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2.5 BIL Loan Needed, 20% interest paid at 30 days.
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Niki Reins
Aliastra
Gallente Federation
#1 - 2014-10-21 18:30:48 UTC  |  Edited by: Niki Reins
WHY I NEED IT:
This is my first venture into full time hauling. I have hauled in the past and I know how much money can be made but all of my assets are tied up on other characters in mining, production and those profits are funneled to my main for PvP and nullsec infrastructure. I don't keep money lying around because money lying around isn't busy making little money babies.

That being said, I have 2 alts I have trained to fly freighters. These alts will fly full time (while I'm online obviously). The loan will be for start up funds to equip both characters with freighters and implants.

HOW MUCH IS NEEDED:
With my current funds included, an additional 2.5 Billion is needed for both characters to fully equip both characters with ships and implants. The remaining isk I have I need to keep in order to fulfill the collateral costs of the things I haul during the times I am hauling public contracts in between my private contracts and hauling deals I have brokered.

BUSINESS PLAN:
I have taken my main out to test run how much can be made hauling in a day at a casual pace and I have concluded that with minimal effort I can make 120 Million isk in a day per character. Multiply this by 2 accounts and I'll be pulling in 240 million a day. At that rate I will recoup the loan and interest in roughly 13 days. I have extended the loan to 30 days to cover my butt in case I am unable to play on a given day (down times, power outage, sick whatever the case may be).

COLLATERAL
Well, none. I know. That's bad. As I stated earlier, I rarely leave money lying around and I would have to liquidate a sizable portion of my assets to make this happen, which in turn would put a serious dent in my profits. I am trying to offset the high risk of this loan with a high pay off reward. That's the best I can do. I would offer an audit, but there is nothing to audit until I start flying and I can't start flying until I have the loan. I understand trust is worth about as much as a giant pile of broken Nickleback albums in EVE, but that's the deal. If it isn't for you, sorry, it is what it is.

The only thing I CAN offer is, once I'm flying I can send the lender a daily report of trips made and isk earned. If the money from the loan is recouped before the 30 days, you are more than welcome to it then.


If you are interested, the best way to contact me is through an in-game mail and I will PM you when I am online. I am open to suggestions and I willing to consider counter offers or stipulations. I just need to get the ball rolling on this freighter project.
Cista2
EVE Museum
#2 - 2014-10-21 19:28:29 UTC  |  Edited by: Cista2
A PvP pilot needing lots of isk for "some other project", that is usually not the most popular proposition in these parts.

You want money for characters that have no merit whatsoever...

Can you detail the exact spenditure of 2.5 bn isk to fly freighters? Not that it will change much.

My channel: "Signatures" -
virm pasuul
Imperial Academy
Amarr Empire
#3 - 2014-10-21 19:33:07 UTC
Do you have a hauling permit? If not the risk is very high.
Niki Reins
Aliastra
Gallente Federation
#4 - 2014-10-21 19:40:44 UTC  |  Edited by: Niki Reins
Don't misunderstand my use of my PvP pilot. All of my profits do not go to him, but ultimately the fruits of my industrial efforts do go to funding more industrial efforts and to making sure that my PvP character has what he needs to do what he does. Granted, my industrial ventures have been far more successful than my combat adventures.

As far as expenditures go, the Obelisk freighters cost around 1.4 bil each and the implants needed for the pilots are around 100 mill each. That's about 3 billion all up. The 2.5 billion loan is primarily for the freighters themselves, the rest of the start up is coming out of my pocket. I went with the 2.5 billion at 20% because it will make my total expenditure at the end of the loan cycle come to an even 3 billion and I'm OCD like that.

I understand that these characters have no merit, but without being willing to liquidate assets for collateral (which at that point a loan would be pointless) the only "give" I can put forward is a higher interest pay off.
Alexis Renalard
Bain Capital Investments
#5 - 2014-10-21 20:36:51 UTC
I might be able to help you out, but the terms you have requested must change.

I'm very leery (rightfully so) of lending out any amount of isk (let alone a large sum such as 2.5 billion) To anyone. Even my closest friends that play eve.

