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15b Loan @ 7% interest monthly [2/3 collected] [In Progress] [Interest payment #1 paid out]
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Razor Rocker
Super Mother Fan Club
#1 - 2013-02-25 05:30:39 UTC  |  Edited by: Razor Rocker
Update

March 28 - #1 interest payment paid out

10.4b has been collected. Bond in progess.

For those who don't want to read:

15b loan for 2 months
7% interest paid each month, 30 days after the start of the loan
100m increments
No collateral
Loan will start once 10b is secured.

Summary:

I've restarted my T3 production line, and am looking for a 15b loan to invest in materials so that I can keep the slots full 24/7. At the moment I've enough for 1 batch at a time, but this means it must be all sold off before I can begin to buy the materials, build the components and start the next batch.

Business plan:

At present time, I've the toons to do 105 hulls every 7 days, and in a week this number will reach its max of 160. Right now I produce a tech 3 hull for roughly 147m, sell them for 175m and thus net 28m/hull. This translates into a 16% profit margin on each hull. These are obviously rounded numbers, as each batch will have slightly different material costs.

With 160 hulls in the oven at all times, I will net 4.4 billion a week if I take into account fuel costs to run the tower. Or 17.6b a month.

In the end, the 15b + 7% interest will not be an issue to pay back within a month. However, I'd ask for 2 months to provide some breathing room.

Here are the character sheets for the production toons:

http://eveboard.com/pilot/Lilour
http://eveboard.com/pilot/Snap
http://eveboard.com/pilot/Nutzandboltz

As you will notice, Snap is near perfect at reverse engineering hulls to minimize failed attempts at BPCs. Lilour can produce any of the 4 racial hulls, and nutzanboltz is nearing the ability to produce tengus.

In all, I've 2 toons with adv mass production V and one with the same skill to IV. Hence, 32 slots multiplied by 5 runs (7 days and 2 hours total), attains the 160 hulls each week.

Risks involved:

A major risk is wardecs. To minimize this, I've set up a d*ck star tower to discourage all but the most determined from attacking. On top of this, I keep all the materials and components in a station within the system, and will be using red frog for the movement of higher valued parcels.

Beyond this I am open to suggestions on lowering the risks involved in such an investment. Unfortunately, I am unable to provide any collateral, and have no BPOs to have locked down since I run purely off of BPCs.
Razor Rocker
Super Mother Fan Club
#2 - 2013-02-25 05:30:48 UTC  |  Edited by: Razor Rocker
Investees

Angelique Duchemin - 5b - 1st interest payment: April 9th

Following Investee Interest Payment #1: April 4th

Claire Coffee - 3b
Coleostro - 1b
Emma d'Acques - 500m
Angelic Resolution - 500m
Vurt Konne - 200m
Candy Oshea - 100m
Azerath - 100m
Mu-Shi Ai
Hosono House
#3 - 2013-02-25 06:50:20 UTC
People are going to want collateral. A high interest rate doesn't make up for that.
Ethan Freeman
Doomheim
#4 - 2013-02-25 11:14:30 UTC  |  Edited by: Ethan Freeman
Mu-Shi Ai wrote:
People are going to want collateral. A high interest rate doesn't make up for that.


This isnt true. Simply come up with a good story/business plan with numbers and fancy graphs, use clean accounts and release API's for the clean accounts, release some screenshots of deposits, be polite to everyone, and grind up your trust and posts on Market Discussion and you will do fine.

Nothing holds more weight than collateral, but from looking at other offerings in Market Discussion it isnt necessary.

Good luck with your market venture.
Jerry T Pepridge
Meta Game Analysis and Investment INC.
#5 - 2013-02-25 11:23:40 UTC
Would like pledge 20b

@JerryTPepridge
Candy Oshea
Techfree Investment Group
#6 - 2013-02-25 12:55:09 UTC
I Checked OP's sums, He made them plain as day to see, so why not, all adds up, resell of material/opportunity cost inclusive. The 4.4b is a little exaggerated, and the rate being 7% maybe be an issue for some.

Please answer one thing though, what is your NAV? I see you swinging big player investments around a bit, where did this isk go?

Reserve me 1 share to get the ball rolling (100m)

VV sent me 100m the other day, so interest i make of this ill send over to the charity fund. been waiting for a suitable public fund to throw it into.

d*ckstar ftw

iCandy  - I have accidently swallowed some Scrabble tiles, my next shit could spell disaster!
Claire Coffee
Coffee Inc
#7 - 2013-02-25 13:24:52 UTC
Oh, this one is a surprise as I usually see RR as an investor :-)
Will see what sort of funds I can clear in a couple of days if this isn't filled faster than that. :-)

[b]DRINK COFFEE Do stupid things Faster with More Energy[/b]
Vurt Konne
Republic Military School
Minmatar Republic
#8 - 2013-02-25 14:20:37 UTC
Reserve me 2 shares (200m) pls.
Razor Rocker
Super Mother Fan Club
#9 - 2013-02-25 16:11:36 UTC  |  Edited by: Razor Rocker
Candy Oshea wrote:
I Checked OP's sums, He made them plain as day to see, so why not, all adds up, resell of material/opportunity cost inclusive. The 4.4b is a little exaggerated, and the rate being 7% maybe be an issue for some.

