Market Discussions

Just wanted to post to say I have used this service and was very pleased with the results!

25B available.

Will you loan me 100m without collateral to get a fitted drake? I am willing to pay up to 25-35% interest over a one month period, and then pull out as I will have enough money to get by again.

Any loans going atm?

New multi-stage loan scheme!

You can now get say a 10B loan even if your collateral only covers 5.5B!

How does that work?

Many times the collateral is not fully needed. Many want to speculate or just grab something at a special price.

So it goes this way:

1) You send me partial collateral and I send you ISK to cover that portion.

2) You get your stock or whatever and contract it to me for the remaining value.

Voilà you just got about double of what you could have got in the old way.


Once you are done with the loan, I send you back it in portions again and you give me back the equivalent in ISK. Of course you need to find a way to liquidate it all.

It's basically what people with scarce resources may use to get larger loans that they generally could afford, while still keeping me the safety net of having (a delayed) full collateral.

All those "Need loan, collateral 70%" we have seen in the last months would immediately be possible.

It works fine as long as the collateral is valued appropriately (so spec stocks valued on their normal price regardless of whether they are currently on an upswing, for instance). VV has historically been pretty conservative in her collateral valuations around spec stocks so highly unlikely there will be any problems here.

@VV - I haven't seen anyone doing the old 10% deposit for BPOs to be paid off in installments recently. have you thought about getting into that game. There was a LOT of demand last time I offered that service and I'm sure you have the alts to research the prints while you hold them.

Hello RAW23,

A number of factors makes me very busy in RL, these months I am not really playing much. As such I cut my activities to real AFK income.
Since my POSes are scattered in some corps and scattered across the empires, I'd have to take the duty to ferry the stuff around.

Furthermore I am not going to lift a finger for the current collateralized loans rates.

Some love to loan 1-10 or 20B at 1.5% I CBA to log in for those rates. Much less I CBA to log in, do 20 jumps to buy some Minmatar BPOs and ferry them back in 0.5 sec space (with risk of gankers), waste half hour and then get 20M after a month???

It was an idea that popped in my mind some months ago.
It was close to an high expectations patch so I got a lot of loans requests, to the point I exhausted the excess "for fun play" 80B or so I had in my wallet.

In order to not deny anyone a loan I asked some people to provide me the possible missing liquidity in exchange of a portion of the interests I'd earn.

However the plan did not really take off for two reasons:

1) I trespassed the "attention level" on liquid ISK just 2-3 times thus requiring little intervention from their part.

2) The real "killer": I needed timely replies. Some of the large loans have to be done NOW or the opportunity fades away in 2-3 hours. I and my partners in this business play at different time zones, not all play every day etc. etc. so it proved to be practically impossible to fund those opportunity loans.
Remove those large-ish opportunity loans and what you get is a predictable routine my funds may easily accomodate by liquidating some tiny stock of stuff I have here and there and thus the need for 3rd party partners is greatly reduced.

Basically I'd need to get more involved in EvE and get a "real time ISK on demand" operation instead of a "check for missing funds and eve-mail to people who will reply when they can".
At the moment however I am not much involved in EvE and I miss the basic drive for this kind of operation: the need for ISK or to be greedy.
Without that need or the greed, I am not going to be arsed "working hard", the last time I direly needed for ISK was 2 years or so ago. The last time I *wanted* (greed) more ISK is... ehm never. It happens some times with my RL self when a market is just too tempting, but in EvE I just don't get the same push for some reason. Some reason being: I don't get any benefit. it's not like I can buy myself a car with ISK and no, I am not going to setup a shady lotto to do such operation.

You are welcome!




There's no real "ring". Years ago there used to be a sort of circle called "MD Elites" who would act a bit like a self-referential ring but now it's long gone and hopefully it won't come back again.

In EvE, you are your destiny maker, your decisions and your decisions alone forge your path.
If you believe, then you can.

As for being a source of loans or anything trusted, you have just to be yourself and let the others see you for who you are.

If you have nothing to hide, have a great patience and no shady plans and whatever, then your only ceiling is the sky.