Market Discussions

Don't do it via forums.

Especially don't do it via a roleplay forum (this one).

Especially don't do it via strangers in a roleplay forum.

Especially don't do it via strangers in a roleplay forum while telling them how much their "business" needs to cost to milk you dry.

Invest in yourself. If you've hit the natural limitation on your available time, invest in more lower return but time-cheap items.

There is no such thing as a safe investment; everything has a risk.

Here is an idea that I have been thinking about for a while. It is a bond service exchange run via the BSAC exchange. BSAC will act as a third party and provide you with the tools to manage your own loaning business. You chose the rate, the clients, the terms, etc.

This is how it works. You would be regarded as the lender, and there could be multiple lenders. Let’s say Player A wants a loan of 1.0 B ISK for y months, so he places collateral with the exchange. Lenders receive an alert that player A wants to borrow 1.0 B ISK. Lenders can review player’s A credit history (if any), any investments held by the exchange, and the collateral placed in the exchange. Lenders decide the credit worth of player A, and make an offer to lend 1.0 B ISK at x% for y months. Player A accept the offer form Lender B and money is transferred from the Lender’s account to the Player’s account. Player A then withdraws the ISK. Upon completion, Player A deposit the ISK and interest due in his exchange account, and pays off the loan. Optionally, He could agree to make monthly payments. Once the loan is paid, the collateral is released to player A. In the event Player A defaults, the lender gets the collateral and any investments deem necessary to cover any loses.

In summary, it would be your own loaning business run via the exchange.

Don’t hesitate to contact me if you are interested in setting up such service. I don’t know how strong the loaning business is. You should look at BMBE reports to get a better idea.

Yeah there's always going to be risk if you involve a middle man. You can bypass that risk by becoming the lender and collateral holder and pass the risk on to the borrower. That's about as safe as it gets for you. Just make sure to evaluate the collateral and add a safety margin of say 10-20% so that even if the market fluctuates you're covered.