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Loan - No longer needed
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Lord Hakaari Okaski
The Thirteen Provinces
#1 - 2014-04-29 05:26:57 UTC  |  Edited by: Lord Hakaari Okaski
Hello, I need a loan for 280 million isk to purchase a Dominix and fit it for PVE. My subscription to Eve runs out in 8 days, so if I don't start grinding for a plex I'll have no way to renew it.

This Domi will allow me to participate when my corps runs missions, and get a fair cut (100M or so an hour), so if I can get the Domi I can pay you back and get the plex in a fair amount of time. This would really save my ass.

If you need an API, let me know exactly what you need on it.
Elizabeth Norn
Nornir Research
Nornir Empire
#2 - 2014-04-29 06:55:20 UTC
Surely if your corp can earn so much from missioning then one of them can loan you the ISK?

Free 3rd party services

Buddy link w/ bonus 250k SP, you keep the whole PLEX upon subscribing
Lord Hakaari Okaski
The Thirteen Provinces
#3 - 2014-04-29 07:20:29 UTC
Elizabeth Norn wrote:
Surely if your corp can earn so much from missioning then one of them can loan you the ISK?


They've already given me a lot of isk, I'm not going to ask for anymore. They don't earn some crazy amount of isk, they don't have much time to play each day and they have their own plex to worry about.
Silvetica Dian
Imperial Shipment
Amarr Empire
#4 - 2014-04-29 10:52:29 UTC
Lord Hakaari Okaski wrote:
Elizabeth Norn wrote:
Surely if your corp can earn so much from missioning then one of them can loan you the ISK?


They've already given me a lot of isk, I'm not going to ask for anymore. They don't earn some crazy amount of isk, they don't have much time to play each day and they have their own plex to worry about.


So you tapped out your friends, still didn't bother to make isk but now with this "loan" you will magically stop being lazy?
Seems to me like you need to stop trying to plex your account which clearly you lack the time /effort /willingness to do and instead pay cash to play eve and maybe even buy plex from CCP to sell and use the freedom to play eve as you would actually like to.

Money at its root is a form of rationing. When the richest 85 people have as much wealth as the poorest 3.5 billion (50% of humanity) it is clear where the source of poverty is. http://www.theguardian.com/commentisfree/2014/jan/20/trickle-down-economics-broken-promise-richest-85
Drago Nace
Perkone
Caldari State
#5 - 2014-04-29 16:34:20 UTC
Silvetica Dian wrote:
Lord Hakaari Okaski wrote:
Elizabeth Norn wrote:
Surely if your corp can earn so much from missioning then one of them can loan you the ISK?


They've already given me a lot of isk, I'm not going to ask for anymore. They don't earn some crazy amount of isk, they don't have much time to play each day and they have their own plex to worry about.


So you tapped out your friends, still didn't bother to make isk but now with this "loan" you will magically stop being lazy?
Seems to me like you need to stop trying to plex your account which clearly you lack the time /effort /willingness to do and instead pay cash to play eve and maybe even buy plex from CCP to sell and use the freedom to play eve as you would actually like to.



Silvetica hit it pretty much on the head.

And for the record, when asking for a loan it is a good idea to list the interest amount you are willing to pay for that loan in the OP. It is also a good idea to explain why you have no assets to either use towards the loan as collateral or why those assets can't be used to accomplish the goal of what the loan will be used for.

In this case...
Why the sudden need for a Domi?
Do you even have the necessary skills to fly a Domi?
What ship(s) are you flying now?
Why can't they be used to make isk?
What happens if you get ganked in the Domi?
How do you plan on repaying the loan then?

Anyway, a lot of unanswered questions. What?
Lord Hakaari Okaski
The Thirteen Provinces
#6 - 2014-04-29 21:34:01 UTC  |  Edited by: Lord Hakaari Okaski
My corp has helped me out quite a bit, and yes I have made mistakes. They run WH sites for their isk, and anyone who joins along with them gets an even split.

If I can get this Dominix (Which I have the skills to fit and fly well) I'll be able to join them and earn enough isk for a plex in just a few days hopefully. I have 7 days now, I have no cash because I don't have a job, so if I don't earn the isk for a plex I don't play anymore.

Currently my "best" ship is a Talos, which can do level 4 security missions with other players, but it can not do WH sites. The chance of me getting ganked in the Domi is pretty dam low, because these are WH sites with my corp (null sec).

