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Mining insurance
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Ganz Solo
The Scope
Gallente Federation
#1 - 2017-01-31 09:50:00 UTC  |  Edited by: Ganz Solo
Hi all!

I was wondering if a mining insurance company would work. Now, if you are familiar with minerbumping.com you will probably know that there is a group that extorts ISK from miners, and in most cases blows them up anyways. I visit the site daily for the giggles.

So i came up with the idea of creating an insurance company. Instead of paying 10 mil for a permit you could buy a monthly insurance for your character, and if your mining ships gets blown up, you receive money. I have not mined for a long time so i am curious if a miner would acutally consider to use that kind of insurance.

Maybe this service could also be available to freighter pilots?
What do you guys think?
Do Little
Bluenose Trading
#2 - 2017-01-31 12:49:37 UTC
If you buy platinum insurance for a retriever or procurer, you can recover the cost of that ship in a couple of hours mining. Your best insurance beyond that is a decently tanked Procurer. It is not high on a gankers list of preferred targets. As a miner, you also have choices of where to mine - gankers tend to congregate where there is a lot of prey so stay away from ice systems and a few jumps from trade hubs and you'll rarely see them.

Freighters work differently - they will almost always be travelling between trade hubs and gankers will be waiting at the choke points. Insurance is available if you work for a hauling corporation - i.e. White Frog Insurance covering both hull and collateral. Collateral coverage would be a problem for private insurance and I don't see freighter pilots being too interested unless the insurance included it.