These forums have been archived and are now read-only.

The new forums are live and can be found at https://forums.eveonline.com/

Market Discussions

 
  • Topic is locked indefinitely.
Previous page123Next page
 

Loan Request Canceled

Author
Phantomesk
Contra Ratio
GameTheory
#21 - 2015-05-02 08:35:53 UTC
I am quite interested in hearing your offer. I'll send you an in game mail and we can talk about it.
GankYou
9B30FF Labs
#22 - 2015-05-02 15:03:54 UTC
Myriad Blaze wrote:

So what's the catch? In case you missed it: There would be no way you you scam me (I'm not implying that you inteded to scam anyone), the character you intend to purchase needs to be worth what you say and you would need to put a little trust in me (check my history if you're insecure about trusting me and remember that it was you who came here asking for help).


Probably involves a holding account for the duration of the loan, which would provide no access for the debtor until full repayment.

If it is another scenario - I remind the respectable parties that account sharing is against the EULA. Smile
Phantomesk
Contra Ratio
GameTheory
#23 - 2015-05-02 18:25:27 UTC  |  Edited by: Phantomesk
Since now I only need 15b, if the offer involves holding the character I must respectfully decline. I am however more hopeful to receive a 15b loan since it isn't as high was what I originally was asking for.
GankYou
9B30FF Labs
#24 - 2015-05-02 18:33:22 UTC
A 33% collateralisation is still 33% collateralisation. vOv
Elizabeth Norn
Nornir Research
Nornir Empire
#25 - 2015-05-02 20:17:52 UTC
Phantomesk wrote:
Since now I only need 15b, if the offer involves holding the character I must respectfully decline. I am however more hopeful to receive a 15b loan since it isn't as high was what I originally was asking for.


You should've asked for 100b initially, then you'd be hopeful for 50b now and you wouldn't have to do incursions.
Phantomesk
Contra Ratio
GameTheory
#26 - 2015-05-02 21:05:33 UTC
Elizabeth Norn wrote:
Phantomesk wrote:
Since now I only need 15b, if the offer involves holding the character I must respectfully decline. I am however more hopeful to receive a 15b loan since it isn't as high was what I originally was asking for.


You should've asked for 100b initially, then you'd be hopeful for 50b now and you wouldn't have to do incursions.



Except I didn't and don't need 100b or even 50b. I only need 15b now, which is down from the original 30, because I was able to sell my skins on CS:GO and with that, buy plex using Steam and an alt connected to the steam account. I see no reason to ask for more than is needed because that's just being greedy.
GankYou
9B30FF Labs
#27 - 2015-05-02 22:13:37 UTC
Phantomesk wrote:
Elizabeth Norn wrote:
Phantomesk wrote:
Since now I only need 15b, if the offer involves holding the character I must respectfully decline. I am however more hopeful to receive a 15b loan since it isn't as high was what I originally was asking for.


You should've asked for 100b initially, then you'd be hopeful for 50b now and you wouldn't have to do incursions.



Except I didn't and don't need 100b or even 50b. I only need 15b now, which is down from the original 30, because I was able to sell my skins on CS:GO and with that, buy plex using Steam and an alt connected to the steam account.


Amen brother - Everything is Interconnected, truly!

Quote:
I see no reason to ask for more than is needed because that's just being greedy.


Where can I obtain the skillbook for Advanced Naivety? Smile
Phantomesk
Contra Ratio
GameTheory
#28 - 2015-05-02 22:45:46 UTC
GankYou wrote:


Where can I obtain the skillbook for Advanced Naivety? Smile



There's naivety, and then there's only asking for just enough :p
GankYou
9B30FF Labs
#29 - 2015-05-03 04:35:22 UTC
Phantomesk wrote:
GankYou wrote:


Where can I obtain the skillbook for Advanced Naivety? Smile



There's naivety, and then there's only asking for just enough :p


That's the same thing. Smile

How is your request for 15bn any different from a naked 10bn one? Keep reducing till you reach your available collateral level. Blink
Myriad Blaze
Common Sense Ltd
Nulli Secunda
#30 - 2015-05-03 07:07:17 UTC
GankYou wrote:
Probably involves a holding account for the duration of the loan, which would provide no access for the debtor until full repayment.

This is correct. According to the OP the main problem seemed to be time:
Phantomesk wrote:
yeah, saddly the character I'm looking to buy, and the person agreed to hold for 30 days, wont be around in 2 months. That's why I'm asking.

I was suggesting to hold that character for as long as it takes to get the ISK together for the purchase (that's why I said the character needs to be worth what the OP said). For a fee of course.

