Market Discussions

What char ya looking at usingas collat?

I will use my cc to do first transfer, the interest and full amount will be done via plexes I will purchase over the loans length. I will give two plexes to transfer him back.

This is a rather confusing request. Let me understand this. You are going to spend the equivalent of 2b, just on transfers, then buy plexes to pay the interest. Why not just by 3 GTCs and sell them (or the plexes from them) and be done with it?

Since a character worth is very much down to an individual buyers assessment, you are likely to need to provide a character with a moderately decent skill set as collateral.

There is no mechanism to compel the loaner to return the alt on the end of the loan. They can keep the two plex you give them, the returned loan and the alt should they choose. As far as CCP is concerned all character transfers are final at the time of transfer, there can be no in game conditions as these cannot be enforced. Likewise if you request he sends the character before you return the loan and interest you could simply not return it after the character was transferred and would have broken no rules.

You can get around this through recording it as two separate sales in the character bazaar to get some degree of enforcement but you still cannot require him to return the character being used as collateral. After it is transferred to him it is fully under his control. You cannot give it to him with a precondition of it being returned.

CCP don't acknowledge conditional sales, character loans, etc. Creating a loan like this is only a spoken agreement between the parties involved. As far as CCP is concerned, the transfer of the character is simply a character sale.

I would not throw the word "perfect" around this idea to much though..
Imo it was not even close... but EVE-players potential for falling into the most obvious scams are taking me by surprice more often than i can count.

Actually, CCP are pretty tight on this. ALL forms of character scams are banned. There was a good example on GD a few weeks ago in which someone was 'giving away' their character to anyone who would send him the plex to make the transfer. CCP came down on him pretty hard even though it was not on the character bazaar and was not a 'sale' in the most literal form. They deleted the 12 page thread but a version of it is here with a discussion of the various rules surrounding character transfers and scams.

There seem to be a lot of potential grey areas but the two things that stick out for me are the FAQ on the account management page, which suggests that they interpret scamming around character transfers in terms of out of game fraud (not entirely sure why but perhaps because character transfers *can* involve CC charges), and the statement they made when they changed the rules to forbid character scams which straightforwardly says:



Now, the fact that this appears in the context of a discussion of character sales might limit its applicability but given that CCP does seem to put some RL weight on character transfers this statement gives them a lot of scope for disallowing anything dodgy in this area.

If you give BPO Cap. for Collateral, i accept it at only 5-10% (depend the collat)
Hope i can help.