Market Discussions

Quick rundown of my current situation and background:

I'm new to Eve (maybe close to a month). This is my only toon currently but I intent to buy a couple of alts later when I have the ISK and maybe dual box down the road. The main goal is to build up enough capital to be effective in station trading, industry, PI etc etc. I've tried exploration and missioning and managed to make a few mil an hr running missions or combat anomalies but I want to build a strong income base as mission running irritates the hell out of me.

I currently have 4 hisec factory planets...21 factories apiece. I looked for planets in WH space and some in lowsec but I either don't have the logistics to make them work, they weren't as profitable as my factory planets or everything was locked down by corps with 100% tax pocos. The factories currently kick out about 6 mil profit per day total if I sell directly to buy orders. Currently has been more like 18 mil per day though as the mats I'm selling are going for an extra approx 230% profit. This includes import/export and buy/sell tax + broker fees.

Currently I've managed to actually keep the factories all running nonstop but the launchpads are barely full atm, the customs are empty except some produced mats and I'm wiped down to between 7 and 15 million. I sold my BC and can't really explore effectively (vexor was slo mo). I can't do much for station trading either so I'm stuck with monitoring buy orders for incoming mats.


What I'm looking for:

I'm looking for 100 to 150 million loan to keep the factories running, let me do some station trading and fit another BC to continue exploration while the factories burn away. I have very little collateral to offer unfortunately. Dumped all into mats. I'll have a 5th factory planet in 2 days that should increase production by 25%. I do have some frigates or I may be able to nab a BC and use that as collateral. The loan would still put me ahead on what I want to do.

I do understand my background, credit, collateral are all terrible and the loan amount may be too small for most to even bother with. If someone will handle this loan, though, it could help me build some credit and kick my ISK generation into a higher gear.

Is there an approx standard interest rate for high risk noob loans? Guess I'll need to do some more research. This is a small amount and probably shorter term so I'm guessing more than whatever the usual is.

Yet another part of the game I'll have to study to understand.

Hi
I'm literally about to go to bed, but chuck me a mail in game and I'll try to catch a time to convo you.
I'll see what you've got going on, and see what we can do.

It looks like someone took care of this already. Thanks to those who offered to take my loan. I'll try to have real collateral and such next time along with better understanding of how this stuff works in Eve.