Player Features and Ideas Discussion

People insure ships?

You should play abit more and lose a bit more to udnerstand how insurance works, or doesn't work.

You destroyer insurance payout might look fine, but have you ever insured a Vindicator, an EOS, a Bhargest, a Nestor ? No - and me neither. And I know why ... do you ?

And those corps exist btw. check RvB ... Eveuni, and we are just an industrial training corp and I offer free PvP ships to players (just fit another 20 yesterday and placed them in the open hangar for everyone to grabs).

Just because you can't see it or think of it or are unlicky ... doesn't mean it is what you think it is or that the rest of us can't deal with it, what ever "IT" actually is °°

No

-1

But I said that already in post #3 or #4 or something.

That makes zero sense. Why there even should be any subsidy to people losing ships? That is just lowering the value of the kill for the winner. If ccp feels, people need to be encouraged to risk their ships (in internet spaceships game), maybe they should increase the reward for people risking the ships instead of using stupid and outdated mechanics that has no place in current game (actually it never had and only exploiters ever benefited from it).

And dont start with all these "oh, but noone thinks of new players" bullshit. New players need ways to make decent isk and slowly learn various aspects of the game as they train sp, not mechanics that are forcing them to pvp and then stupid bandaid when they inevitably lose the ship, because they are unprepared and lack skills.

Also it is irrelevant if its concord or navy or whatever, NO insurance company would insure your car, if you intended to go crash it, none would insure you if you crashed 50 cars before, none would insure you if you told them you are going to take your new shiny car to baghdad or kabul and none would insure a criminal... but ccp insurance still happily creates isk out of nowhere when you lose a ship over and over again creating some "very deep and interesting content with consequences" - hurdur, xplosions, pwnzorz, me didnt wantz that ships anyway

Do insurance company really check your track record if you never collect tho? I never bothered to ask but since CONCORD ship loss are not covered by the policy, would even an actual insurance company care as long as there is no way to fraud them over a non covered loss?

Do they check for stuff not covered? If I burn down my own house down then rebuild it by taking the loss on myself and never claiming anything since it's obviously not covered by the contract, do they really give a damn or do they just take your money when you resiliate the previous contract for the now gone house and more money when you want insurance for the new one? Because suicide ganking is pretty much just that.

I took for granted that you were talking about insurance since this whole thread is about it. I guess throwing irrelevant point in the discussion is all well and good as long as it serve your point... Newbies are not forced to PvP by any mechanic anymore than anyone else in EVE and there are way to reduce that risk. Removing insurance does not change anything about that beside that said newbie will be down more ISK when he lose a ship which is bound to happen to him as he is a newbie still learning.

Giving more way to earn ISK does not solve what the insurance serve at all. Insurance make you spend more of your time in PvP while more ISK possibility is still putting you in farm mode.