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[LOAN] 1 B - 20% - Collaterized (with nogotiated percentage of estimated value).

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Oiras Isimazu
State War Academy
Caldari State
#21 - 2014-02-01 20:08:20 UTC
Also , the Orca could save on the 100k repair costs...
Bi-Mi Lansatha
The Scope
Gallente Federation
#22 - 2014-02-01 23:19:05 UTC
Oiras Isimazu wrote:

Amount of the loan: 1 Billion ISK.

Duration: 1 to 3 months and/or Negotiable.

Interest rate: 20%




...Mind you, I managed to rat in Cosmic Anomalies for the first time yesterday and made 1m to 2m in less than 1 hour.
That was with only 1 ship in 0.8.
I should double that in -0.04 with a Jump Freighter shipment full of equipment that I need for that.
(Minus some skillbooks for the 2nd trip.)...
Shocked
Oiras Isimazu
State War Academy
Caldari State
#23 - 2014-02-02 07:43:45 UTC
That 1m to 2m is still less than 30m per hour.
It is better than before.

I also got more today but in more time.

I got over a billion though from other source which I'd not gotten if I spent time ingame.
Oiras Isimazu
State War Academy
Caldari State
#24 - 2014-02-03 16:48:26 UTC
I tried to rat again yesterday and found some more interesting sites.

Cosmic Anomalies
I found an Angel Refuge, Den and Yard.

However, I didn't make much or as much as the day(s) before.

The other sites I tried and had problems with were "Demonstration" and maybe a couple more.
I'd need at least one more ship multiple-client to increase efficiency until my skill increase.


+
I also got hijacked and my Hurricane ship was destroyed by them.
They let me get my ship loot back though.
(Nonetheless, at 42m loss, the mere few million income doesn't even compare to the amount of damage.
That is at least 5 to 10 times more damage in low sec than it is worthwhile to rat for assets.
In other words the rate of loss is 45% to 90% of loss, at a negative profit ratio.)

After verifying, I am somewhat surprised to find that the kill is recorded although I had ejected.
I didn't know if, as I left the scrambled ship and warped in my pod, that the killmail would show.

42.86m
Most of the ships he kills are Combat Battlecruiser, 163 out of 887 for 90b ISK.
(...better than nothing or a 2b loan offer).

The only other difference is that his corp has more capsules kills than BCs.
It is 423 capsules out of 2,265 total amount of destroyed ships compared to 372 BCs (2nd hi).

Anyways, I saved my implants which are worth
Implants: 51,600,000.00 ISK.
Next time, I'll make the effort of Clone Jumping, and Self-Destruct back to my target.
Even if that means that I'd be unable to learn faster.

Also, I found out how to right click inactive damaged module to repair it with nanite repair paste in hold.
I could never successfully repair with it yet, trying to drag it over modules, right click the paste, jettison it.
I also learned thermodynamic, anyways...

How does nanite repair paste work?
Nanite Operation - which reduces the amount of Nanite Repair Paste required by 5% per level, thus causing you to use less paste

Nanite Interfacing - which increases the amount of damage repaired per second by 20% per level, thus making your repairs faster


Conclusion:
Why should I loan if I have to sell PLEX to even balance?

Answer:
In case that I buy a pod pilot character on the Bazaar which has items in his ownership.
I could use those items as collateral after verifying the Buy value in Jita.


Other than that so far, no, all income gained otherwise is either lost in damage, time cost or other.
The second place I was at for the client got overloaded and I couldn't log in.
The alternative to that was to learn DUST 514 to return there and try my luck at profit.

The first place now has 1 hour + patches and their systems are malfunctioning requiring download on reboot.
That further makes the extra costs interfere against profit.
They also lost more than 75% of their hardware due to management problems or other.


Odds of assets reaching 2b before the end of March 2014: -Slowly reaching below 50%.
Odds of assets reaching 2b before the end of February 2014: -Very unlikely.
Oiras Isimazu
State War Academy
Caldari State
#25 - 2014-02-03 17:18:39 UTC
Almost forgot, before any bumps are involved...

Since the collateral are sparsed, the main part to get the collateral requires activation of those pilots.


That is the equivalent of or relative to the value of 8 PLEx.
Needless to say, it was much faster for me to buy 2 PLEX at $35 from ccp and convert them in Jita.
I probably paid 4.75% taxes or more instead of my preferred rate of 0.75% but I got more income and profit.


Furthermore, I don't have access to the other pod pilot assets to copy-paste in EVEPraisal.
That means that I can't verify the Jita Buy value.
I'm trying to find a way to do that or to get EWA to give me The Forge buy values.
However, one of the system that EWA was loaded on and requires Admin control malfunctioned.
I managed to get it installed on a second system, but I believe it was since then wiped out.
That also means that I'd have to try that again, even though I don't even know if it would work.

Btw, I did make videos of some of the EWA processes that I completed.
I also successfully saved them and am about to update their back-up.
However, I'm quite sure I have to do editing and it will require review work.
flakeys
Doomheim
#26 - 2014-02-03 18:27:57 UTC  |  Edited by: flakeys
This is becoming a blog ...



Also ... REALLY , you ejected from the ship .... ? At least die with some dignity man .Either that or stay in high-sec .

We are all born ignorant, but one must work hard to remain stupid.
Oiras Isimazu
State War Academy
Caldari State
#27 - 2014-02-03 20:34:33 UTC
flakeys wrote:
...
Also ... REALLY , you ejected from the ship .... ? At least die with some dignity man .Either that or stay in high-sec .

High sec is safer, but I had time to warp away as local came nearby me.
There were 3 or 4 other location I could have ratted from.

If I died in my ship, I'd risked losing 51m in implants from being podded.
I had a better chance to escape the scrambler while pod ejecting.

