainly can manage without it.

Do try again though, OP. I'm interested to see what sort of scams your alts can come up with.

I'd say it's less that you're asking for an uncollaterized loan and more the fact that you're asking for one with a 10 day old character (as of this post time) while claiming you're already sitting on 5m SP with it. A Day 0 toon has maybe 500k SP, and even assuming you had cybernetics 5 for free and had +5s plugged in your head, there's no way a 10 day old character could possess 5m+ SP short of consuming skill injectors. That also means you've been able to easily afford at least 5 injectors for that character already.
Unfortunately, the whole "I fly safe so I wont ever lose these ships" assurance is also tissue paper thin for attracting potential loaners. It's much for the same reason I havent tried picking one up myself for busting out T2 hulls from the dozens/hundreds of blueprint copies I have. Market volatility is so unstable right now that "I dont know what the profit margins are today, but yesterday they were at 1.337 billion isk! And a 9001 isk loss the day before that, but dont mind that, think of yesterday's profit!" hardly has the ring of a safe investment to people.

would like pledge 20b

Yea the hostile attitude, repeated insults "u guyz dunt know", lack of planning, poor numbers, no collateral and the proverbial "I have in game offers but want to keep asking here" makes this a no brainer.

Meh, who knows, someone might take a chance but I dont see the likelyhood. You might as well just go with Jerry T Pepridge's offer.

Just out of curiosity...after reading this thread I'd like to raise a few points
1.) "10-20 man rescue fleet" out of all those people, no individual has any money spare for you? Why do you assume asking for a loan here on an NPC character with no incentive to pay back will result in a better answer than asking your corp for money?
2.) "1.8b is still a lot of time" - if it's a lot of time, how do I know you won't just send ISK to main character and biomass? You're not losing anything after all.
3.) Why haven't you accepted the offers you have received so far? I don't see anything positive in this thread, I don't know how you yourself assume better offers will come forward from the discussion that has been conducted in this thread.

Honestly, like...it was worth a shot, I suggest you get back to the drawing board and come up with something believable. Pay attention to the details and when replying, don't reply with something that can be used against you such as "20 guys can come rescue me but can't loan me money"

I dont want to dishearten you. MD can be a bit aggressive sometimes but we have seen basically every type of scam loan IPO and everything inbetween. people want to aggressively question to provoke mistakes. Ones that you have either intentionally or unintentionally left yourself open to.

If you get the loan, congrats, someone took a risk and there is a very strong possibility they dont expect it to be successful but it can happen. (more often that not private agreements are made with alts to farm reputation so if you need another loan in the future you may wish to be prepared for that)

If you dont get the loan, then dont kick a fuss, just get the funds through farming over time or as has been suggested speak to other alliance members. if there is a 10-20 man defense fleet willing to try to bail you out risking their own ships im sure borrowing from them would be managable should you opt to go that route in future.

I read this when it was posted and simply dismissed it as scam fodder, try as you may to say it isnt, you cannot change what another person believes, you can make counter claims but without evidence to back the claims up its 1v1 and no clear winner.

Collateral is always a game changer. people will look for collateralized loans because they are more secure, uncollateralized is balanced by interest, more interest more people may consider it and the more will be put off due to the interest. its finding a balance of attracting interested parties without scaring them away as the collateral is so high it screams scam.

Should you try again for a loan, set out the terms you would like, provide as solid a business plan as you can, if possible have collateral. solid business plan is not dualboxing wh sites and 10-20 people will come save me.

That's the part that makes no sense. Who knows your main? Who already has to trust you? Who knows these Rattlers and ratting setup actually exist? Who knows the arrangements for security of the hole are good? Who will benefit themselves to a degree if you get this cash? Your corpmates. They're so obviously the first choice to borrow the money from that "I don't want to" doesn't really cover it.

You're stating you can farm for 4 to 5.5 hours in the weekends. You also stated you can make 200-250m solo. This is kind of basic math, right? Farm for a weekend. Buy your rattlesnakes. Profit.