Please answer one thing though, what is your NAV? I see you swinging big player investments around a bit, where did this isk go?

Reserve me 1 share to get the ball rolling (100m)

VV sent me 100m the other day, so interest i make of this ill send over to the charity fund. been waiting for a suitable public fund to throw it into.

d*ckstar ftw


Yes, I've actually spent the last few months investing in the endeavors of others, but I've since cashed out those investment and have begun this operation. Because of this, I understand the hesitation in investing in something that isn't collateralized, but I'll try to alleviate this by answering any questions.

My NAV is currently 17.75 billion. I've 8.75b in production lines, 4b in materials, 2b in buy orders and 3b in liquid ISK. The rest of my ISK was used to secure the three characters I've listed above, and then just under 1b was used for the tower+mods+1 months fuel.

Yes, the 4.4b is slightly exaggerated, as that is not including taxes. Yet it really isn't too far off this mark, since I devalued the product in my calculations to 175m to take into account the fluctuation in hull prices. In fact, a hull usually sells for roughly 177m, not the 175m I based these calculations off of.
Emma d'Acques
Doomheim
#10 - 2013-02-25 16:47:16 UTC
Ah well, why not.
I'd like to reserve 5 shares please.

Just tell me when to transfer the funds.

I'm not totally useless, I can be used as a bad example.
Mr Gordon Ramsay
Doomheim
#11 - 2013-02-25 16:47:58 UTC
GOOD LOAN.

SIMPLE.

RUSTIC.

MODERN.

YES?
Azerath
BLOMI
#12 - 2013-02-25 17:39:42 UTC
Please reserve me 1 share (100mil), if all goes well I may increase said investment.

Thank you,
Aze
Coleostro
#13 - 2013-02-25 20:56:58 UTC
I would like to reserve 10 shares please.

Please contact me when we need to send isk (will also monitor topic).

Thank you and good luck on this venture.
Jerry T Pepridge
Meta Game Analysis and Investment INC.
#14 - 2013-02-25 23:43:23 UTC
Because Pepridge didn't completely bash this idea, I don't trust you.

@JerryTPepridge
IHaveCandyGetInTheVan69
Crouching Woman Hidden Cucumber
#15 - 2013-02-26 01:17:55 UTC
The NPC corp is strong in this thread.

:popcorn:
Jerry T Pepridge
Meta Game Analysis and Investment INC.
#16 - 2013-02-26 01:37:07 UTC  |  Edited by: Jerry T Pepridge
Well he edited post #2 after my post, can only assume op is trying to ignore me, instead answering me. fair enough ill ask the questions anyone with a calculator can ask.

Quote:
My NAV is currently 17.75 billion. I've 8.75b in production lines, 4b in materials, 2b in buy orders and 3b in liquid ISK. The rest of my ISK was used to secure the three characters I've listed above, and then just under 1b was used for the tower+mods+1 months fuel.


32 slots @ 147m = 4,704,000,000.00

Already has 8.75b in production, despite the "plan" being to use only 4.704 aat.

Already has 4b in materials & 2b in buy orders + 3b liquid isk. meaning he has the isk now to run the operation , assume its already running at full speed (no downtime between builds) so his funds cover all expenses, and can re-buy again.

Why do you have more invested in production now, than when you plan to run this bond?

The 15b wont help you, your capped by slots pal, So what do you really plan to do with this?

next time, just pre-pledge 20b or send me a mail.

Quote:
I've restarted my T3 production line, and am looking for a 15b loan to invest in materials so that I can keep the slots full 24/7. At the moment I've enough for 1 batch at a time, but this means it must be all sold off before I can begin to buy the materials, build the components and start the next batch.


this is a lie, your response to candy suggests you have more than enough to keep the cycle going.

@JerryTPepridge
Razor Rocker
Super Mother Fan Club
#17 - 2013-02-26 01:47:19 UTC  |  Edited by: Razor Rocker
Jerry T Pepridge wrote:
Well he edited post #2 after my post, can only assume op is trying to ignore me, instead answering me. fair enough ill ask the questions anyone with a calculator can ask.

Quote:
My NAV is currently 17.75 billion. I've 8.75b in production lines, 4b in materials, 2b in buy orders and 3b in liquid ISK. The rest of my ISK was used to secure the three characters I've listed above, and then just under 1b was used for the tower+mods+1 months fuel.


32 slots @ 147m = 4,704,000,000.00

Already has 8.75b in production, despite the "plan" being to use only 4.704 aat.