This is a large sum, a sum that I could easily invest into the market and triple it within a month. Potentially more considering the nature of the patch coming up. Surely you must be able to offer some form of collateral. Especially since you claim to have 2 other hauler alts making runs every day. If I were to accept your terms and loan you the isk, i would require something of value at 50% of your loan. So if it does fall through i don't lose my shirt, hell depending on the item i might even make money.
Niki Reins
Aliastra
Gallente Federation
#6 - 2014-10-21 20:54:05 UTC
Alexis Renalard wrote:
I might be able to help you out, but the terms you have requested must change.

I'm very leery (rightfully so) of lending out any amount of isk (let alone a large sum such as 2.5 billion) To anyone. Even my closest friends that play eve.

This is a large sum, a sum that I could easily invest into the market and triple it within a month. Potentially more considering the nature of the patch coming up. Surely you must be able to offer some form of collateral. Especially since you claim to have 2 other hauler alts making runs every day. If I were to accept your terms and loan you the isk, i would require something of value at 50% of your loan. So if it does fall through i don't lose my shirt, hell depending on the item i might even make money.


I don't have two other hauler alts making runs every day, the whole point of this loan is TO MAKE two hauler alts who can do freighter runs every day. I have the alts, but no freighters, thus, loan needed.

I can take stock of my assets when I get on tonight, I may have some BPO's laying around or something, but I don't know if they will equal up to half the loan. I will PM you when I'm online and we can discuss terms further if you are still interested.

While frustrating, I understand your hesitation.
Alexis Renalard
Bain Capital Investments
#7 - 2014-10-22 09:52:43 UTC
Niki Reins wrote:
Alexis Renalard wrote:
I might be able to help you out, but the terms you have requested must change.

I'm very leery (rightfully so) of lending out any amount of isk (let alone a large sum such as 2.5 billion) To anyone. Even my closest friends that play eve.

This is a large sum, a sum that I could easily invest into the market and triple it within a month. Potentially more considering the nature of the patch coming up. Surely you must be able to offer some form of collateral. Especially since you claim to have 2 other hauler alts making runs every day. If I were to accept your terms and loan you the isk, i would require something of value at 50% of your loan. So if it does fall through i don't lose my shirt, hell depending on the item i might even make money.


I don't have two other hauler alts making runs every day, the whole point of this loan is TO MAKE two hauler alts who can do freighter runs every day. I have the alts, but no freighters, thus, loan needed.

I can take stock of my assets when I get on tonight, I may have some BPO's laying around or something, but I don't know if they will equal up to half the loan. I will PM you when I'm online and we can discuss terms further if you are still interested.

While frustrating, I understand your hesitation.

Let me know what you can find in your assets that would be worthwhile collateral. I can sense the isk making potential but i'm not going to take the offer with this much risk on my end.

PM me in game and we'll hash it out there.
Lord LazyGhost
Sebiestor Tribe
Minmatar Republic
#8 - 2014-10-22 10:43:53 UTC
If you doing indi and other tradeing things why not stop expending for a few weeks make the money for your ship sand start it up again? or stop pvping for a little while same answer.
Niki Reins
Aliastra
Gallente Federation
#9 - 2014-10-22 14:03:46 UTC
Lord LazyGhost wrote:
If you doing indi and other tradeing things why not stop expending for a few weeks make the money for your ship sand start it up again? or stop pvping for a little while same answer.



Or I could ask for a loan and not stop making money.

How is that even a question? Do we live on the same planet? Do you live in a poorer, less efficient parallel universe?
Cista2
EVE Museum
#10 - 2014-10-22 16:50:08 UTC
8 posts in - aaaand the gloves come off.

My channel: "Signatures" -
Amarrian Cougar
Viziam
Amarr Empire
#11 - 2014-10-22 18:34:00 UTC
Niki, please contact me in game.
Yan JTL
#12 - 2014-10-22 19:03:20 UTC
if it was market trading and i was too board to do it myself, itd be a bit better but id be very weary of you losing the freighters as goons and code are going on a damn rampage on haulers in isec. have you ever flown a freighter before?
Lord LazyGhost
Sebiestor Tribe
Minmatar Republic
#13 - 2014-10-22 20:03:38 UTC
Niki Reins wrote:
Lord LazyGhost wrote:
If you doing indi and other tradeing things why not stop expending for a few weeks make the money for your ship sand start it up again? or stop pvping for a little while same answer.



