Player Features and Ideas Discussion

Losing ship?
Worth hundreds of mil.
PLATINUM INSURANCE is here to ease your pain.
But where is the insurance for pods aka implants within our head ?
Where is our LIFE insurance?
More often than not our head is worth MAGNITUDES above the cost of our ships and our pods..... are A LOT more vulnerable .

Should we establish an insurance system that reimburse part of your implants worth upon death ?

Some say this will create another isk faucet, potentially causing a destructive inflation.

#53Posted: 2013.02.21 06:34 | Report
People say this as if Isk faucet is a bad thing.

With more ISK in the game, those tech 2 ships and modules we all love using or the price of an individual PLEX may increase significantly.
Those hit hardest by this theoretical runaway inflation would be the average Joe who gets his income from mission-running, ratting or exploration.

However , at the same time. With the price of of T2 modules increasing with the demand being fairly inelastic .
That means the potential gain for those making such modules will increase substantially .
Ultimately the TSS of the society remains unchanged .
(Thank you Dr Eyjo)

To the average joe , inflation may SEEM like a bad thing, but to the economy as a whole (ie: 0.0 corporations - essentially separatist states)
High inflation lowers the value of our money so we can get fewer goods and services for each dollar.
This MAY seem bad , but we have the inflationary spiral on our side. This happens when prices rise, so firms have more profits, so they hire more miners from high sec, this sends their income up, so people have more money to spend on higher priced goods, so demand increases, and the prices keep going up. As T2 products only comes through research , this also means that researching becomes a profitable profession.
THEY TOO gain.

As productions are often MAGNITUDES more flexible than purchases. The final REAL output of the universe increase and EVERYONE gains.
As long as it doesn't go into SUPER inflation.... (Thats why we need to control the AMOUNT of reimbursement - note: Implants comes from nothing but sell for something too)

In the end , all it comes down to is moderation and control .
WHICH!
I believe Dr Ejyo will know what is appropriate and what is not.

Considering since the establishment of OTEC and CCP's macro economic manipulation via the PLEX systems have shown time and time again , their power at stabilizing the economy.
I believe the impact of this "Implant insurance" system will be minisuce in EvE terms.


So ... do you think this will be a good idea?
Or do you have some thoughts of your own you would like to share?

Please discuss down below in the reply session

No

No.
The dead know only one thing: it is better to be alive.

There is absolutely nothing stopping you from doing it. It doesn't have to be done via CCP.

OP, I am now offering premium life insurance. You send me ISK equal to the value of your implants and I pay you 25% of that when you next get podded.

no.

we already have
1400mm to the face is not a pre-existing condition.
And I don't see how is this different from the ship insurance

Yes?


PS Don't ask two questions in one post.

I see lots of no's but no reason why not.


The op has a point, you can insure your ship for a payout when it goes to the great minmatar resources yard in the sky (although T2 ship insurance is a waste of isk since the payouts are laughable) so why can't you insure your implants?

Just interested since nobody seemed to be willing to put a comment after they wrote no, maybe they'd used up their bitterness quota for the day

Almost all implants comes from LP stores or loot drops.
For the LP store implants.
The isk needed fhe implant shall be reimbursed , when the Slave, snake and the sort , will be reimbursed at 50% market price