Already has 4b in materials & 2b in buy orders + 3b liquid isk. meaning he has the isk now to run the operation , assume its already running at full speed (no downtime between builds) so his funds cover all expenses, and can re-buy again.

Why do you have more invested in production now, than when you plan to run this bond?

The 15b wont help you, your capped by slots pal, So what do you really plan to do with this?

next time, just pre-pledge 20b or send me a mail.


Good questions.

Right now I've enough to run 21 of the 32 available slots, and once the batch is sold I must buy the materials and build the components. so there is the delay of selling the product and 2 days to produce the components before the next batch.

With the ISK, I'll be able to run more slots, and have enough capital to have the components ready.

Also each slot is 5 hulls. I run them this way, so that it takes exactly 7 days 2 hours per batch. So the 4.7b figure you put out, you'd actually want to multiply by 5.
Jerry T Pepridge
Meta Game Analysis and Investment INC.
#18 - 2013-02-26 01:55:53 UTC  |  Edited by: Jerry T Pepridge
Razor Rocker wrote:
Jerry T Pepridge wrote:
Well he edited post #2 after my post, can only assume op is trying to ignore me, instead answering me. fair enough ill ask the questions anyone with a calculator can ask.

Quote:
My NAV is currently 17.75 billion. I've 8.75b in production lines, 4b in materials, 2b in buy orders and 3b in liquid ISK. The rest of my ISK was used to secure the three characters I've listed above, and then just under 1b was used for the tower+mods+1 months fuel.


32 slots @ 147m = 4,704,000,000.00

Already has 8.75b in production, despite the "plan" being to use only 4.704 aat.

Already has 4b in materials & 2b in buy orders + 3b liquid isk. meaning he has the isk now to run the operation , assume its already running at full speed (no downtime between builds) so his funds cover all expenses, and can re-buy again.

Why do you have more invested in production now, than when you plan to run this bond?

The 15b wont help you, your capped by slots pal, So what do you really plan to do with this?

next time, just pre-pledge 20b or send me a mail.


Good questions.

Right now I've enough to run 21 of the 32 available slots, and once the batch is sold I must buy the materials and build the components. so there is the delay of selling the product and 2 days to produce the components before the next batch.

With the ISK, I'll be able to run more slots, and have enough capital to have the components ready.

Also each slot is 5 hulls. I run them this way, so that it takes exactly 7 days 2 hours per batch.


ok the bpc is 5 run is it?, if thats the case add that to u op, i assume its a 1 run, and you were cycling that way.

if you used 1 run bpc, u can use all your slots now.

@JerryTPepridge
Razor Rocker
Super Mother Fan Club
#19 - 2013-02-26 03:22:27 UTC  |  Edited by: Razor Rocker
Jerry T Pepridge wrote:
Razor Rocker wrote:
Jerry T Pepridge wrote:
Well he edited post #2 after my post, can only assume op is trying to ignore me, instead answering me. fair enough ill ask the questions anyone with a calculator can ask.

Quote:
My NAV is currently 17.75 billion. I've 8.75b in production lines, 4b in materials, 2b in buy orders and 3b in liquid ISK. The rest of my ISK was used to secure the three characters I've listed above, and then just under 1b was used for the tower+mods+1 months fuel.


32 slots @ 147m = 4,704,000,000.00

Already has 8.75b in production, despite the "plan" being to use only 4.704 aat.

Already has 4b in materials & 2b in buy orders + 3b liquid isk. meaning he has the isk now to run the operation , assume its already running at full speed (no downtime between builds) so his funds cover all expenses, and can re-buy again.

Why do you have more invested in production now, than when you plan to run this bond?

The 15b wont help you, your capped by slots pal, So what do you really plan to do with this?

next time, just pre-pledge 20b or send me a mail.


Good questions.

Right now I've enough to run 21 of the 32 available slots, and once the batch is sold I must buy the materials and build the components. so there is the delay of selling the product and 2 days to produce the components before the next batch.

With the ISK, I'll be able to run more slots, and have enough capital to have the components ready.

Also each slot is 5 hulls. I run them this way, so that it takes exactly 7 days 2 hours per batch.


ok the bpc is 5 run is it?, if thats the case add that to u op, i assume its a 1 run, and you were cycling that way.

if you used 1 run bpc, u can use all your slots now.


Yes that is an option, but I simply don't have the time to log in multiple times a day to put in a batch, change sell/buy orders and start new batch of components.
Jerry T Pepridge
Meta Game Analysis and Investment INC.
#20 - 2013-02-26 04:33:17 UTC  |  Edited by: Jerry T Pepridge
Makes sense razer rocker, i read the post pre-edit btw, dunno why u edit that out, its exactly what ur doing here.

I know how much you hate me lol, must have taken some patience to answer like u did, so well deserved. ill leave u alone now.

@JerryTPepridge
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