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Hello, pretty new player looking for a loan!

Author
Kalikul Arian
Doomheim
#1 - 2013-07-05 21:47:55 UTC
Hey guys,
I have started this game 1 month ago, and i really got hooked with it, playing very actively.
I have joined a nullsec powerblock and am currently involved in every kind of activity ( pvp, ratting, scanning ....no mining:)
After learning the basics of the game, and gathering 3 mil sp, i have realised how limited i am regarding what i can do with this char and this small amount of SP.

So, here goes:
I would like to aquire a char with a decent ammount of SP of char bazzar ( somewhere around 40-70 mil sp), which would probably cost me somewhere about 10 bil isk, a sum which will take me months to farm by just doing forsaken hubs ( the only hubs i can farm alone)
I don t know anything about the loan industry, but im pretty sure we could work something out, since the new char will be attached to this account ( the only account i own), and will be used to run ded sites in 0.0 which will net me a hefty profit and will be able to repay in 1-2 months tops with a decent interest.
If any1 would be interested in offering me this loan, and discussing details, u could reply here or add me in game and either mail or convo me to discuss.
I do not own alot of items, maybe around 3-4 bill in assets, but im pretty sure that in 1, maximum 2 months i will be able to repay the loan with the new char from running ded, and i do not intend to scam any1 since i intend to stick to this game in the long run and do not wish to tarnish my name.
Ty in advance, i do not even know if this would interest any1, but it s my only chance to gather the isk i need either then 1 year of farming forsaken hubs (1 hub/40 mins).
Sry for the long post and thank you! Fly safe!:)
Alex Grison
Grison Universal
#2 - 2013-07-05 22:13:16 UTC
Kalikul Arian wrote:
Hey guys,
I have started this game 1 month ago, and i really got hooked with it, playing very actively.
I have joined a nullsec powerblock and am currently involved in every kind of activity ( pvp, ratting, scanning ....no mining:)
After learning the basics of the game, and gathering 3 mil sp, i have realised how limited i am regarding what i can do with this char and this small amount of SP.

So, here goes:
I would like to aquire a char with a decent ammount of SP of char bazzar ( somewhere around 40-70 mil sp), which would probably cost me somewhere about 10 bil isk, a sum which will take me months to farm by just doing forsaken hubs ( the only hubs i can farm alone)
I don t know anything about the loan industry, but im pretty sure we could work something out, since the new char will be attached to this account ( the only account i own), and will be used to run ded sites in 0.0 which will net me a hefty profit and will be able to repay in 1-2 months tops with a decent interest.
If any1 would be interested in offering me this loan, and discussing details, u could reply here or add me in game and either mail or convo me to discuss.
I do not own alot of items, maybe around 3-4 bill in assets, but im pretty sure that in 1, maximum 2 months i will be able to repay the loan with the new char from running ded, and i do not intend to scam any1 since i intend to stick to this game in the long run and do not wish to tarnish my name.
Ty in advance, i do not even know if this would interest any1, but it s my only chance to gather the isk i need either then 1 year of farming forsaken hubs (1 hub/40 mins).
Sry for the long post and thank you! Fly safe!:)



Yes, I may be able to fill this loan. I will need just a few things

1) You will need to register the electromagnetic signature of your kidneys with my secretary.

2) You will be subject to surprise saliva tests.

3) You agree to act as my primary test subject.

4) You will not adjust the air conditioning

yes

Daniel Plain
Doomheim
#3 - 2013-07-05 22:16:11 UTC
i have a few chars with all races' destroyers and battlecruiser skills at V. they are not quite done with support skills yet but also very focused and affordable. let me know if you're interested.

I should buy an Ishtar.

Kalikul Arian
Doomheim
#4 - 2013-07-05 22:59:41 UTC
Alex Grison i might be able to comply to ur requests as long as it doesn t involve kinky/strange stuff:)
...in a more serious note though my post is actually serious and as i said i was never involved in any loaning in the game since im pretty new...




Daniel Plain i would be interested but as i said, atm im interested in getting a loan to be able to affor a more decent char...i might contact after i get some isk if i don t find stuff in character bazaar although there seem to be some nice/cheap chars there.
Rogue Vol
Vol Tech
#5 - 2013-07-05 23:50:28 UTC
Misleading title...you're not pretty!
Kethas Protagonist
Protagonist Ventures
#6 - 2013-07-05 23:58:21 UTC
I'm going to be That Guy. Sorry.

1) If your nullsec buddies - who presumably know you far better than we do - are unwilling to front you the resources you need, why should we be?

