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Little Girl, Bigger Plans. 2bn at 10%, half collateral FINISHED

Author
A Little Girl
#1 - 2011-09-08 08:19:19 UTC  |  Edited by: A Little Girl
Hello boys and girls! Well, following my original loan you can read about it http://www.eveonline.com/ingameboard.asp?a=topic&threadID=1564993

It was great success! and here are some of the highlights

http://i54.tinypic.com/j8itf7.jpg

http://farm4.static.flickr.com/3446/3202502460_d54c0e2e21.jpg


So you can see I have great references Lol It was a good result. I did not yet sell everything but made a profit and when the remainder sells it will be about double the original investment in total. I did use some existing stock as well so if I factor that in as costs then it is a bit less but still quite pleased.

I am now thinking about where to go next. In the meantime I would like to get more trading done and specifically want to do some more regional trading.

I have not yet worked out on the calcumatron the exact values but I have the following collateral currently free to be set aside

SHIPS:
1 x T2 fit Hulk
1 x Maelstrom which has T2 modules and T1 artillery guns but could also come with some named variants instead
1 x Charon*

BPOS (100-200 in total):
Large list of T2 ship component BPOs which are all researched to ME10/PE10 zero waste
Large list of module BPOs (shields, armor, hull, energy all T1) also well researched

Gummy Bears:
Some spare ones might be found behind the sofa!



I am happy to provide a big list of things but I'll have to put those online somewhere later.


* I also have the Charon available but I would really like to keep that this time because I want to use it for some inter regional items. I can use a transport ship and contract for things that don't fit but it just means more time and money spent.

Including the Charon the total available collateral this time is maybe a bit over 2bn. Later this week I will sit down and check it all properly. Without the Charon I think the rough estimate is about 1.5bn maybe a bit less.



Phew! I am tired from typing and thinking about this too much Lol So that is what is potentially available! Now I would really ideally like one or two people for this because there are a lot of BPOs involved. Over 100! Neatly folded and tucked away in a handful containers!

I would really like a lower interest rate 5% I think is fair? Because this time I want to be doing high sec trading and inter regional trading so the margins won't be so good and I won't be using stock from before.

The amount I have in mind is 2bn. Anyways I am not going ahead with this yet because I want to see what suggestions and offers can be made. In the end I might not even do it Lol but if I do it will probably be starting next week because I am very busy this week and this weekend.


Now I am going to sit down because I'm pooped from all this typing and calcumatroning!
Jaxx McCoy
#2 - 2011-09-08 09:07:23 UTC
I think your terms sound good, and if you decide to do it, this offering will fill quickly even at 5% and 75% collateral (without the Charon).

The collateral, and the successful completion of your previous bond lowers the risk profile enough that it is an attractive investment despite the lower interest.

Just my opinion, good luck! Smile
Tom Hagen
Twilight Empire
#3 - 2011-09-08 16:19:02 UTC
Hello there little girl Smile

Based on previous experience, I would be happy to be one or more of your future investors in your endevours.

I would be happy to loan you up to the full amount your asking for, if I can hold collateral.

However, I think the interest rate is too low. At 75% collateral, I would be willing to offer you a loan at 8%, with a full (i.e. 110% min9 collateralization 6% would be ok.

(After all I need to make some money Cool)

Let me know what you think Big smile

Cheers,
Brollox
Syndicate Enterprise
Sigma Grindset
#4 - 2011-09-08 19:10:21 UTC
If you are looking for a 2nd investor I have a bit of spare isk I would be willing to invest.

I too have thrown some figures around and for me to make it worth my while I would be willing to match Tom's assesment.

I would normally ask for min 10%, but I am keen on investing, as your previous loan worked well I would be willing to go:

75% Collateral for 8% (I would like to hold 35% of Collateral if split with Tom)
100% Collateral for 6% (split 50/50)

If you were wanting say 2b from each investor therfore increasing your working capital (a total of 4b investment) I would be willing to go with a 35% Collateral I would be willing to do that for 10% (so you can jkeep your Charon LolP

Anyway a few options for you to think over.

Would be interested in your thoughts and that of Tom and other investors??

I used to be a Killer ............

