Player Features and Ideas Discussion

Hey all,
Now, I'm not sure if this has been brought up before, or if its possible to do as far as code goes. But I would like to see the ability to open multiple wallet accounts, things that would make it easier to sort personal wealth into sections so that it's not as tempting to go on a spending spree.

For example, I'm saving for plex's so that my girlfriend and I can go to fanfest. I have about 4bil in my account right now and it's incredibly tempting to go on a spending spree and buy a bunch of stuff. But that would mean I can't go to fanfest. If that money were in an account that is locked so that I can't spend money from it but put money into it, that would make it a lot easier to save. It's a small innovation but could really help people sort their money more effectively. A date lock could be implemented as well so that the money in that account can't be accessed until after that date. but money can be deposited into that account. It wouldn't be like a bank account however, in the sense that the money wouldn't gain interest, but could only be grown by direct deposit.

As always, I'd like some feedback on this idea, but please be constructive rather than inflammatory or trollish.

Also, if a GM or Dev could have a look at this idea, as always that would also be appreciated.

JD

Like I said, this was just an idea to have several wallet accounts, similar to bank accounts. If you've got a problem with it, fine, but I'd like some more feedback.

Or you could just learn to read. ;-)

While obviously you could send isk to an alt or put it into a corp division, but with that argument you could argue that we don't need containers, since you could simply give items to different alts, or make a corporation and put them into different corp hangars.

The reason I don't like your idea is that your justification for this is that you want to keep your money safe. If it's in another wallet, it's like keeping your money in your left pocket instead of your wallet. If you really want to buy that Aston Martin, you'll just reach into the other pocket and buy it. Date locks? God no. Learn to work with money mate.

I would like the idea of having multiple divisions in a personal wallet for the same reason it's useful to have station containers. It allows you to separate the money from different businesses and projects, keeping everything tidy. But not because you don't know how to manage your money.

The idea of having personal wallets for sorting money has been proposed before. It's a good idea, but CCP hasn't implemented it yet.

However, having locks on money or something like that is a bad idea. If you and your GF can't learn how to manage money and set aside a bit in a video game, you're probably going to have even bigger issues IRL. It's one of those life skills that it's best to learn as early as possible, lest you get screwed over later on in life.

Its rather annoying to have to log out to switch an alt to move some of my isk. Id like to have wallet folders on a main character so i dont have to shuffle so much

I have multiple accounts because in real life, different accounts do different things. My money market gets a better return but is limited on the number of transactions per month. My retirement accounts can't be touched without paying steep penalties. The checking account that I used on a daily basis gets no interest, but also costs nothing.

If there were no interest-bearing accounts, I wouldn't have the money market. If retirement wasn't a thing, I wouldn't have those. So yes, I would have all my money in one account, "one gigantic pile" if it weren't for the benefits of using different piles in real life.


How so? How does spreading your cash between divisions help you? That's what I don't understand. Book keeping is EASY for such a small operation. If you want to maintain separate budgets for various projects, it's just a matter of doing a little math and writing down totals.


Says the guy who has never seen the code and doesn't know just how deeply intertwined the corporate wallet divisions are with the rest of the corporate architecture. There could be a LOT of dependencies in that code, to the point that they'd have to essentially rewrite it.

I like the idea of Different Wallets because like any person, I may have multiple BANK accounts. Its not for protection, but if I run a business, savings account, etc, I prefer being in control of it with the OWNING character. Having to log into an alternate character to transfer you money is counter-productive, and servers no beneficial function to either CCP or yourself.

Basically, not having multiple wallet divisions is a detraction from the game that benefits no one and can hinder anyone.

Since this hasnt been implemented im gonna go ahead and bump this thread.


For gods sake, are you really telling me you cannot come up with a single scenario where having multiple wallets helps keep your finances organized? Of course I can create a spreadsheet and copy over every piece of relevant data to it, but for larger projects that quickly turns into a humongous waste of time. Perhaps for you 'doing a little math' and 'writing down totals' is enough, but Ive got a 4 page spreadsheet just for trading and having multiple divisions would make it a lot easier to quickly analyze the situation in a given market.


Rewrite it, copy-paste it, rip it off from WoW I dont care. If the code is written properly there is some kind of data structure for the wallet, which means most of the work is already done. It cannot possibly be hard to implement this feature, all that is needed is for us (users) to make enough noise and it will be in the very next patch.

Personal Wallet Divisions would be great to have.

Setting up budgets for various things, keeping an easy tab on Market Earnings separately from Mission Earnings and from Mining profits.
The splitting of profits for a joint venture, be it with 2 people or 10 people, would be so much simpler with all costs and income related to said venture coming from a single Wallet Division (instead of having to keep tabs on all outgoing costs and incoming ISKs and totalling it all in the end).

Even better would be if one could have settings allowing you to decide what kind of income or cost goes to or from what Wallet Division. Bounties in one, ship purchases in one, market sales and broker fees/tax costs in one, and so on.
Sure enough it would be easy to tick off where to place or take ISK from every time a transaction of any kind came through, but it could also become very, very time consuming very fast so setting up settings would be easier on the players.
Simplest code I suppose would be to change Active Division and have all current and coming transactions go through that but then one would need to move ISK back and forth between them depending on where one wanted what income/cost to go to/come from. Loads of micromanagement. No, Setting settings would be best. (Did I already say that???)

Sweet, why don't we have this already?

Cheers