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[Service] Capsuleer Express isk fronting service

Author
The Sigularity
Doomheim
#1 - 2011-09-07 04:39:08 UTC  |  Edited by: The Sigularity
Ever wanted an item but didn't have the ISK for it right now? Are you concerned that by the time you get the ISK you need, said item will already be sold to another player? Well worry no more! Capsuleer Express is a loan company where we front the ISK for the item you want, we will hold the item for you and then you pay it off to us over time! Once you have it fully paid off, you will receive the item via contract.

Why offer this service? There are 2 very simple reasons, 1st is the fact that there really isn’t much offer in the way of loans for the average player that are reasonable and 2nd, a legit business is a lot more profitable than one that is sketchy.

As this is a small business that is just starting out, we are maxing out the individual loans at 1 billion ISK. Any higher amounts require discussion and approval on a case by case basis. A lot more features are being explored as the service grows

Terms and Conditions


  • There is a 1% onetime fee for the initial set up of the loan. That fee will be added onto the loan amount automatically
  • 3% is the interest rate per week.
  • Minimum 5% of the total loan plus its interest for weekly repayment
  • 4 missed payments total on the loan and the loan goes into default and we reserve the right to cancel the loan and sell the item.
  • ISK will not be returned to players who default on their loan!
  • All items must be obtainable and holdable in high sec only

Feel free to contact The Sigularity to get set up!

Website is live!!
http://www.capsuleerexpress.biz/

FAQ:
Couldn't a player just save up for the item themselves and buy it with their own isk?
Yes, a player can definitely go that route, but they run the risk with some items of the item being sold out to another player while they are trying to save up the isk for it. I am offering the security of getting that item for them and holding it while they make payments on the item.
Can I get just straight isk and not have you buy an item?
No, there are other players that offer that service please look into them.
Can I give you and item of equal value and you hold onto that item and I pay it off that way?
No, once again there are other players that offer that service. I suggest you look into one of those services.
Why is there weekly interest rates added to my loan?
This gives players more of a reason to pay back the loan quicker. The sooner the loan is paid off, the less interest is acquired. Very similar to a credit card in the real world.
Can I invest in your corporation?
As of right now no, I do not want to have this turn into something where I start having to pay other players, I feel that it would actually end up hurting more than any good that it would do. Maybe in the very distant future it is something viable but as of right now and the foreseeable future definitely no
Cheekything
Aliastra
Gallente Federation
#2 - 2011-09-07 07:22:39 UTC
Soo... why shouldn't said player just save their money up and buy said item.

All your doing is charging for being a piggybank.



Smells like a cool scam.
The Sigularity
Doomheim
#3 - 2011-09-07 19:01:31 UTC
Said player does have the option to save their isk and buy whatever item that they want. The trade off though is that the item that they want or was saving up for may end up getting sold to another player. I am offering the security of getting that item for them and holding it while they make payments on the item.
The Sigularity
Doomheim
#4 - 2011-09-13 21:34:07 UTC
bump up
Amarr Menza
Gob Grand Father
#5 - 2011-09-13 21:50:41 UTC
So....

Buy now pay lots of extra money to you and not get the item until someone has paid all that extra money?

Or save yourself, pay less, and get the exact item sooner because they don't have to pay interest to you?
The Sigularity
Doomheim
#6 - 2011-09-13 21:53:44 UTC
see post above the bump up one for a response to that statement
The Sigularity
Doomheim
#7 - 2011-09-19 14:20:00 UTC
Business is still available
The Sigularity
Doomheim
#8 - 2011-09-27 00:44:29 UTC
Business is still open and accepting customers. EVEmail me to get set up!
The Sigularity
Doomheim
#9 - 2011-10-03 14:48:40 UTC
Still taking people's request for service
The Sigularity
Doomheim
#10 - 2011-10-25 00:56:26 UTC
I am pleased to announce the launch of the website.
www.capsuleerexpress.biz
It is a basic website for right now, I plan on having it expanded as time goes on!
We are also still taking service requests