Market Discussions

How much would you charge to license this tool to another person? I'd love to have this functionality.

"well versed in some type of language" is where I fail. I'm a project manager at heart, not a developer.

Thank you, completely understandable. While I don't really have any exact figure until I gather more statistics and clients, I would ballpark somewhere in the region of 50b at the 12% rate at my current pace with my current capital to continue paying out interest without issue.

If this were to be exceeded, I may implement a cap but will not reduce the interest rate. Once I expand my endeavors this could be increased, but for the moment I don't foresee hitting the cap.

A few questions and suggestions:

Why do I need to enter an email and a password? If this is only accessible from ingame and uses ingame information, no password is needed. An email is never needed except if you want to use it in case someone forgets his password. However, a password recovery option does not exist.
In fact, one could get the idea you are phishing for mail/password combinations.

Other suggestions:

-Let people deposit to any Account run by you. This could be solved by crediting deposits with the "Reason" field to the character who sent the money, but allowing people to add any Character name in the "Reason" field on order for it to be credited to that persons Account.
Why? Because then people who are currently not able to get into the game can verify that they got money from someone (in case they just started a loan request) or someone who is not subscribed currently can receive money and actually use it, which leads me to the next suggestion:

- Let people send money to other accounts on your website and let people withdraw to any Account.
Why? Because that would allow people to actually send ISK without having to be subscribes or logged in, and when sent on your website if would be instant. Someone who doesn't currently play eve actively could keep his money invested that way.

- Allow times payments.
Why? With loans, there are regular payments to be made. This could be automated if both parties have an account with you. As an additional service this could be done with ingame payments as well which are then subtracted from the senders account with you. For the latter, you could charge extra.

- Let people Create an account from outside the game.
Why? A lot of people just read the forums when they are somewhere where they do not have access to eve. If they cannot see how your website works and only see the one page saying they need to be ingame, they'll leave and maybe never come back. However, if they can make an account right away and see how everything is set up and what options there are (especially if you add some more options), then they are more likely to come back an invest.
Besides, you already ask for a username, a password an an email addresse, so there is literally no need for someone to access your site via the ingame browser.

Edit: One more question: Where is the withdraw button? I cannot find it. I don't have anything invested (yet) though. Does it only appear if theres ISK on the account or is it just not implemented yet?

Thanks for your reply, I'll try to go through this piece by piece.

1. Registration can only occur in-game for the purposes of retrieval of character information. Logging in and accessing the site, as well as withdrawals can be processed out of game by logging in with the details input during registration. Yes, I could be phishing I suppose? In that case, I suggest using information not used by anything else. Passwords are encrypted and during log in hashes are checked, your password is never in any plaintext form.

Emails will be used for account recovery and password changing, it's not implemented yet but it's on my to do list. I require an email only for this purpose and won't be used for any other or given to any third-party.

2. I'm not going to allow withdrawals to take place to any account that wasn't used during registration. This is mainly for security purposes, so in an event where your account is compromised anyone logged in cannot perform any activities that would help them in any way.

3. I know having registration taking place in-game may alienate people not currently subscribed or wanting to go through the hoop but this is a security precaution and used for verification. EVE-Bet and iwantisk enforce similar requirements in order for registration to take place.

4. As noted previously, withdrawal option only becomes available when you have enough balance to process one. You select an amount and submit, this then goes to me which I manually process. Until then it will show in your account as unprocessed.

As for the other suggestions, I will definitely take those on-board when going forth with development. Depositing to any account is a good idea, and would not be hard to implement.

You say "mainly for security reasons", so what are the other reasons?

Regarding the security thing, it would be the same if people transfer the amount to their account on your site and then withdraw. So theres not really any security gained if you plan to offer that.
But I got a few ideas regarding security in that case:

- you could require 2FA for in the form of either an email confirmation link having to be clicked or the withdrawal coming from the account owner via the ingame browser in order to verify his identity. It would be best if the client could choose between email authetication / ingame authentication for that purpose. Both can be easily automated and thereffore do not cause additional work once implemented.

- you could require 3FA or optionally let people choose to enable 3FA using both additional authentication factors mentioned above for that feature.

So, if it's really just a security issue, I am sure that can be fixed :)



I see how it can be a security problem based on your how you implemented character-related stuff regarding character name hijacking. While this could be fixed, it would require some work.
However, in the current form only Characters can create Account, which Corporations, Alliances, groups with a common interest etc. cannot create accounts. Maybe you want to think about that again. I'l really like to be able to just create an account and maybe add all my characters to it. Also, when a character gets deleted it's much easier to just have a non-character-based system, especially because someone else could just re-use the name and go empty that Bank account =/



Thanks for the information. I will soon invest a small amount to test the features and see how everything works.

Edit: Just deposited a small amount. Btw.: Is there an ingame channel where you can be reached?

Competition fuels innovation.

Time for some real market pvp


II

Firstly thanks for your words. I understand it's pretty simplistic, but in everything I do it's more of a priority for me to go with minimalism for a number of reasons. Like I previously said though you'll be given quite a bit more information about your account, I spent a majority of yesterday completely restructuring the database for statistical purposes and later corp usage.

Eventually I'm thinking about having account creation possible outside of the game and then adding your characters, similar to what Nero suggested a few posts back. The back-end would now allow for this. For example you could make a deposit of 1 ISK with a reason code or something and this then gets tied to your account, you'll then be able to withdraw to any character that is tied to this account, so this is where it could benefit corporations. To combat any malicious activity, email verification will be required prior to the character being tied.

I would love to have an audit, but I suppose I don't really know enough about the service or the people who can provide it.

1 bill deposited

In the statistics section could you add # of account holders in each account type and total # of accounts?