Market Discussions

Greeting people of MD! This is a continuation of my previous loan( http://www.eveonline.com/ingameboard.asp?a=topic&threadID=1561894 ) since I decided I'd like to extend it another month.

TL;DR - I am in need of 2bn reservations for September 13th when the first term of my ongoing loan finished and I pay back investors pulling out. This will be for station trading and interest is set at 10%.

Summary
Wanted: 10,000,000,000.00
Interest Rate: 10%
Collateralized: No
Start Date: August 13th.
End Date: October 13th.


FAQ
1. Any outstanding debts outside of your current public loan? Yes. A corp mate gave me 1bn isk around the end of July, so that is already considered apart of the 10bn here.

2. Why are you going from 2bn to 10bn? I believe I could properly invest this isk to make worth while profits. In my previous loan(as of the moment of posting) I have earned 823m isk as profit which is almost a 50% return on the isk I've used.

3. In the event of you losing our isk how would you pay it back? I pay attention to my markets and will pull out if it's not worth the time. In the event I start losing significant amounts of isk I will see the close margins while I update prices and will pull out.

5. What if you are intoxicated and go on eve? I've learnt my lessons with that one. No risk there!

6. Why did you choose 10bn as your next loan? My average profit per day is around 36m per day, I would really like to reach 100m a day average and believe 10 billion isk could do this.

7. Audit? As much as I don't like giving out my API information, I imagine investors don't like giving their isk to people they don't trust even more. I have contacted Vaerah already and will be contacting Tutskii later on today to submit to her verification service.

8. Will you be posting the charts like last month? I got no feedback at all about that but yes I will be post the charts this time around again.

9. If you get a job(probably a risk) what are you plans with this? I will see how much of an effect it has on my time to manage eve. If it doesn't have a negative effect, I will continue as usual. If however it does I will end this loan early and return all investments as well as a full months of interest like they expected.

10. How come you eve-mail your investors before each loan ends? This is so I can properly liquidate stock and set aside their isk. I try to give them a respectable amount of time to reply, 1 week, but if I do not hear from them I return their isk.

11. What happened to #4? He's on vacation, he asked me to water his planets.

12. Why are there 11 investors already but not a single post from them in this thread? This is an extension of my loan from September 13th. Two reservations have been made since funds have been pulled out and more is needed.

13. How about your recent volatile activity lately? While my activity has been volatile, I am still earning enough to fulfil both the interest of my investors and myself. I'll get bored of killing zombies on an Island soon enough and that other game I haven't played yet that was also recently released.

14. Why are your links so long? Everytime I try and use the new bbcode for url with this, the new forum screams at me.

The Plan
1. Continue station trading in the two trade hubs I'm already in.
1.5. If I have trouble finding items(unlikely) to trade I will move to a third trade hub.
2. Split funds between the hubs I'm trading in.
3. 0.01 isk while watching my minmatar scrub my docking bay.

Risks
1. My minmatar labour worker kills me when I leave my captains quarters.
2. As with all station trading, the profit margins crash.
3. I get a job in real life.

Investors
Still Needed: 2bn

* Michelle P1H9A8N1 - 1,500,000,000 [Interest Paid->Paid Back]
* March rabbit - 2,000,000,000 [Interest Paid->Paid Back]
* Mystics Ostus - 500,000,000 [Interest Paid->Paid Back]
* Anonymous Corpmate - 1,000,000,000 [Extended->Interest Paid]
* Tom Hagen - 2,000,000,000 [Extended->Interest Paid]
* Liberty Eternal - 500,000,000 [Extended->Interest Paid]
* Dyanmo - 1,000,000,000 [Extended->Interest Paid]
* What Trigger - 1,000,000,000 Extended->Interest Paid]
* Lumadane - 500,000,000 [Extended->Interest Paid]
* Brollox - 1,000,000,000 [Received]
* Zadir - 1,000,000,000 [Received]

Minimum investment: 500m (sorry little guys)

*Reserved until they decide they want to cash out or I do not hear from them by the 13th.


Feel free to ask any questions you have regarding this loan and I will answer them as best as I can.

Previous Loans
Loan 1 - http://www.eveonline.com/ingameboard.asp?a=topic&threadID=1527374
Loan 2 - http://www.eveonline.com/ingameboard.asp?a=topic&threadID=1548746
Loan 3(ongoing/this loan) - http://www.eveonline.com/ingameboard.asp?a=topic&threadID=1561894

Isk has been sent back. I have added you to the investor list as reserved.



You have been added to the investor list as reserved and I have sent you an eve-mail. I would like isk to be sent by the 13th.

Confirming receipt of isk.

Isk received. Both interest and orignal loan amount. Good luck.

I'll take the last 2B.

Wired

Oh right, no images....

Week 1 Progress
Link because certain entities cannot copy good forums.

Reflection

I'm too exhausted right now to write a wall of text here...

I've only looked at the average of < 100m. Not high enough. I'm sure the other ̶r̶e̶s̶p̶o̶n̶s̶i̶b̶l̶e̶ adults on here understand real life can be hectic. There's an additional 50m profit through contracts.

Yea, RL can be a pain like that sometimes. Good luck with everything, and thanks for the profit$

Sorry about the delay! Pay day also happened to be MY payday for my job... I just had to spend half of it on destroying my internal organs...





I really do appreciate those who are able to understand real life can become complicated. I do apologize for the delay and worry that some investors have voiced in their eve-mails.

I quick sold all remaining products that didn't have a huge margin of profit to make it negligible. Total was in the 500m range, I lost maybe 100m profit.

The following people have been paid what I had down as their principal as well as interest at the same time. Some of you might have gotten a little short message after Principal + Interest comment.

Corp Mate
Liberty Eternal
Tom Hagen
Dyanmo
What Trigger
Lumadane
Zadir
Brollox
TornSoul



To those people who were investors in the first month and I said I'd pay out 3% (or I at least got that written down) I didn't forget about you. I do have enough left over from first months profits to make this payment, so I will honour that right now.

Source: http://eve-search.com/thread/1561894/page/3#62

March rabbit
Michelle P1H9A8N1
Mystics Ostus
Liberty Eternal
Tom Hagen
Dyanmo
What Trigger
Lumadane

Have all been paid 3% of their original investment of the first month,







Phew now that I've gotten the wall of text paying people back and keeping my word about that 3%. I would like to thank those who did invest in my offering. I'm sure everyone thought I joked about getting a job being a risk...

If I did neglect to pay you back because of my sloppy book keeping or maybe I just thought I sent you isk. Let me know and I will pay you back and then a little extra for a mistake on my own part. But as it stands I sent out the correct amount of isk.

Full principal received, with 10+3% interest.

Thanks a lot for your efforts and good luck with IRL work now!