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[Right Now] Insurance Payouts Recalculation

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CCP Fozzie
C C P
C C P Alliance
#1 - 2014-12-03 13:46:29 UTC
Hello folks.

Some of you will have noticed that insurance payouts for T2 ships have decreased starting today (December 3rd). This is an intentional change, designed to counteract the higher-than-desired increase in insurance payouts that resulted from the Crius industry changes.

You should expect insurance payouts for Tech 2 ships to now be a bit closer to what they had been pre-Crius.

This change isn't tied to any release since the insurance values recalculate on Tranquility on their own. Today just happens to be recalculation day.

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Makari Aeron
Imperial Shipment
Amarr Empire
#2 - 2014-12-03 13:49:57 UTC
I've never found insuring a T2 ship to be worthwhile. *shrug* to each their own.

CCP RedDawn: Ugly people are just playing life on HARD mode. Personally, I'm playing on an INFERNO difficulty.

CCP Goliath: I often believe that the best way to get something done is to shout at the person trying to help you. http://goo.gl/PKGDP
H3llHound
Center for Advanced Studies
Gallente Federation
#3 - 2014-12-03 13:56:30 UTC  |  Edited by: H3llHound
But why the big drop again? Afaik payout depends on the materials used. There hasnt been much changes there.

Why not leave it a bit higher? ship losses were alot easier to compensate and promote the usage of t2 ships and loose them

edit: here(reddit) are some examples how they changed
BadAssMcKill
Aliastra
#4 - 2014-12-03 13:57:16 UTC
Booooo
Bienator II
madmen of the skies
#5 - 2014-12-03 13:57:36 UTC
happy insurance recalculation day.

does that mean that things like SOE ships have now hull values on killmails?

how to fix eve: 1) remove ECM 2) rename dampeners to ECM 3) add new anti-drone ewar for caldari 4) give offgrid boosters ongrid combat value
Grookshank
Center for Advanced Studies
Gallente Federation
#6 - 2014-12-03 13:58:16 UTC
Thanks for the info.
Tobias Frank
#7 - 2014-12-03 13:58:29 UTC
:'(
Gallowmere Rorschach
The Scope
Gallente Federation
#8 - 2014-12-03 13:59:08 UTC
Makari Aeron wrote:
I've never found insuring a T2 ship to be worthwhile. *shrug* to each their own.

Recently it was, for certain things that you just knew were going to get exploded. Fleet Sabres, being a good example. They insured for about 6.8 mil, and paid out about 21.6 mil. Not exactly a windfall, but it was definitely nice for a hull that has a fleet survival rate somewhere around "Rifter being flown straight at a Tengu fleet".

Not at home right this second, so I can't see the adjusted payout for it.
Daenna Chrysi
Omega Foundry Unit
Southern Legion Alliance
#9 - 2014-12-03 13:59:41 UTC
Makari Aeron wrote:
I've never found insuring a T2 ship to be worthwhile. *shrug* to each their own.


Yeah, this is true, they just are not worth insuring. For one by the time people can afford to fly them they usually can afford to lose them as well.
Kassasis Dakkstromri
State War Academy
Caldari State
#10 - 2014-12-03 14:04:40 UTC
EVE Needs insurance regulation... What?

CCP you are bad at EVE... Stop potential silliness ~ Solo Wulf
Ian Praetorius
The Scope
Gallente Federation
#11 - 2014-12-03 14:07:47 UTC
Pre-Crius: T2 insurance a joke, nobody even bothers because it's like 5% of the hull value. Everything working as intended.

Crius: T2 insurance accidentally starts making sense. Obviously a bug, and not a feature.

Rhea: T2 insurance again rendered worthless. Presumably due to the outcry among players about being able to insure their ships. Everything working as intended once more.

:ccp:
Makari Aeron
Imperial Shipment
Amarr Empire
#12 - 2014-12-03 14:09:58 UTC
Gallowmere Rorschach wrote:
Makari Aeron wrote:
I've never found insuring a T2 ship to be worthwhile. *shrug* to each their own.

