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Personal Wallet Divisions
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Steele DeMoun
Dreddit
Test Alliance Please Ignore
#1 - 2012-03-28 12:01:37 UTC
I had the idea of developing Personal Wallet Divisions (kinda like what the corps have but on a personal level). I'm sure this idea has already been discussed by if not please let me know what the community thinks about it.

Personal Wallet Divisons:

Each player has 1-5 Divisions that they can name and use individually (maybe using a skillbook "BANKER" to gain extra divisions or something)

Other than that the divisions work exactly like the corp divisions in every aspect.


This would allow players to have there own "Savings" account, Ship fund, etc etc.. without having all there isk in one spot and only seeing this GIANT (or in my case small) amount of isk.

Thanks for your feedback
Steele DeMoun
FloppieTheBanjoClown
Arcana Imperii Ltd.
#2 - 2012-03-28 14:08:19 UTC
Not sure how that would be of benefit. Corp wallets have divisions so that you can limit access. Your industrialists need some cash to start jobs, but they don't need access to the trade wallet. Your traders shouldn't be able to dip into the wallet that pays the rent and sov bills. That necessity goes away on personal wallets.

Savings accounts are used generally because you give up accessibility in favor of higher interest rates. Since your wallet never draws interest, there's no purpose in breaking off a piece of it. If you want to make sure you have enough cash for something, keep a ledger spreadsheet.

Founding member of the Belligerent Undesirables movement.
mxzf
Shovel Bros
#3 - 2012-03-28 14:44:51 UTC
Personally I keep about 400M on an alt (from back when PLEX were only 400M) as an emergency fund and the rest on my main. But for people that want to budget, there's nothing stopping you from keeping track of your finances, just use something OOG to track it. Either a specific budgeting program like Quicken or just Excel, either way works. (I'm not saying that this idea wouldn't be handy for some people, just pointing out a couple ways that you can work the current system to do what you want to)