Now I am Market Warrior and Investor

Jaxx McCoy
#5 - 2011-09-09 07:37:22 UTC
Tom Hagen wrote:
Hello there little girl Smile




LOL Tom looking at your avatar and reading that first line... it sounded pretty bad haha!
P
A Little Girl
#6 - 2011-09-09 10:06:11 UTC  |  Edited by: A Little Girl
Hey guys I am looking through my free assets and have a question! For items I'm just using Jita buy/sell price table.

The BPOs I can use presumably the price I paid for them? There are 125 in total. I've used the prices I paid from memory but I need to check on some sets.

Updating this I put a spreadsheet https://docs.google.com/spreadsheet/ccc?key=0Av84LgJn8Tc7dHQ1OGZoX0U4bkQ3MHhRZXMxV2NoT1E&hl=en_US

It looks like I have overestimated what I have currently idle/free for collateral Oops I can probably free up some more stacks of PvP equipment but that wouldn't really change the total much. Other stuff is in nullsec and would be a pain to haul up.

I'll have to see what I can do but for now, including original collateral, I can do 90% of 2b. I really would like to use that Charon some more though Lol Hmmmmm I'll have a look this weekend if I can pull some things back from my nullsec stations if I have some time to try to make up the shortfall.

But anyways 8% is higher than last time! Meet halfway at 6.5%? Pweeeeeease Lol
Tom Hagen
Twilight Empire
#7 - 2011-09-09 14:28:21 UTC
Hi again,

The reason for the increased interest is that the size of the bond now makes the investment a more risky one as well.

I would like to offer you a third option as well.

If you widh to keep the Charon for transporting stuff, I could offer you a 2 Bill loan using only 50% collateral at 10% interest.

That would mean collateral is the ships (except the Charon) and the BPOs.

Let me know again what you think.
Brollox
Syndicate Enterprise
Sigma Grindset
#8 - 2011-09-09 15:57:21 UTC  |  Edited by: Brollox
Tom

Quote:
If you widh to keep the Charon for transporting stuff, I could offer you a 2 Bill loan using only 50% collateral at 10% interest.



Would you be willing to split that with me 1b for 10% and 25% collateral each??

if not (and I hope you will Lol)

I would be wiling to offer you 2b with 35% collateral for 12% (you obviosly keep the Charon Blink )
I would be willing to offer you 2b with no collateral for 15%

I used to be a Killer ............

Now I am Market Warrior and Investor

Tom Hagen
Twilight Empire
#9 - 2011-09-09 16:14:30 UTC
@ Brollox: Yes, I would be fine with splitting the loan.
Brollox
Syndicate Enterprise
Sigma Grindset
#10 - 2011-09-09 17:36:35 UTC
Awesome.

Well it is upto little girl as to the amount and the terms she wants now she has 2 willing investors and various options!!

I used to be a Killer ............

Now I am Market Warrior and Investor

A Little Girl
#11 - 2011-09-10 07:19:29 UTC  |  Edited by: A Little Girl
Hi uncie Tom and ahm Brollox Lol Oh my! So many options! Well, the reason I am so attached to the Charon is because I am not a pure station trader. I'm used to using it for freight/building and some inter region trading, in between other less trading activities. I suppose trading artillery rounds could still be considered trading though. Live trading P

I will use these funds and my own money to do more station trading but also some more region trading if it isn't working out so well. But hopefully it will! Big smile Hmmm decisions decision! I wasn't expecting an uncollateralized offer Lol if I take that one it is really high interest rate considering I would set myself a minimum 15% margin for trades. But it means I keep a larger BPO collection to produce from Ugh

The 50/50 split one at 10% seems to be the best deal. I'm not keen on not having less options! I will hopefully finish my little girl errands this weekend and look to start on Monday if not Tuesday and then we can decide how to split the loot! I mean the collateral Blink
Brollox
Syndicate Enterprise
Sigma Grindset
#12 - 2011-09-10 19:19:24 UTC
Quote:
Hi uncie Tom and ahm Brollox


Just call me Bro............then you won't blush!!! Oops

Have fun, Fly safe and make isk :)

I used to be a Killer ............

