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Secure Commerce Commission Leaving me hanging
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Dag Loki
Sebiestor Tribe
Minmatar Republic
#1 - 2011-11-07 19:16:13 UTC
If you buy a T2 Frigate for 20mil you only get around 7mil max for insurance? Also if you buy a 50mil dramiel you get less that 1mil insurance?

Come on SCC what is the deal with insurance!

in before "this is an old problem"
mkint
#2 - 2011-11-07 19:18:40 UTC
This is a problem?

Working as intended.

Maxim 6. If violence wasn’t your last resort, you failed to resort to enough of it.
Jita Alt666
#3 - 2011-11-07 19:23:54 UTC
Insurance is based on the mineral value of the ships hull. T2 ship production uses reaction chain products and is supplemented by minerals. Therefore the insurance pay out of T2 hulls is limited to the mineral component of their make up.

That is the deal.
mkint
#4 - 2011-11-07 19:27:39 UTC
Jita Alt666 wrote:
Insurance is based on the mineral value of the ships hull. T2 ship production uses reaction chain products and is supplemented by minerals. Therefore the insurance pay out of T2 hulls is limited to the mineral component of their make up.

That is the deal.

Well, that's partially the deal. At least, it used to be the deal. Remember a few expansions ago when CCP nerfed insurance? They buffed a lot of T2 insurance, especially ceptors. Now it's based on market average of the entire material cost modified by expected loss rates. Thus an assault frig has a worse insurance payout % than a ceptor (as ceptors are lost more, the insurance helps you recoup your losses more easily.) At least that was how the devblog described it from back when.

Maxim 6. If violence wasn’t your last resort, you failed to resort to enough of it.
Velicitia
XS Tech
#5 - 2011-11-07 19:32:20 UTC
Insurance cost is based off the value of the minerals.

T2 is expensive more because of the BPC invention costs than the materials (also, there's nearly zero mineral cost above that of the T1 hull).

Faction is expensive because of the "rarity" of the items (e.g. like a '67 Chevy Corvette).

One of the bitter points of a good bittervet is the realisation that all those SP don't really do much, and that the newbie is having much more fun with what little he has. - Tippia
mkint
#6 - 2011-11-07 19:37:03 UTC
Velicitia wrote:
Insurance cost is based off the value of the minerals.

T2 is expensive more because of the BPC invention costs than the materials (also, there's nearly zero mineral cost above that of the T1 hull).

Faction is expensive because of the "rarity" of the items (e.g. like a '67 Chevy Corvette).

I'm just gonna leave this right here because what you just said is no longer true.

Maxim 6. If violence wasn’t your last resort, you failed to resort to enough of it.