Recently it was, for certain things that you just knew were going to get exploded. Fleet Sabres, being a good example. They insured for about 6.8 mil, and paid out about 21.6 mil. Not exactly a windfall, but it was definitely nice for a hull that has a fleet survival rate somewhere around "Rifter being flown straight at a Tengu fleet".

Not at home right this second, so I can't see the adjusted payout for it.


Good to know. I guess I just remember the days when people would insure Drakes and destroy the outside of stations just to get the insurance payout since it was more than the ship was worth. Nowadays, I just don't find insurance to be worthwhile. But I also don't do big fleet roams. usually just gate camps....and if you lose a ship there 9 times out of 10 you dun goofed and deserved to lose it.

TL;DR: I haven't insured a ship in at least 3 years. Looked at it but decided "meh"

CCP RedDawn: Ugly people are just playing life on HARD mode. Personally, I'm playing on an INFERNO difficulty.

CCP Goliath: I often believe that the best way to get something done is to shout at the person trying to help you. http://goo.gl/PKGDP
Querns
Science and Trade Institute
Caldari State
#13 - 2014-12-03 14:12:26 UTC
I'd like to take this time to echo my request for a public CREST endpoint that exposes insurance values for ships. More details here: https://forums.eveonline.com/default.aspx?g=posts&t=384317&find=unread

This post was crafted by the wormhole expert of the Goonswarm Economic Warfare Cabal, the foremost authority on Eve: Online economics and gameplay.
Dodo Veetee
School of Applied Knowledge
Caldari State
#14 - 2014-12-03 14:23:06 UTC
Right when you start making sense, you show us the good old :ccp: that we all hate.

Thanks.
Aiyshimin
Shiva Furnace
#15 - 2014-12-03 14:29:06 UTC
Daenna Chrysi wrote:
Makari Aeron wrote:
I've never found insuring a T2 ship to be worthwhile. *shrug* to each their own.


Yeah, this is true, they just are not worth insuring. For one by the time people can afford to fly them they usually can afford to lose them as well.


haha

Insurance is free money, whether you can afford to replace or not is hilariously irrelevant. Not insuring ships is biomassing ISK.

However, now we're back to when insuring T2 doesn't really make much difference.

Canenald
Dreddit
Test Alliance Please Ignore
#16 - 2014-12-03 14:29:54 UTC
How can people keep saying that it's not worth insuring t2 ships? Insurance pays out more than you invest in any system, pre-Crius, post-Crius or post-now. You ship is going to explode before the insurance expires = it's worth insuring regardless of the hull cost.

A ship actively used in pvp is most likely going to explode before the insurance runs out.

Now, if you are carebearing highsec pve then yeah, ships most likely aren't worth insuring, but if you are carebearing in highsec and even thinking you might need insurance you are probably doing it wrong.
Kal Kendor
Viziam
Amarr Empire
#17 - 2014-12-03 14:30:08 UTC
Why not just remove the ability to insure T2 ships, probably less work :^)
Ian Praetorius
The Scope
Gallente Federation
#18 - 2014-12-03 14:34:10 UTC
Canenald wrote:
How can people keep saying that it's not worth insuring t2 ships? Insurance pays out more than you invest in any system, pre-Crius, post-Crius or post-now. You ship is going to explode before the insurance expires = it's worth insuring regardless of the hull cost.

A ship actively used in pvp is most likely going to explode before the insurance runs out.

Now, if you are carebearing highsec pve then yeah, ships most likely aren't worth insuring, but if you are carebearing in highsec and even thinking you might need insurance you are probably doing it wrong.


The opportunity cost / effort of clicking those buttons is easily twice the value of the Pre-Crius ISK payout.
fudface
ACME-INC
#19 - 2014-12-03 14:36:36 UTC
What is this pointless thing you call "in sewer ants"?



my 2 isk worth
Altrue
Exploration Frontier inc
Tactical-Retreat
#20 - 2014-12-03 14:49:10 UTC
High insurance payouts were better.

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