2)

Kalikul Arian wrote:
If any1 would be interested in offering me this loan, and discussing details, u could reply here or add me in game and either mail or convo me to discuss.


This is a red flag. Loan discussions should be held in the open, on threads like this, to prevent borrowers from privately negotiating multiple loans with different creditors and then walking off with several times the ostensible loan principal (here, measured in characters).

That being said: since this involves actual toons, and the Character Bazaar rules forbid scamming, it MAY be possible to structure this in such a way that the Character Bazaar rules protect it. Not sure.

THAT being said, you're going to have to make a much better argument as to why you, out of all the players with a month's experience, will be able to pay back (ability, not intention) a multibillion-isk loan.
Kalikul Arian
Doomheim
#7 - 2013-07-06 00:31:43 UTC
Kethas Protagonist wrote:
I'm going to be That Guy. Sorry.

1) If your nullsec buddies - who presumably know you far better than we do - are unwilling to front you the resources you need, why should we be?

2)

Kalikul Arian wrote:
If any1 would be interested in offering me this loan, and discussing details, u could reply here or add me in game and either mail or convo me to discuss.


This is a red flag. Loan discussions should be held in the open, on threads like this, to prevent borrowers from privately negotiating multiple loans with different creditors and then walking off with several times the ostensible loan principal (here, measured in characters).

That being said: since this involves actual toons, and the Character Bazaar rules forbid scamming, it MAY be possible to structure this in such a way that the Character Bazaar rules protect it. Not sure.

THAT being said, you're going to have to make a much better argument as to why you, out of all the players with a month's experience, will be able to pay back (ability, not intention) a multibillion-isk loan.



Ok, i understand that and arguments are valid, and i knew this will be replied like u did, it was obvious.
Thing is i didn t know conversations are only held here, im not a forum guy, but it s ok with me got nothing to hide, this is my character, my only character, and the one thing i don t wanna be is pathetic, and i wont be.
Secondly i didn t even ask my nullsec buddies, cuz i know they don t have 10 bil....they gave me 3 bil, i used them to buy second plex and a battleship with faction fit so i can rat in the forsaken hubs, and a few pvp ships to pvp in....but 10 bil they don t have, they are farming for themselves as well.
Just leave it like this, don t have anymore arguments, can t prove more that im honest, was just asking, and ty for ur advice, i ll take it as that, and it was well deserved with such a far fetched request as mine.
Still the request stands and if any1 has any ideea how i can collateral them with what i have just post here....
Ty again!
The Marketer
Secure IT
#8 - 2013-07-06 04:31:26 UTC
Just to make sure I understand, you were able to build 3-4 B in one month but it would take you a year to get 10B?
Kalikul Arian
Doomheim
#9 - 2013-07-06 08:20:45 UTC
The Marketer wrote:
Just to make sure I understand, you were able to build 3-4 B in one month but it would take you a year to get 10B?




I never said i made 3-4 B in one month, i made about 1 bil from salvaging, scanning, ratting....
The other 2-3 B were given to me by friends IRL that wanted to help me to get some starting cash to pay a second plex and fit a battleship with faction gear so i can rat forsaken hubs alone as i said.
1 bil per month x 10 = 10 bil ( 10 months)
I know they don t have 10 bil so that s why i can t ask them to loan me.....
Hope that answers it
Logical Chaos
Very Italian People
The Initiative.
#10 - 2013-07-06 13:33:21 UTC
Just saying:

It is probably more feasible for you to just buy PLEX according to your needs to fund the character and then run the account on PLEX to "pay this back".

That is, if you have those real life funds obviously since 10b equals roughly 20 PLEX aka 400 €/$ (******* CCP for equalling it btw).
Lyra Jedran
State War Academy
Caldari State
#11 - 2013-07-08 01:27:34 UTC
Use your faction fit battleship to run incursions and make a billion a day (average 10 hours a day) then buy new toon to permanently stay in hisec running incursions (aka atm toon) or to stay in null while your original toon runs incs in hisec. Problem solved.
arabella blood
Keyboard Jihad
#12 - 2013-07-08 06:36:14 UTC  |  Edited by: arabella blood
Right, so what collateral can you provide to ensure the loan will be returned?
Besides, a 40mil SP char probably will cost more then 10bil.

Wonder if char bazzar rules apply to payment method. Like if you buy a char and pay monthly to the seller...that can work Pirate


EDIT: nope, rule 21, only 1 payment.

Troll for hire. Cheap prices.

enterprisePSI
#13 - 2013-07-08 07:21:26 UTC
Better wait 10 months and get the isk yourself. After 10 months, you will not only have enough isk, but enough experience. noob players that buy old characters with lots of SP, usually end up producing hilarious killmails.