Or I could ask for a loan and not stop making money.

How is that even a question? Do we live on the same planet? Do you live in a poorer, less efficient parallel universe?


well no not a poorer less efficient parallel universe....

As i am not the one on the forums asking for money. iam the person with over 100b in assents on my main trader and the owner if that means in in the poorer universe i think i would like to stay.
Niki Reins
Aliastra
Gallente Federation
#14 - 2014-10-23 15:06:07 UTC
Yan JTL wrote:
if it was market trading and i was too board to do it myself, itd be a bit better but id be very weary of you losing the freighters as goons and code are going on a damn rampage on haulers in isec. have you ever flown a freighter before?


Yes, I have flown a frieghter before, but never on a full time toon, my alt had one to move things as she moved HQ's. Yes, I understand Goons, Marmites, Forsaken and all the other gankers and as well as where they tend to operate. As of yesterday, I've been flying a scout ahead of the freighters to keep an eye out for the usual suspects.

Lord LazyGhost wrote:


well no not a poorer less efficient parallel universe....

As i am not the one on the forums asking for money. iam the person with over 100b in assents on my main trader and the owner if that means in in the poorer universe i think i would like to stay.



Have fun with your 100b in assets as I no longer need them. My loan was filled yesterday afternoon and my equipment was purchased.

But feel free to stay tuned for my next loan request, which will probably be for trading between regions so that I can avoid public collateral contracts all together. First things first however, I have the current loan to pay off. Thanks for........nothing.
Vaerah Vahrokha
Vahrokh Consulting
#15 - 2014-10-23 15:20:03 UTC
Niki Reins wrote:
Thanks for........nothing.


I hope your first hauling contract involve ferrying mirrors.

So you may look into one and notice you have to thank yourself for your failure on this social medium.

It's not enough to write down a nice prospectus, people have to trust and appreciate you as investee. You don't seem exactly formidable at. raising that trust and appreciation.

EvE Online portal | EvE markets tutorials
Niki Reins
Aliastra
Gallente Federation
#16 - 2014-10-23 15:34:39 UTC
Vaerah Vahrokha wrote:
Niki Reins wrote:
Thanks for........nothing.


I hope your first hauling contract involve ferrying mirrors.

So you may look into one and notice you have to thank yourself for your failure on this social medium.

It's not enough to write down a nice prospectus, people have to trust and appreciate you as investee. You don't seem exactly formidable at. raising that trust and appreciation.


Really? Because someone trusted me. Just because YOU didn't doesn't mean that NO ONE did. Personally, I think a advert for a 2.5 bil loan with no collateral being filled 2 days after posting is rather impressive. I'll use those mirrors to take several selfies of myself with my shiny new freighters.
Cista2
EVE Museum
#17 - 2014-10-23 16:25:18 UTC
Niki Reins wrote:
impressive

It would be impressive if it was public and the money came from a known investor. You are merely storytelling.

My channel: "Signatures" -
Niki Reins
Aliastra
Gallente Federation
#18 - 2014-10-23 17:55:17 UTC
Cista2 wrote:
Niki Reins wrote:
impressive

It would be impressive if it was public and the money came from a known investor. You are merely storytelling.


I could go through the trouble of providing screen caps or API's to prove this or that, but frankly it's not worth the time or effort to try to prove to an obvious forum troll a fact that they have no business even being party too.

I got what I wanted, regardless of your bad attitude and troll posts (from post 1 onwards mind you). As far as I'm concerned, this thread can be closed as there is no further business to be had.
Lucas Kell
Solitude Trading
S.N.O.T.
#19 - 2014-10-23 18:27:10 UTC
Failed attempts at rep boosts are always funny.

The Indecisive Noob - EVE fan blog.

Wholesale Trading - The new bulk trading mailing list.
Kendra Coldera
Pandemic Horde Inc.
Pandemic Horde
#20 - 2014-10-23 21:56:03 UTC
Posting in a totally not rep building thread!
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