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Delinquent Loanee list?
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Makeleth Riatu Solette
The Scope
Gallente Federation
#1 - 2016-03-21 01:38:25 UTC
I've been thinking of making a forum post in MD keeping a regularly updated list of those that are either delinquent in loans or just can't be trusted with isk in general. Thoughts?


Awaiting Jerry's obligatory 20b pledge of approval.

Mail me if you'd like some marketing advice or advice in general
Elizabeth Norn
Nornir Research
Nornir Empire
#2 - 2016-03-21 01:47:43 UTC  |  Edited by: Elizabeth Norn
People don't often come back on the same character, you have to look out for lots of other things. Making a list of those things would be a bit creepy and for people that do come back on the same character, you'll see when you do your background check on them.

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Ibrahim Tash-Murkon
Itsukame-Zainou Hyperspatial Inquiries Ltd.
Arataka Research Consortium
#3 - 2016-03-21 05:09:38 UTC
The inability to actually track the worthiness of a creditor by name is what keeps the market so...not right.

"I give you the destiny of Faith, and you will bring its message to every planet of every star in the heavens: Go forth, conquer in my Name, and reclaim that which I have given." - Book of Reclaiming 22:13
Cista2
EVE Museum
#4 - 2016-03-21 05:53:31 UTC  |  Edited by: Cista2
As Elizabeth indicates, noone has ever defaulted , then later come back with a new loan "under the radar".

In contrast, a few weeks ago I worked out a phone book of every single previous MD investor ranked by the number of succesful loans they had given money towards *. This would help new investors answer the question of "are these people posting they have sent money just sock puppets, or genuine players?".
It was a hell of a lot of work for moderate usability though, so I stopped half way through.

(* a bit more complex than just that in fact, since the rank is counted only for succesful loans that also had other - already ranked - investors in them).

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Kingnuts
The Sadistic Clowns
#5 - 2016-03-23 16:57:41 UTC
Cista2 wrote:
As Elizabeth indicates, noone has ever defaulted , then later come back with a new loan "under the radar".


That's not quite true. Riethe once pulled a quick few bil with a bond even after he was a very well-known scammer.

http://eve-search.com/thread/1239599-0/page/1#4

He even linked to his scammed bond in the op but the mindless readers just saw "Here's a link to my previous bond". It was quite a good demonstration of how gullible some sectors of the MD investment population used to be.

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Dethmourne Silvermane
Fliet Pizza Delivery
Of Essence
#6 - 2016-03-24 04:02:15 UTC
Cista2 wrote:
As Elizabeth indicates, noone has ever defaulted , then later come back with a new loan "under the radar".

In contrast, a few weeks ago I worked out a phone book of every single previous MD investor ranked by the number of succesful loans they had given money towards *. This would help new investors answer the question of "are these people posting they have sent money just sock puppets, or genuine players?".
It was a hell of a lot of work for moderate usability though, so I stopped half way through.

(* a bit more complex than just that in fact, since the rank is counted only for succesful loans that also had other - already ranked - investors in them).


That's a project I'd be curious to see.

Interested Party (TM)
Makeleth Riatu Solette
The Scope
Gallente Federation
#7 - 2016-03-24 04:14:21 UTC
Dethmourne Silvermane wrote:
Cista2 wrote:
As Elizabeth indicates, noone has ever defaulted , then later come back with a new loan "under the radar".

In contrast, a few weeks ago I worked out a phone book of every single previous MD investor ranked by the number of succesful loans they had given money towards *. This would help new investors answer the question of "are these people posting they have sent money just sock puppets, or genuine players?".
It was a hell of a lot of work for moderate usability though, so I stopped half way through.

(* a bit more complex than just that in fact, since the rank is counted only for succesful loans that also had other - already ranked - investors in them).


That's a project I'd be curious to see.



I'm curious as well. Perhaps we can complete this should it show promise?

Mail me if you'd like some marketing advice or advice in general
Elizabeth Norn
Nornir Research
Nornir Empire
#8 - 2016-03-24 13:37:52 UTC
Kingnuts wrote:
Cista2 wrote:
As Elizabeth indicates, noone has ever defaulted , then later come back with a new loan "under the radar".


That's not quite true. Riethe once pulled a quick few bil with a bond even after he was a very well-known scammer.

http://eve-search.com/thread/1239599-0/page/1#4

He even linked to his scammed bond in the op


The same people wouldn't check this list.

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Xylem Viliana
homeless bum
#9 - 2016-03-24 14:04:10 UTC
fools and their isk are soon parted.

But i do like the idea of a "phonebook" of somewhat reliable lenders, but I think its up to the lender to do thier research into previous loans and bonds
Bumblefck
Kerensky Initiatives
#10 - 2016-03-24 23:23:34 UTC
Xylem Viliana wrote:
fools and their isk are soon parted.

But i do like the idea of a "phonebook" of somewhat reliable lenders, but I think its up to the lender to do thier research into previous loans and bonds



What about those lenders who fritter their money away on expensive and uselessly frivolous vanity items, like clothing?

Perfection is a dish best served like wasabi .

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Xylem Viliana
homeless bum
#11 - 2016-03-24 23:40:10 UTC
Bumblefck wrote:
Xylem Viliana wrote:
fools and their isk are soon parted.

But i do like the idea of a "phonebook" of somewhat reliable lenders, but I think its up to the lender to do thier research into previous loans and bonds



What about those lenders who fritter their money away on expensive and uselessly frivolous vanity items, like clothing?


Meh, wanted one bought one, moved on, dont really care,