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RL Troll Insurace - What will rates be like for EVE players?
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Toriessian
Helion Production Labs
Independent Operators Consortium
#1 - 2015-12-10 21:30:12 UTC
I kid you not...

There is company now offering "Troll Insurance"
https://thestack.com/security/2015/12/10/chubb-to-offer-uk-troll-insurance-policy/

"Chubb, a household name for its locks and safety equipment, will provide its personal insurance policy customers the option to claim expenses ensued from online abuse. Cyberbullying is defined by the insurer as ‘three or more acts by the same person or group to harass, threaten or intimidate [paywalled] a customer.’"

"While the new insurance option is targeted towards parents concerned about their children’s online activities, adults who are targeted by cyber abuse will also be able to make a claim."

Any bros in the UK want to tell us what rates are like?

Every day I'm wafflin!
Buzz Orti
State War Academy
Caldari State
#2 - 2015-12-10 22:11:43 UTC
Toriessian wrote:
I kid you not...

There is company now offering "Troll Insurance"
https://thestack.com/security/2015/12/10/chubb-to-offer-uk-troll-insurance-policy/

"Chubb, a household name for its locks and safety equipment, will provide its personal insurance policy customers the option to claim expenses ensued from online abuse. Cyberbullying is defined by the insurer as ‘three or more acts by the same person or group to harass, threaten or intimidate [paywalled] a customer.’"

"While the new insurance option is targeted towards parents concerned about their children’s online activities, adults who are targeted by cyber abuse will also be able to make a claim."

Any bros in the UK want to tell us what rates are like?

Chubb security offers armored cars services (with licensed to carry on site armed guards).

Builds ship in empty Quafe bottle.
Khergit Deserters
Crom's Angels
#3 - 2015-12-11 21:04:23 UTC  |  Edited by: Khergit Deserters
We EVE players do fit the profile of people who could benefit from this. Unfortunately, though, there's no profit to be had. They don't pay you cash payments, they just pay to "cover counselling and relocation costs." Ugh
Pix Severus
Empty You
#4 - 2015-12-13 03:10:21 UTC
*Opens a thread in General Discussion*

"There goes my no claims bonus!"

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Toriessian
Helion Production Labs
Independent Operators Consortium
#5 - 2015-12-14 17:22:59 UTC
If they have an affiliate program would it be wrong to gank people and offer them the insurance on an alt?

Every day I'm wafflin!
Buzz Orti
State War Academy
Caldari State
#6 - 2015-12-14 17:27:07 UTC  |  Edited by: Buzz Orti
Toriessian wrote:
If they have an affiliate program would it be wrong to gank people and offer them the insurance on an alt?

You mean, like an insurance fraud?

oh wait, you have a fire insurance, let me set it on fire and collect.

Builds ship in empty Quafe bottle.
Toriessian
Helion Production Labs
Independent Operators Consortium
#7 - 2015-12-14 18:05:54 UTC
Nah it'd be more like affiliate fraud.

A more accurate example would be if I was an arsonist AND sold fire insurance.
I wouldn't actually be the one collecting the payout.

Every day I'm wafflin!
Buzz Orti
State War Academy
Caldari State
#8 - 2015-12-14 18:13:42 UTC  |  Edited by: Buzz Orti
Toriessian wrote:
Nah it'd be more like affiliate fraud.

A more accurate example would be if I was an arsonist AND sold fire insurance.
I wouldn't actually be the one collecting the payout.

you mean like a conspiracy.


Trailer Conspiracy -2001-

Builds ship in empty Quafe bottle.
Toriessian
Helion Production Labs
Independent Operators Consortium
#9 - 2015-12-14 18:19:06 UTC
Yeah but it only works if they do affiliate sales.

I can create demand for the insurance with ganking, but I don't get paid if I don't get a % cut of the insurance sales.
Eventually it falls apart when its not profitable, but thats not my problem as I should been getting paid at that point.

Every day I'm wafflin!
Buzz Orti
State War Academy
Caldari State
#10 - 2015-12-14 18:26:33 UTC
Toriessian wrote:
Yeah but it only works if they do affiliate sales.

I can create demand for the insurance with ganking, but I don't get paid if I don't get a % cut of the insurance sales.
Eventually it falls apart when its not profitable, but thats not my problem as I should been getting paid at that point.


You're missing the point.
Do you really think that the insurance company has to cover for cases where parties plan to cause damage by mischief?

Final Solution

How can you legally create demand with ganking when the insurance doesn't cover ganking and only covers trolls, or spam.

Affiliate sales, or associates, is an association, and if that association proves to be an association to commit something illegal, it can be interpreted as a conspiracy.
Just because it is a conspiracy to commit insurance fraud doesn't mean that it's legal to plan to try to justify it with 2 or more persons.

You'd be lucky if it falls apart and you don't find yourself in jail.
As for it not being your problem, I am sure you have other problems on top.
I don't think you should get paid for that, no.

Builds ship in empty Quafe bottle.
Evasive Shadow Assassin
Sebiestor Tribe
Minmatar Republic
#11 - 2015-12-14 21:25:14 UTC
Toriessian wrote:
I kid you not...

There is company now offering "Troll Insurance"
https://thestack.com/security/2015/12/10/chubb-to-offer-uk-troll-insurance-policy/

"Chubb, a household name for its locks and safety equipment, will provide its personal insurance policy customers the option to claim expenses ensued from online abuse. Cyberbullying is defined by the insurer as ‘three or more acts by the same person or group to harass, threaten or intimidate [paywalled] a customer.’"

"While the new insurance option is targeted towards parents concerned about their children’s online activities, adults who are targeted by cyber abuse will also be able to make a claim."

Any bros in the UK want to tell us what rates are like?


You see in England, we actually care about each other :)

Unliek some countries...

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Buzz Orti
State War Academy
Caldari State
#12 - 2016-01-31 02:11:10 UTC  |  Edited by: Buzz Orti
I used to have a non-compulsory business liability errors & omissions insurance offer (the legal sector have a compulsary policy) from Lloyd's of London which are an insurance market company.

The coverage they offered following the 9-11 fifty (50) billion twin tower payout.
They do not covre for electronic publishing, including EVE Online forums post, defense department related work, and most high-end business work.

Builds ship in empty Quafe bottle.
Khergit Deserters
Crom's Angels
#13 - 2016-02-02 00:03:18 UTC
Evasive Shadow Assassin wrote:
Toriessian wrote:
I kid you not...

There is company now offering "Troll Insurance"
https://thestack.com/security/2015/12/10/chubb-to-offer-uk-troll-insurance-policy/

"Chubb, a household name for its locks and safety equipment, will provide its personal insurance policy customers the option to claim expenses ensued from online abuse. Cyberbullying is defined by the insurer as ‘three or more acts by the same person or group to harass, threaten or intimidate [paywalled] a customer.’"

"While the new insurance option is targeted towards parents concerned about their children’s online activities, adults who are targeted by cyber abuse will also be able to make a claim."

Any bros in the UK want to tell us what rates are like?


You see in England, we actually care about each other :)

Unliek some countries...

We care about people here in New York too. Mostly, about whether they're in our way, or taking up too much space on the train or the road.