EVE General Discussion

More often than it would seem possible i see people in 0.0 alliances that go in F1 bashing fleets that won't insure their ships. They say its pointless, that they would never insure their big-ass Maelstrom or Rokh.

I admit that i fail to understand them. Why is it pointless? You think you won't die out there? And if you do, you think the insurance payout will make you poorer?!

Exactly, and it's them that i'm talking about. I've been a fleet grunt for years now and i never had to renew an insurance plan. It's almost impossible to go in all fleets and not die in 90 days.

And if we redeploy somewhere else i just load the ships into my carrier and off we go. The only real risk is changing fleet concepts, in which case i just take it for a spin and welp it on the best chance that i get.

Other people in that case will either sell it locally at cheap prices, repack and send it to jita via a courier service or ferry it in their own carriers. All options will cost almost or just as much as the insurance deposit.

Depends on the alliance / region etc.

If you are a member of Nulli, obviously insuring your battleship makes sense because you will lose it. Let's say you are a member of goos or test or something, insuring your ship doesn't make sense because you probably won't lose it.

Test with battleships?!

Speaking as a null blob lemming, I do insure my ships, I just do it intelligently.

If the doctrine calls for (for example) Covetors (so we can mine the Goons to death), I'll buy four, and insure one before the first use. Then I only fly that one until it pops.

Then I insure the next one, and so on and so forth.

1. You need more than ONE ship for combat, cause if you die you don't want to waste time looking for hulls and spare parts, you want to jump in another ship and GO! Hence, multiple ships (most are identical to the doctrine setup), and you can't under-estimate the subcap losses during a wartime campaign.

2. If the staging area changes, you may need to contract your ships / gear to the logistics department to move your stuff to the next location. You underestimate how much work those guys do and how organized they are. But in any case, insurance can be lost in the process of moving, making it pointless.

3. If you're flying subcapitals in a fleet, you're fitting T2 modules or better. Have you seen the prices of T2 recently? Have you seen module prices out in 0.0 staging areas? Couple mil extra from battleship insurance is spare change.

4. It may not be your ship. Could be the alliance's, with or without alliance insurance. Some corps provide free frigates to newbies that join. Some alliances provide free sub-capitals to fleet ops. They're trying to not lose the titans and the supercarriers, they don't care about battleships much. The guy setting up all the free ships doesn't want to bother with insurance for them, too much work, and it's spare change for him.

I too buy multiples of every ship in the doctrine, and insure them all at once. Why having to take the extra 5 seconds to insure the ship right before undock? What if the station gets destroyed? Then I get ALL the insurances. Checkmate.

For those of us with the abilty to make shedloads of money in a few hours, it is, but it's really not for the new player to whom a Hurricane represents a significant investment of time and ISK.

I insure my ships because it offsets the loss and keeps my wallet from depleting so rapidly during long deployments. New players insure their ships so they don't have to go back to mining in an IBIS while they replace the loss.

Oh ****, i forgot to insure my ship!.....

Oh well, I hope I don't dai!

You should be able to right-click yourself and choose from various insurance plans, and then the insurance should automatically apply to any and all ships that you jump into, without any more having to worry about it. Per character, rather than per-ship.

Like everyone is saying, it's not really an optional feature. It's about as optional as training skills. Shouldn't be tedious.