What would have been nice of them instead of bringing me the content of the loot at the gate was:
Board the ship and save the waste of investment by contracting me the ship back.


Anyways, on another note:
I don't offer 1 ISK doubling business = 1.00.

with double zeros.

accurate to the hundredth of an ISK not AUR.
Swidgen
Republic University
Minmatar Republic
#28 - 2014-02-04 03:20:03 UTC  |  Edited by: Swidgen
The rules prevent me from linking the killmail, but as a service to anyone thinking about loaning OP any ISK to fund his ratting adventures, I submit that it would behoove one to ensure full collateral on any loan. The Hurricane lost by Jaed Gogiko (his alt) in Eifer on 3 February at 02:32 doesn't exactly inspire confidence no matter what the security status of the space he's planning to operate in. While a 1 MN MWD on a Hurricane may sound useless, zero rigs and almost no tank are perhaps even worse.

OP, why not stick to buying PLEXes from CCP or GTCs from resellers and selling them on the market? Seems like it would be an easier way to raise funds than the way you're going about it here.
Bi-Mi Lansatha
The Scope
Gallente Federation
#29 - 2014-02-04 08:40:46 UTC
Oiras Isimazu wrote:
I tried to rat again yesterday and found...
Where are you actually ratting at? I think you mentioned lowsec. A better place would be CVA space... if you are not 'red' to them.
Bi-Mi Lansatha
The Scope
Gallente Federation
#30 - 2014-02-04 09:11:30 UTC
Oiras Isimazu wrote:

If I died in my ship...
The load out on the Hurricane you lost was not good. This is an area that you can study and improve... and it will lead to greater ISK/hour.
Oiras Isimazu
State War Academy
Caldari State
#31 - 2014-02-04 16:09:28 UTC
Swidgen wrote:
The rules prevent me from linking the killmail, but as a service to anyone thinking about loaning OP any ISK to fund his ratting adventures, I submit that it would behoove one to ensure full collateral on any loan. The Hurricane lost by ... doesn't exactly inspire confidence no matter what the security status of the space he's planning to operate in. While a 1 MN MWD on a Hurricane may sound useless, zero rigs and almost no tank are perhaps even worse.

OP, why not stick to buying PLEXes from CCP or GTCs from resellers and selling them on the market? Seems like it would be an easier way to raise funds than the way you're going about it here.

Next time I go to Low sec, I will make sure that I have an escort or more ship to manage the scramblers.
I think that Stabilizers would be good.

The reason I had a 1 MN was by mistake on that cane.
Mind you, it wouldn't have been speeding it much.

I didn't ask the loan for ratting adventures but rather to build capital assets, not capital ships building.
It was found that it wouldn't be worth it.
In fact, a Battleship would be better for me, or a bigger fleet.
It would increase the low efficiency level against those NPC pirates and even drones.

As for the collateral value, it was found that it wasn't worth to get 9 PLEX equivalent for 1b.
Although on second thought that once the loan is contracted that it would be worth that 1b with refund.

Even if I took only the most valuable assets of all accounts, it wouldn't be enough to cover 2b or 1b.

Zero rigs allowed me to lose less, as with no stabilizers, there would have been no way to escape.
The only way to escape was to leave when others arrived before 30 seconds passed.

As for the cane it is supposed to be armor tanked and wasn't designed to tank but PVE.


As for sticking to buying PLEXes from CCP and no GTC, and selling them on the market, I do that efficiently.
I have a trader that allows me to get 0.75% which is 0.25% better than best.

This here offer will become void and voidable unless :
A. I get more collateral or buy them from contracts.
b. I activate the pod pilots who have the items control and value.

Bi-Mi Lansatha wrote:
Oiras Isimazu wrote:
I tried to rat again yesterday and found...
Where are you actually ratting at? I think you mentioned lowsec. A better place would be CVA space... if you are not 'red' to them.



I don't think he's red, though he's in an NPC corp.
Oiras Isimazu
State War Academy
Caldari State
#32 - 2014-02-04 17:31:11 UTC  |  Edited by: Oiras Isimazu
My worst mistake was thinking the insurance didn't pay.

Insurance
From: Secure Commerce Commission
Sent: 2014.02.03 ...

RefID: ... Your friendly insurance company has transferred 35,265,692.00 ISK into your account for the recent loss of your ship.

Which is better than 500k, times 64.5.


I had to send a scout to low sec before I could even go there.
I am waiting on a shipment of a cane somewhere in null sec which I have paid for.
That way, I could verify the value of the generated income if any, or the offset compared to PLEX.
The offset compared to PLEX is the most likely until I can generate a wide enough force.

edit:
Actually, I found out it arrived on the 2014.02.02 6 hours before I lost my cane.
Bi-Mi Lansatha
The Scope
Gallente Federation
#33 - 2014-02-04 19:30:29 UTC
Oiras Isimazu wrote:

I don't think he's red, though he's in an NPC corp.
CVA policy is not red don't shoot. NPC Corp is fine.

It is a thought.
Oiras Isimazu
State War Academy
Caldari State
#34 - 2014-02-04 22:08:00 UTC
Even if it seems the attackers shipped my new cane, it was shipped by another party.
Elizabeth Norn
Nornir Research
Nornir Empire
#35 - 2014-02-04 22:40:00 UTC
ISD Ezwal
ISD Community Communications Liaisons
ISD Alliance
#36 - 2014-02-04 23:22:07 UTC
As this thread has less and less to do with asking for a loan and more and more about the adventures in space of the OP, it gets a lock. There are other parts of the forum much better suited to tell adventure tales.

If and when you want a loan in the future, please feel free to start a new thread. But I would advice you to take the advice you have been given above at heart: Keep it short, crystal clear and on topic!

ISD Ezwal Community Communication Liaisons (CCLs)
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