Now I am Market Warrior and Investor

A Little Girl
#13 - 2011-09-12 11:00:48 UTC  |  Edited by: A Little Girl
Hey guys! I am moving all the collateral into one location for ease of contracting. They are only a few jumps out from Jita in high sec. Please let me know how you want to split it then I can sort out contracts so it will be 2bn for 10% overall right? With 50/50 collateral between Tom and Bro and I keep the teddy bear Charon Smile

You know, I'm still suspicious of the milkshake Tom left spilled on the bridge roof. Ugh I hope these ships are given back nice and clean and with the fluffy dice still attached! Lol
Tom Hagen
Twilight Empire
#14 - 2011-09-12 12:48:14 UTC
Hi there o/

If you set-up a contract for 1Bill, with 500 M collateral (valued as in your file) I will accept it later today.

I don't really care which of the collateral I get, but as you know I like to fly around in other persons ships, so it might be nice to leave some of my souveneirs in your Mael and ORca as well ;-)

o/
Brollox
Syndicate Enterprise
Sigma Grindset
#15 - 2011-09-12 14:55:24 UTC
Tom Hagen wrote:
Hi there o/

If you set-up a contract for 1Bill, with 500 M collateral (valued as in your file) I will accept it later today.

I don't really care which of the collateral I get, but as you know I like to fly around in other persons ships, so it might be nice to leave some of my souveneirs in your Mael and ORca as well ;-)

o/


Yep count me in on the same terms if Tom wants the ships I am happy to thumb through the BPO's whilst looking at my 'gentlemans art' collection, so I will appolagise in advance if some are stuck together when I return them OopsBlink

I used to be a Killer ............

Now I am Market Warrior and Investor

A Little Girl
#16 - 2011-09-12 20:00:16 UTC  |  Edited by: A Little Girl
According to the calcumatron it will work out 60/40 split if I give ships to one and BPOs to the other, so to make it closer to 50/50 I will give contract of ships and one racial ship component BPO set to Tom and remaining BPOs to Bro. I will do this tomorrow Smile
A Little Girl
#17 - 2011-09-13 15:12:13 UTC
Hiya! Collateral contracts are up. It isn't exact 50/50 but it's close enough. You two can always mud wrestle to determine who should have got the slightly bigger amount haha Actually on second thoughts hmmm maybe people would pay to watch that?? Shocked
Brollox
Syndicate Enterprise
Sigma Grindset
#18 - 2011-09-13 15:53:18 UTC
A Little Girl wrote:
Hiya! Collateral contracts are up. It isn't exact 50/50 but it's close enough. You two can always mud wrestle to determine who should have got the slightly bigger amount haha Actually on second thoughts hmmm maybe people would pay to watch that?? Shocked


Accepted have fun and make isk :P

If they'll pay I will play TwistedEvilBlink

I used to be a Killer ............

Now I am Market Warrior and Investor

Tom Hagen
Twilight Empire
#19 - 2011-09-13 19:13:37 UTC
Contract accepted --> ISK sent.

GLHF - I will make my mark on the shiny new ships (but of course clean it up afterwards) Big smile
A Little Girl
#20 - 2011-09-20 11:17:43 UTC  |  Edited by: A Little Girl
Hi guys! Big smile Well I thought I would try to give some more information this time so I will try to give some weekly reports! Because I know you guys like Microsoft Evecell or Google Evedocs haha

But seriously! Sadly I have been very busy and did not yet make full use of the huge big pile of money which I put under the bed for safe keeping. I will try to get some charts later when I find where I put the crayons!

Soooo my plan was to use 3bn. 2bn to station trade and 1bn of my own pennies to transport stuff. Because of little girl errands and some other things I had to do in the real world where they don't have space ships I have only been able to use about 1bn trading with a high point of 1.8bn Guess what I did there haha P

Don't worry your pretty heads though! I already made 200m profit so even if I pulled all the buy orders I can already pay everything back! So from now on everything is pure profit Big smile If current business trendings continue to be trendy and don't go funky (?????) then I should finish with another 600m for myself if I keep this rate of profit. Hopefully it will be more because I will have some more free time in the coming weeks!



Update: make that 300m and counting, between 14 Sept and 20 Sept. I have started to use more of the funds from yesterday so it should really start to go up now and I am optimistic to make 1bn total using 2bn funds. More if I get time to transport.
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