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Confessor Platinum Insurance - What is Wrong?

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Desmios Sanguis
10th Crusade
#1 - 2017-05-13 15:42:10 UTC
The confessor costs about 33mil
https://eve-central.com/home/quicklook.html?typeid=34317

Its platinum insurance only pays out 1.6mil; it is a T3 ship.


The purifier costs about 20mil
https://eve-central.com/home/quicklook.html?typeid=12038

Its platinum insurance pays out 6mil

Why does the confessor pay out 4.4million less insurance than the purifier, when it costs 13million more?

1.6mil PLATINUM insurance payout on a 33mil t3 hull is stupid.

Am I missing something?
Lothros Andastar
The Scope
Gallente Federation
#2 - 2017-05-13 15:47:43 UTC
Insurance only takes into account the base minerals.
Desmios Sanguis
10th Crusade
#3 - 2017-05-13 15:52:44 UTC
Lothros Andastar wrote:
Insurance only takes into account the base minerals.


Ahh, so the confessor is cheap as hell to manufacture?
Eternus8lux8lucis
Guardians of the Gate
RAZOR Alliance
#4 - 2017-05-13 15:53:37 UTC
T3Ds used to have almost all insurance covered early on so people would use them and use them they did for virtually free hulls. CCP then nerfed the insurance twice that I have seen from that to a decent but not overly huge payout, about 1/3- 1/2 of the hull cost and then to this T3 nothingness.

Ironically this brings it more in line with the T3s and even T2 insurance rates for usage though. I did rather enjoy the high insurance rates for them early on though.Big smile

Have you heard anything I've said?

You said it's all circling the drain, the whole universe. Right?

That's right.

Had to end sometime.
Sir BloodArgon Aulmais
Center for Advanced Studies
Gallente Federation
#5 - 2017-05-13 15:53:44 UTC
If I recall correctly the payouts were much higher. Svipuls were basically 5-10m after insurance. It was unintentional and ccp nerf'd
Arushia
Nova Labs
Stainless Steel Orkz
#6 - 2017-05-13 16:14:47 UTC
Desmios Sanguis wrote:
Lothros Andastar wrote:
Insurance only takes into account the base minerals.


Ahh, so the confessor is cheap as hell to manufacture?


No, it is largely made of things the game does not consider "mineral".
Desmios Sanguis
10th Crusade
#7 - 2017-05-13 16:18:19 UTC
Arushia wrote:
Desmios Sanguis wrote:
Lothros Andastar wrote:
Insurance only takes into account the base minerals.


Ahh, so the confessor is cheap as hell to manufacture?


No, it is largely made of things the game does not consider "mineral".


Doesn't that kind of defeat the purpose of insurance?
Mara Pahrdi
The Order of Anoyia
#8 - 2017-05-13 16:36:23 UTC
Desmios Sanguis wrote:
Arushia wrote:
Desmios Sanguis wrote:
Lothros Andastar wrote:
Insurance only takes into account the base minerals.


Ahh, so the confessor is cheap as hell to manufacture?


No, it is largely made of things the game does not consider "mineral".


Doesn't that kind of defeat the purpose of insurance?

Just remove insurance. Problem solved.

Remove standings and insurance.
ShahFluffers
Ice Fire Warriors
#9 - 2017-05-13 17:04:28 UTC  |  Edited by: ShahFluffers
Desmios Sanguis wrote:
Arushia wrote:
Desmios Sanguis wrote:
Lothros Andastar wrote:
Insurance only takes into account the base minerals.


Ahh, so the confessor is cheap as hell to manufacture?


No, it is largely made of things the game does not consider "mineral".


Doesn't that kind of defeat the purpose of insurance?

The point behind insurance in EVE is to "lessen" the cost of a "loss." Not to remove it altogether.
This gives relatively younger, poorer players the ability to go out and PvP more often.

However, the thinking is that if you can and are willing to afford a ship that is orders of magnitude more expensive compared to the base models (because you want better performance), you are neither young nor poor.

Ergo, you do not need "good" insurance payouts.
Instead, you are going to have to pay for that performance increase in a number of ways.

How did you Veterans start?
Steve Ronuken
Fuzzwork Enterprises
Vote Steve Ronuken for CSM
#10 - 2017-05-13 17:27:22 UTC
It's a explicit downside to using T2, T3 or Faction ships. T1 ships are less powerful, but have better insurance.

You get more power from the other ship classes, but you risk more.

Woo! CSM XI!

Fuzzwork Enterprises

Twitter: @fuzzysteve on Twitter