Player Features and Ideas Discussion

why not split Ship-Insurance into 3 possible Contract types:

-PvE
This would cover all losses from all npc's (excluding concord)

this could be allowed to have a high payout low cost so new players can cope more easily with their losses and encourage non experienced players to trie more risky stuff.

-PvP
This would cover all losses from other players or their structures.

this could be allowed to have a little bit better payout/cost ratio than the now existing insurance and possibly have positive influence on the amount of pvp

-Overall
This would cover all losses despite surce (including concord)

the choice for paranoid people and suicide gankers
this would be about the cost/payout we now have

i think this would make insurance a better feature than the near meaningless crap we have now.
and it wouldnt cost ccp not much time to implement it.

As there is already a thread on the same subject, this one gets a lock.

The rules:
16. Redundant and re-posted threads will be locked.

As a courtesy to other forum users, please search to see if there is a thread already open on the topic you wish to discuss. If so, please place your comments there instead. Multiple threads on the same subject clutter up the forums needlessly, causing good feedback and ideas to be lost. Please keep discussions regarding a topic to a single thread.