The tears of the many, outweigh the tears of the few. Or the one. enterprise-psi©

Looser Eto
Science and Trade Institute
Caldari State
#14 - 2013-07-11 11:26:01 UTC  |  Edited by: Looser Eto
Hey OP

I, too, am sitting with a 5Mil SP toon, broke as a joke, so I can't help directly by offering ISK. I am currently running HS plexes in hope to make some money that will in turn allow me to at least pay for my plexes or -as a last resort- buy a toon. I see people spending tens of billions of isk buying toons and I am like how the heck have they managed to make so much money.

So I very much identify to your post. Nobody here is going to give you any of their virtual money, it means way too much to them.

One idea to help your cause would be to join up your null excursions to speed up your farming somewhat, pass on the loot and bounties to you, which hopefully will enable you to buy your toon sooner. And then perhaps you can help me farm my way to a glorious new character, with your high SP toon.

Just a thought to help each other...
arabella blood
Keyboard Jihad
#15 - 2013-07-11 11:35:27 UTC
Looser Eto wrote:
Hey OP

I, too, am sitting with a 5Mil SP toon, broke as a joke, so I can't help directly by offering ISK. I am currently running HS plexes in hope to make some money that will in turn allow me to at least pay for my plexes or -as a last resort- buy a toon. I see people spending tens of billions of isk buying toons and I am like how the heck have they managed to make so much money.

So I very much identify to your post. Nobody here is going to give you any of their virtual money, it means way too much to them.

One idea to help your cause would be to join up your null excursions to speed up your farming somewhat, pass on the loot and bounties to you, which hopefully will enable you to buy your toon sooner. And then perhaps you can help me farm my way to a glorious new character, with your high SP toon.

Just a thought to help each other...


Sophisticated awoxer is a smart awoxer. Big smile

Troll for hire. Cheap prices.

Looser Eto
Science and Trade Institute
Caldari State
#16 - 2013-07-11 12:08:12 UTC
You are so smart, how did you figure me out? (just kidding, I believe you are just an idiot)

Anyone that plays in null sec is prepared to get blown up by pirates at any given moment. I'm sure as hell my Algos would be a hell of a scare for any null sec plexer. My "main" is Zanzil C, look me up on eveboard.

In any case, that was my offer to the OP; I have no isk (well I have 4mil) but I offer what I only have which is 2hours every evening (I'm in EU time zone).
arabella blood
Keyboard Jihad
#17 - 2013-07-11 13:13:38 UTC
An idiot is a guy who cant see a joke when threre is a smiley to indicate it :)

Troll for hire. Cheap prices.

Sabriz Adoudel
Move along there is nothing here
#18 - 2013-07-11 13:30:08 UTC  |  Edited by: Sabriz Adoudel
I may be able to help broker such a loan, I know several spacerich individuals that are not risk averse.

Terms would likely be along the following lines - 10b loan, repaid in 12 installments of 1.15 billion due monthly. (Pretty high interest rate for obvious reasons). The first installment would be required before the funds are released.


Edit: A full API would also be needed, to verify you are capable of doing what you say you can.

I support the New Order and CODE. alliance. www.minerbumping.com

Kayla Vayne
The Scope
Gallente Federation
#19 - 2013-07-11 14:07:06 UTC
Sabriz Adoudel wrote:
I may be able to help broker such a loan, I know several spacerich individuals that are not risk averse.

Terms would likely be along the following lines - 10b loan, repaid in 12 installments of 1.15 billion due monthly. (Pretty high interest rate for obvious reasons). The first installment would be required before the funds are released.


Edit: A full API would also be needed, to verify you are capable of doing what you say you can.


So you want him to pay you 1.15b, with no guarantee that you'll give him the 10b? And then you want an API of his current account, when he says none of his character can make the amounts needed...
arabella blood
Keyboard Jihad
#20 - 2013-07-11 14:50:03 UTC
Kayla Vayne wrote:
Sabriz Adoudel wrote:
I may be able to help broker such a loan, I know several spacerich individuals that are not risk averse.

Terms would likely be along the following lines - 10b loan, repaid in 12 installments of 1.15 billion due monthly. (Pretty high interest rate for obvious reasons). The first installment would be required before the funds are released.


Edit: A full API would also be needed, to verify you are capable of doing what you say you can.


So you want him to pay you 1.15b, with no guarantee that you'll give him the 10b? And then you want an API of his current account, when he says none of his character can make the amounts needed...


ruining other people scams instead of joining in on them, is not the way to go Shocked

Troll for hire. Cheap prices.

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