Player Features and Ideas Discussion

+1

Encourage insurance coverage for people who don't normally lose boats = isk sink.

Right now, "insurance" is a silly excuse for isk faucet for ppl that lose their boat within the next half hour after buying, at the expense of Eve's economy.

You have completely missed the point.

a more dynamic insurance would be nice but i doubt that it is gonna happen.

I dont lose ships anymore. I am a a jita price check/forum warrior alt. why is my insurance rate the same as the dessy ganker alts?

Why is this noncombat ship (freighter/orca/industrial) have the same insurance cost % as any other combat ship? and why shouldnt the players loss rates influence how much it costs to insure?

because of how the power creep has evolved concerning smaller ships and ehp buffers, the lack of added tankability of freighters (dcu II can work on titans but not on freighters?) means that its easier to kill them then before.

The ingame insurance is really geared towards pvp action and supporting that playstyle in isk at the expense of all the logistics that are necessary for supporting it in materials.

also to that other guy, unless you got a really good heart and a lot more muscle mass then you probably have now, you dont want a 17 inch thing, its hard to get hard and a 17 inch floppy pleases no one.
you dont want the house(s) in Malibu, you want mansions and pick other locations too.
the Ferrari s are your choice. personally id go with vehicles that are awesome and useful.

Thanks for that input. That was difficult for me to figure out.

I am glad folks are suggesting on how I should play and go about my eve.


This is a suggestion to CCP.

If you don't agree then just post I do not agree and state a constructive response.

If you agree, you could then post such and a reason why or something you wish to add.


This posting is not about how you play or how you do your stuff or how I should play and make my eve decisions.

And we're glad to help you with that.

Sometimes we get overzealous smacking down an idea because we have memories, either in EVE or elsewhere, of developer time being spent on marginal or outright disappointing gameplay changes. Developer time is, like it or not, a finite resource. And these storied forum pages are a place to fight over them.

As for the insurance question, calling it insurance in the first place is just window dressing over a hull-minerals-replacement-cost algorithm. If a real insurance company was running this, it would be losing money.

Don't buy platinum insurance. Buy 4x cheaper insurance.

There - you just gut 12 months of insurance for the same price as 3.

... which must first be posted on a public section of the forums for all players to see and either state their like or dislike of it.


I do not agree. Insurance is a PvP mechanism to encourage people to do more risky things with their ships... not an actual insurance system that rewards you for staying out of trouble.


In a way it is. You are proposing a change to the way the system works because you don't like how the system is "making you play" (see: paying for insurance that lasts only 3 months).
So of course some people are going to point out that there are "workarounds" that do not require a change to the system.

Either stop paying for insurance and do less risky things... or suck it up.

insurance IS for people who die withing minutes of buying it...

if you don't expect to die within the first month, i have two words for you "Self Insurance".



if you call yourself an industrialist (why else would you care about freighter insurance otherwise...) you should know that part of your profit must be a self insurance, if you didn't, then sell all your assets, buy a few thousand rifters, and learn another trade, industry is not yours.

Remove insurance.

Edit: I think I'm going to make this my signature .