Market Discussions

Betty Bravo Junk Bond #1

I am a new character on a new account. I am seeking an uncollateralized loan to help me get started in EVE.

Bond Terms & Conditions

Total Amount: 100,000,000 (100 Million) ISK

Interest Rate: 10% per month

Minimum Individual Investment: 10,000,000 (10 Million) ISK

Maximum Individual Investment: 100,000,000 (100 Million) ISK

Start Date: Immediately on receipt of funds

End Date: 30 days after receipt of funds

Collateral: None. Entire investment is at risk with nothing more (or less) than my personal guarantee.

Audit: Optional at the request (and expense) of investor(s). This is not expected, since I am a new character, with practically no assets, and no history of dealings with any player character. I am the only character on my account. There is nothing to audit.

Interest: To be paid on or before End Date.

Principal: To be repaid on or before End Date.

Purpose: To jump-start my EVE career. I am currently training Cybernetics with a Prototype Cerebral Accelerator (included with my starter pack). The bulk of the loan proceeds will be used to purchase +4 learning implants to further accelerate my accumulation of Skill Points. Skills will be trained initially for mining, mission running, refining, and trading. Mined ore will be held until skills and standings allow for perfect refining, at which time it will be refined and sold. Following the first month of mining and grinding standings, I intend to transition from mining to ore and module reprocessing. It is possible that in the future I may need capital for my reprocessing activities, and to that end I intend to use this bond as an opportunity to bolster my credit history.

Risk: The main risk is that I may intentionally default on the loan. A secondary risk is that, despite my best efforts, I may fail to achieve the income necessary to perform as promised. Possible loss of the +4 implants is not material to this bond, since I can carry on without them.

Thank you for your time.

tl;dr Send me 100m. In 30 days I will send you back 110m. Unless I don't.

Edit: Filled. End date is January 3.

Good point. No, I was looking at the Standard implants which as you know, are +4.

I'll correct the original post.

$1 for 100m huh.

Thank you for your response. I appreciate you taking the time to provide good advice.

I did not claim to be a new player, and the "me" getting started in EVE now is this character, not the player behind it.

I intend to grow this character from infancy, with no financial support other than what I can make in the game and what I can negotiate in the meta game. I could donate ISK to it (me) from another account, but then the success (or failure) would be diluted. In the same way, if I used another character as a reference, I would not be getting by on my own (lack of) merits.

The path I have set for this character I believe is workable even if the bond offering fails - it will just take longer to train the skills needed to reach the next goal. I understand the success of this bond is a long shot and I am prepared to accept its failure, but it is one of the things I (the player) have not tried in EVE, and I wanted to experience it one way or the other. On the other hand, time is the most precious resource, and if paying interest will let me move ahead more quickly, then why not give it a shot?

Regardless of my (the player's) past experience in EVE, this is my main character at the present time, and I intend to play it/me as a main.

If you choose to write me off as a scammer, I certainly can't blame you. I am an unknown quantity, and certainly no more deserving of trust than any of the other thousand new characters that started today.

You did not mention whether you are planning on plexing your account, or paying for a subscription outside the game. I ask because I am wondering if you will need to make 110m in your first month, or over 700m.

My account is paid up for 51 days (trial plus starter pack), which takes me well past the term of the requested loan. So I need to make a minimum of 110m to perform on the loan. Past that I plan to pay via credit card rather than "plexing" at least for the next few months, to maximize my chances of reaching my goals.


Your point is well taken.

Because I wish to start as a new and unknown character. It could be because I am a serial scammer, out to score an easy 100M. It could be because I want to role play a different personality with no baggage. It could be because private details about my real life are known on my other character, and I wish to keep them private. Whatever the reason, the result is that my history is unknown, and that is pretty much the default condition for most characters in EVE.

My skill training is proceeding as planned. I finished one set of career missions. I made enough ISK to form a corporation, and currently have a balance of 3.25M in my wallet and 9.8M in other assets. I'm headed for a mission agent to grind standings. I have more than a day left to train Cybernetics 4, since I keep putting other needed skills ahead of it, and I'll probably buy learning implants one at a time with LP I earn from missions. I can only use two attributes at a time anyway. In spite of my failure in MD, I think I'm doing pretty well for my second day.

Sure, I can understand your reasoning. In your shoes, I may very well have come to the same conclusion.

I agree meta game with ur alt.. take a loan pay it back profit. then if u dont pay it bakc can always log main on and blow ur self up,

Thanks for your consideration. I sent the API information by eve-mail. I hope it meets with your approval.

Edit: Filled. One investor. End date January 3.

Thank you.