But as the OP already posted, he's not interested. And since there was no negotiation about my fee and considering that I offered to do my part for less than what he offered to pay for the loan, I have to believe that his main issue was either not trusting me (not unlikely but funny considering he's asking to trust him for 30b 25b 20b15b) or not liking the "can't scam you" part of my offer.
Phantomesk
Contra Ratio
GameTheory
#31 - 2015-05-03 07:16:21 UTC
It's more of the fact that I now need half as much money as I originally needed due to other circumstances and wanted to try my luck for a loan that is of a lesser value. I really don't appreciate the claim of me not trusting you (because that isn't it) and I extremely dislike being labeled as a potential scammer as you put it by saying I don't like the "can't scam you" part of your offer (because that isn't it at all). I have an agreed upon 1 month hold on the character from the seller and may potentially revisit your offer (if it's still available) if time becomes more of a severe issue.
GankYou
9B30FF Labs
#32 - 2015-05-03 07:37:21 UTC
Myriad Blaze wrote:
GankYou wrote:
Probably involves a holding account for the duration of the loan, which would provide no access for the debtor until full repayment.

This is correct.


Very reasonable conditions for the circumstances at hand. Smile

However, I am unsure how any single character can be worth the wait, however great it is. If the character in question is so valuable, it could've been sold fives times over already. Smile

Perhaps, there are specific personal conditions that Phantomesk has set and which have been met with this potential purchase.

We must get to the bottom of this - We must reach page 3. Smile
Elizabeth Norn
Nornir Research
Nornir Empire
#33 - 2015-05-03 10:00:10 UTC  |  Edited by: Elizabeth Norn
The reason you won't get 15b is exactly the same as the reason you didn't get 30b, people don't think they're likely to get it back.
okoolos rimmer
Napkin Nation
#34 - 2015-05-03 11:08:20 UTC
There is one thing he could do to provide collateral. Sell this toon to the lender and buy the other one. Once he has the isk he can buy it back.

Assuming ofcourse it's not a throwaway alt.

ps. Now hat I think about it I don't think that would work very well.
GankYou
9B30FF Labs
#35 - 2015-05-03 11:15:38 UTC  |  Edited by: GankYou
okoolos rimmer wrote:
There is one thing he could do to provide collateral. Sell this toon to the lender


That is indeed the direction we should dig in. Smile

Quote:
...and buy the other one.

Assuming ofcourse it's not a throwaway alt.


Indeed, the original scheme could work, unless the gentleman had planned to make this dank ISK with the character he is looking to get a loan on in order to make the purchase in the first place - Now that would be a convoluted situation! Smile

Quote:
ps. Now hat I think about it I don't think that would work very well.


It should, if condition in quote two isn't the case. Smile

Only additional incurred fees would be two PLEX-worth to make a transfer "back", and a reasonable interest rate, of course.
Phantomesk
Contra Ratio
GameTheory
#36 - 2015-05-03 11:52:17 UTC  |  Edited by: Phantomesk
As my original post entails. I can provide an API key with all my wallet information which includes the transfer of money which I just bought using plex from steam from an alt, as well as my history in making money through incursion running, the same of which can be done on the character I wish to buy. I can make money with either character so selling this character (how rather unfortunate may be) could also be an alternative. I do wish to keep control of this character (though it's not worth nearly 15b) because of it's name, valuable as a name to people I associate with in game and the age of this character. The downside to this also includes the fact that the seller has made a deal with this character through eve-mails.

There are many possibilities and different ways of receiving this loan to different loan providers. I have some time to figure this out so I will continue to wait until a loan opportunity arises that I like, or one appears that both the lender and I can agree on details regarding the loan.
GankYou
9B30FF Labs
#37 - 2015-05-03 13:02:58 UTC  |  Edited by: GankYou
Phantomesk wrote:
I can make money with either character


Then you'll have to come up with the shortage of 15bn principal + the interest amount on the sell price, plus 2 PLEX-worth in transfer fees, in order for your desired character to whisk safely to the account of your choosing. It shouldn't take long with that dank ISK making potential. Smile

In that meantime, you will have sold your collateral assets for the final deal and the loan repayment to be settled in the ISK currency.

Quote:
The downside to this also includes the fact that the seller has made a deal with this character through eve-mails.


The deal can be cancelled and the Lender can enter as a genuine Buyer with no special conditions for the Seller. Following private negotiations, the interest parties - the Buyer and the Seller then inform CCP on the Sell Order section of the forum post factum. Smile

Quote:
There are many possibilities and different ways of receiving this loan to different loan providers. I have some time to figure this out so I will continue to wait until a loan opportunity arises that I like, or one appears that both the lender and I can agree on details regarding the loan.


There is only one now, really - As no one in their sane mind and fortune would give away even a 5bn naked uncovered. Smile
Syds Sinclair
University of Caille
Gallente Federation
#38 - 2015-05-03 18:20:38 UTC
..We need Jerry Pepridge (sp? For a time like this.
GankYou
9B30FF Labs
#39 - 2015-05-03 18:56:55 UTC
Syds Sinclair wrote:
..We need Jerry Pepridge (sp? For a time like this.


I have refined, added of my own and generally improved on his most brilliant concept. Smile

As you can see. Smile
Phantomesk
Contra Ratio
GameTheory
#40 - 2015-05-03 20:08:40 UTC
It sucks that the actions of a few ruins the results of the following thousands(?). Sad that because so many un-trustworthy people ran off with their money that no one will now give a chance to any one else at this point.
Previous page123Next page