If in the event the ship is destroyed before I am able to make the isk to pay it back (A couple days max) I'll just have to sell something, either in the game or in real life to get a plex (or 2) and pay the person back.

I've seen a similar loan for 200M requested at 6% interest over 2 weeks, I feel that's probably a decent amount. I'll pay the 6 percent, and it will be payed back before 2 weeks for sure.
Loraine Gess
Confedeferate Union of Tax Legalists
#7 - 2014-04-29 22:27:37 UTC
[quote=Lord Hakaari OkaskiIf in the event the ship is destroyed before I am able to make the isk to pay it back (A couple days max) I'll just have to sell something, either in the game or in real life to get a plex (or 2) and pay the person back.
[/quote]




Oh.


So you don't need a loan. Ok. Thread over.
Lord LazyGhost
Sebiestor Tribe
Minmatar Republic
#8 - 2014-04-29 23:25:00 UTC
At ten pounds a month to play lime you said. You dont work. I see a shift in prioritys in your future.
Lord Hakaari Okaski
The Thirteen Provinces
#9 - 2014-04-29 23:37:44 UTC
I don't see it as anyone's business as to what my priorities need to be, seeing as you know absolutely nothing about who I am, what I do, or what my situation is.

Thank you for your much needed input on what I should and shouldn't be doing, you have given me a new take on life and I don't think things will ever be the same.

I shall quit Eve immediately, and remove all enjoyment from my life. I can't believe all I had to do was talk to complete strangers on the forum of an internet space game, I should have done it years ago.
Billy Hix
Dreddit
Test Alliance Please Ignore
#10 - 2014-04-30 07:14:36 UTC
Lord Hakaari Okaski wrote:
I don't see it as anyone's business as to what my priorities need to be, seeing as you know absolutely nothing about who I am, what I do, or what my situation is.


I would love to see you explain this to a bank manager when asking for a loan.
SKINE DMZ
The Scope
Gallente Federation
#11 - 2014-04-30 12:23:33 UTC
Lord Hakaari Okaski wrote:


Currently my "best" ship is a Talos, which can do level 4 security missions with other players, but it can not do WH sites. The chance of me getting ganked in the Domi is pretty dam low, because these are WH sites with my corp (null sec).

Im afraid this is a bit wrong, WH sites are not in null sec, they are in WH's.. and it's also very risky the chance of getting ganked in your domi is actually pretty high.

I disagree
Lord Hakaari Okaski
The Thirteen Provinces
#12 - 2014-05-04 19:04:14 UTC
SKINE DMZ wrote:
Lord Hakaari Okaski wrote:


Currently my "best" ship is a Talos, which can do level 4 security missions with other players, but it can not do WH sites. The chance of me getting ganked in the Domi is pretty dam low, because these are WH sites with my corp (null sec).

Im afraid this is a bit wrong, WH sites are not in null sec, they are in WH's.. and it's also very risky the chance of getting ganked in your domi is actually pretty high.


There are high-sec WHs, lowsec WHs, and nullsec WHs.
lanyaie
Nocturnal Romance
Cynosural Field Theory.
#13 - 2014-05-05 00:10:13 UTC
Lord Hakaari Okaski wrote:
SKINE DMZ wrote:
Lord Hakaari Okaski wrote:


Currently my "best" ship is a Talos, which can do level 4 security missions with other players, but it can not do WH sites. The chance of me getting ganked in the Domi is pretty dam low, because these are WH sites with my corp (null sec).

Im afraid this is a bit wrong, WH sites are not in null sec, they are in WH's.. and it's also very risky the chance of getting ganked in your domi is actually pretty high.


There are high-sec WHs, lowsec WHs, and nullsec WHs.




If you could have provided people here with all information they'd need to give you a loan (the above players have mentioned basically everything) someone might consider it, in this case your attitude is also not working in your favor.
Didn't you say your corp runs wh sites? If your corp really does run wormhole sites but their members have to resort to asking for non collateralized loans I'm going to go ahead and tell you you should leave them. If a corp can't take care of their members properly they're not the right corp for you and you should have a look at other corps that might suit you better.
As it stands no you will not be receiving anything from anyone unless someone is feeling generous. I hope you understand that on a weekly basis people come to M&D asking for the stuff you are, these people generally will never be seen again on here and are probably hoping for quick ISK. Perhaps your situation might be different but no one here can actually be sure, that's why I suggest you have a good talk with your corp and you work something out with them.

Spaceprincess

People who put passwords on char bazaar Eveboards are the worst.