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Loan Request: 100 Million ISK / 30 days @ 10% (Retracted)
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Emma d'Acques
Doomheim
#1 - 2012-03-21 12:57:25 UTC  |  Edited by: Emma d'Acques
Hello MD,

I've recently returned to EVE Online from a stint of 9 months in various other games.
As I am trying to get my market shenanigans back off the ground again, I am placing this loan requests.

A loan of 100 Million ISK would effectively double my wallet, thus allowing me to make more profits.
And as we all know, it takes money to make money.

Unfortunately, I cannot offer collateral at this point in time.

Details are as follows:
Amount: 100.000.000 ISK
Interest: 10%
Collateral: None
Risks: I disappear off the grid / I get hit by a bus / I horribly die in a fire / I make a huge loss and go bankrupt
Repayment date: No later than 30 days after ISK received (if loan is filled)

How will I profit?
I'm planning to restart my station trading activities, intermixed with some inter-regional trading.

Questions?
Shoot / Evemail

I'm not totally useless, I can be used as a bad example.
Lecherito
Swag Incorporated
#2 - 2012-03-21 15:08:06 UTC
Dear miss,

Look for me in-game later today. I would be interested in speaking with you.

Best,

-L
Emma d'Acques
Doomheim
#3 - 2012-03-21 15:31:20 UTC
Dear Lecherito,

I will be online later today, but I have no idea when exactly.

Kind Regards,

Emma

I'm not totally useless, I can be used as a bad example.
Arancar Australis
Dead Sun Rising Enterprises
#4 - 2012-03-22 11:27:42 UTC
Welcome Back Emma,

If you require further funding, I would be happy to oblige, as your last loan turned out well.

Cheers,

AA
Emma d'Acques
Doomheim
#5 - 2012-03-23 06:23:36 UTC
Dear Arancar,

Thank you for the warm welcome back Lol

I will respectfully decline your offer at this point in time, I want to have a nice little chitchat with Mr. Lecherito first.
However, I will keep your name in the back of my mind, should any problems arise, and you are still willing to lend a hand.

I'm not totally useless, I can be used as a bad example.
Zilent Eonar
Native Freshfood
Minmatar Republic
#6 - 2012-03-25 02:49:12 UTC
I have a feeling you already have the money or a deal set up, but I want to ask what are your chances of entering into another Loan Request. After all, I like money to!
Emma d'Acques
Doomheim
#7 - 2012-03-25 11:06:21 UTC
Zilent,

Lecherito and myself are still geting to know each other.
The loan has not yet been filled.

For now, I cannot tell you if there will be any future loan requests from me.
Requesting a loan is something I don't do on a whim, I want to feel confident that I will rise to the challenge, and that I have certain safeguards in place.

However, I am always open to business propositions.

I'm not totally useless, I can be used as a bad example.
Kouryusei
Keizai Inc
#8 - 2012-03-25 17:10:24 UTC  |  Edited by: Kouryusei
Emma d'Acques wrote:
Zilent,

Lecherito and myself are still geting to know each other.
The loan has not yet been filled.

For now, I cannot tell you if there will be any future loan requests from me.
Requesting a loan is something I don't do on a whim, I want to feel confident that I will rise to the challenge, and that I have certain safeguards in place.

However, I am always open to business propositions.


If at any point you are looking for an 60 day interest-free loan in order to help you get back in to the trading game, let me know. This would also come with a free high-sec courier service (824,000 m3).
Emma d'Acques
Doomheim
#9 - 2012-04-04 09:22:20 UTC
Retracting this request.
Trade has been good on me, and the loan is not necessary anymore.

@Lecherito: Thanks for the conversations, I really enjoyed them.

I'm not totally useless, I can be used as a bad example.
Barakach
Caldari Provisions
Caldari State
#10 - 2012-04-04 15:25:49 UTC  |  Edited by: Barakach
Emma d'Acques wrote:
Retracting this request.
Trade has been good on me, and the loan is not necessary anymore.

@Lecherito: Thanks for the conversations, I really enjoyed them.


A trader's income is based on a percentage of their wallet. Once you get settled, you should still look into a loan.

You need to first figure out your average growth to determine what percentage interest you can pay. I got a 500m loan @ 12% interest because I've been averaging 77%/month growth. At least I was before my hiatus. Went from ~500m in my wallet, to 5.5bil in 4 months. That doesn't include the ~800mil in BPOs I purchased during that time.

I would not recommend taking on a huge loan, but taking out small ones that you can easily weave into your normal trading, once that gets established.

Word of warning: My growth is based on a very active play style. I'm not sure how well the "average" trader does. Heck, I could be below average for all I know.