Ships & Modules

You're not that smart are you? There's plenty of people who fly T2/T3. Technical Debt is a term that has absolutely nothing to do with changing a value in a database. Once you have the money and don't suck at the game, you can fly better ships.

0/10, Cry Moar

Because insurance system is horribly outdated and broken and needs to be removed

I am not sure but I've thought current T1 insurance return is "dynamic", monitoring current market prices etc. I am not sure if the calculation is done factoring in hull price, or mineral price to make it, still some mechanism is supposed to be in place (sorry, I don't keep track of dev blogs etc to verify).

T2 ships also did get a boost in their returns, yet not something significant to even bother.

Yes, I believe CCP could work it out should they've wanted, but on the other hand they do like money sinks in the game to move ISK out of the economy.

I strongly disagree tho with the ppl above stating that T2 pricing is not an issue "once you are good in the game", or that T1 ships are rare...T2 ships are very popular in frig sizes, and for very specialized cruisers - Recons / Logis.

HACs - other than the Vaga perhaps - have too few niche points to be used over the vastly cheaper BCs. Tier 3 BCs made that even more obvious by outclassing sniping HACs (even tho the price difference is smaller than it was with Tier 2 BCs).

T3s are popular for PVE and rarely encountered in PvP - unless it's a booster, a 100mn Tengu or some bait Proteus. Yes, some alliances had their FOTM months with tengu fleets etc, but that won't make T3s a "popular" PvP vessel. More ppl have seen videos etc, than have actual experience flying those. Nevertheless, T3s do have niche roles, that no other class can cover atm, so people flying those do have a reason to reach deeper in their pockets.

I tend to believe that HAC balancing should be accomplished through twicking their niche, probably in a similar way they've worked out the AF class lately. I would not mind HACs being more expensive, as long as those would give me good bang for my isk.

The "mobile-glass-cannon" role is already covered by the new Tier 3 BCs - pretty successfully that is. I really don't know how CCP will go around the above fact - probably with a sig radius bonus? Maybe with a buff in speed? ATM Tier 3s can keep up with the speed of HACs and obliterate them despite the tracking "handicap" using large guns...even if HACs were fully insurable, why would I pick one?

Give me a good "cause", and price will be balance by the market....

If T2 and T3 had full insurance, why would anyone ever use T1?

That might sound like a reasonable arguement, though now every body is complaining of the over use of T1 Battlecruisers.

If the Insurance of T2 ships would be reasonable there wouold be a bigger variaty of ships arround.

Usualy the top insurance is about 30% to 50%, of the total price of the ship fitting included, if the insurance concerning T2 and faction hulls would be arround the same percentage it would boost the divercity of ships, while it still is a big (Financial) step to take.

It would work as a nerf to all T1 ships considering cost efficientness, As long as the price difference between T2 cruisers or even faction cruisers stays as it is now, you need to reduce the current Drakes and Canes dead before people are going to consider flying something else, by making that gap a little smaller you might get people in the T2 hulls.

Assuming they have a reason to exist. Shield Harbingers outperform Zealots. Sacrileage, Cerb and Eagle have 99 problems but being effective isn't one. Diemost is well... Ishtar needs some CPU but is a great ship. Vagabond is fine while I don't think the Munin has a right to exist peacefully while the Hurricane exists.

So, make HACs competitive across the board rather then specific examples of HACs being competitive

On this point I disagree.
300mil+ cost for command ships with tiny insurance is definitely the reason why people don't fly them.
CS and HACs: Absolutions, Sleipnirs, Ishtars, Vagabonds etc. are very very tasty ships.

There are definitely players out there who want to use them in PVP but stick only to the same old boring BCs year after year because of the insurance issue.

I just paid a billion isk for my faction battleship and someone killed me.
Why do I only get insurance like a T1 battleship?

Simply because you are paying more than the ships are worth. People are either manipulating the market prices for materials or people buy so many T2 and T3 ships that supply of materials can't keep up enough to make the selling prices go down.

Technically CCP could try and lower prices by seeding more materials, but chances are it might not help.
Another issue is the fact very few people would fly T1 ships if T2 and T3 ships came down in price. Especially T3 ships have a few ridiculous stats already making them worth their 500m+ pricetag + the modules...

Let's be clear on the difference between the market and the insurance system:
The MARKET PRICE of your ship was decided by demand and supply.
You paid more on the market for a faction battleship because it is more powerful than a T1 battleship.
That much is already in the price of the battleship.
The market did its job. Fine.

INSURANCE on the other hand, is a formula that is decided by CCP alone.
It is directly Devs directly fixing cost efficiency of ships by NON-MARKET methods.
The insurance formula is whatever it is decided by Devs, NOT THE MARKET.
The situation is Devs have differentially treated T2 and T1 insurance by not a minor amount but by an enormous amount.
I just think the gap in insurance treatment of T1 and T2 is far too wide and should be narrowed.