EVE General Discussion

I ran one for a little over a year until I ran into issue with the host messing up server settings every 5 minutes causing havoc with security on the site, and with all the effort it took I shut it down. Everyone got their balance paid back in full (in a painstakingly long process of transferring ISK and sending mails). I hope to try it again sometime

It really is as easy as that.

To prove it, I'd like to borrow 1bn isk from you. Will pay 7% annual interest on this. Just send over the money, with "Loan @ 7%" in the reason box and we have a deal.

I'd like to be your first customer. I'd like to borrow around 2 bil. I'll give them back I promise ..........

Here's how I'd do it. If I were so inclined - in rough terms.

Start with an 'Investment Bank' and create an 'alt' that would become a proxy-CEO; like how you get a CEO put in place with a start-up. The CEO sets the wallets, places any fixed assets (POS / Citadels) and distributes any resources purchased according to a schedule. Once the investment has made its returns, the CEO exists the corporation and hands over control to the start-up (other corporation). The number of investments would be limited by the availability of 'alts'.

If the CEO doesn't leave, it doesn't matter so much as it was their cash anyhow.

Loans, that is 'Retail Banking' is harder for the aforementioned reasons. One way to do that, would be if the player defaults, is have an alliance or agreement with a large mercenary corporation, and have them destroy the assets of the defaulter. The player of course, could place ISK into something like PLEX that can be converted into game-time that can't be recovered through destruction.

The other aspect is that the bank could establish a credit rating; of course this allows the 'long con' - build a good credit rating and then split with the ISK. A website that had credit ratings of loans, supported by API proofs would be interesting conceptually.

But the incremental gain on a credit rating would be much lower at smaller loan amounts than higher amounts.

I may have missed gaps, risks and the like but it's an interesting concept to explore the how of.

That's a great article. Thanks!

The only way to 'legitimately' save your ISK in Eve is to log off.

However, if you prefer to ignore the most precious rule in Eve, " Trust NO ONE ", then I would be willing to keep as much of your ISK safe as you would like.

Just right click on my name in game, and then 'Give Money'.....