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Player Features and Ideas Discussion

 
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Investment

Author
Leviathian
Caldari Provisions
Caldari State
#1 - 2013-08-23 04:56:57 UTC
This is probably already been brought up sometime before, and I in no way pretend I would be able to map out the minute details of this system (nor I think would CCP want to go with my detail-oriented idea. they'd want the creative freedom to themselves).

There's a few of us out there who are sitting on too much ISK than we know what to do with, and I personally would love the idea of being able to invest in corperations, alliances, people etc.

At the moment you have to trust the person you're giving the ISK to, and for me, I only trust people within punching range.

So, a system where we can invest ISK without having to trust a random stranger to do the right thing sounds nice, y'know.
HiddenPorpoise
Jarlhettur's Drop
United Federation of Conifers
#2 - 2013-08-23 05:11:10 UTC
Leviathian wrote:
So, a system where we can invest ISK without having to trust a random stranger to do the right thing sounds nice, y'know.

You're silly.
Cade Windstalker
#3 - 2013-08-23 05:13:07 UTC
The best you might one day get is the stock system for in-game corps actually meaning something but that's still going to require some level of trust.

As a rule there should never be a completely NPC driven method of making ISK.
Leviathian
Caldari Provisions
Caldari State
#4 - 2013-08-23 05:29:36 UTC  |  Edited by: Leviathian
HiddenPorpoise wrote:
Leviathian wrote:
So, a system where we can invest ISK without having to trust a random stranger to do the right thing sounds nice, y'know.

You're silly.


Silly is my middle name.

Cade Windstalker wrote:
The best you might one day get is the stock system for in-game corps actually meaning something but that's still going to require some level of trust.

As a rule there should never be a completely NPC driven method of making ISK.


I'm happy with some level of trust, that is realistic. but if i invested x,000,000,000 somewhere I want some kind of guarantee that it'll be used the way it was supposed to, and if there is any profit then I'll be able to claim some of it.

And if the investment goes south despite the best efforts of the person trying to make it successful then maybe some sort of recompense can be sorted out.

Shares in coporations sounds like a good idea -- if they had any value/usefulness at all.

I don't think it'd entirely be NPC driven. you're relying on another human player to use that ISK wisely to a profit, and you also need to work for the ISK you loaned out to begin with.
ShahFluffers
Ice Fire Warriors
#5 - 2013-08-23 05:32:04 UTC
Make alts... apply for loans... get money... transfer ISK... biomass.

The problem with mechanics based investments is that there really is no way to scam-proof it.

Hell... we used to have a form of contracts called "Loan" (basically put up an item for collateral, get ISK for a certain period of time)... but it was removed some years ago because it was seldom used for anything but scamming.

For more information... look up EVE Intergalactic Bank ("EIB") and what happened to it (I recommend the Cracked.com article).
Sol Kal'orr
The Scope
Gallente Federation
#6 - 2013-08-23 05:35:49 UTC
Somebody wants his ISK without the risk.
Leviathian
Caldari Provisions
Caldari State
#7 - 2013-08-23 05:44:35 UTC  |  Edited by: Leviathian
Sol Kal'orr wrote:
Somebody wants his ISK without the risk.


I already have the ISK. I just think it'd be cool if I could help other people out without knowing 99.9% of the time people will just be dicks and take it without repaying. is that too much to ask?

Chaos and anarchy don't necessarily make the best sandbox environment.

Quote:
Make alts... apply for loans... get money... transfer ISK... biomass.

The problem with mechanics based investments is that there really is no way to scam-proof it.

Hell... we used to have a form of contracts called "Loan" (basically put up an item for collateral, get ISK for a certain period of time)... but it was removed some years ago because it was seldom used for anything but scamming.

For more information... look up EVE Intergalactic Bank ("EIB") and what happened to it (I recommend the Cracked.com article).


I'm no game designer, so I won't pretend to figure out how you might develop a system that isn't fool proof. but perhaps CCP can take the general idea on board and come up with something inventive, or at least with compromises.
ShahFluffers
Ice Fire Warriors
#8 - 2013-08-23 05:48:00 UTC
Leviathian wrote:
Chaos and anarchy don't necessarily make the best sandbox environment.

it's a matter of perspective. Twisted

Personally, chaos and anarchy make for interesting gameplay.
Leviathian
Caldari Provisions
Caldari State
#9 - 2013-08-23 05:52:36 UTC
ShahFluffers wrote:
Leviathian wrote:
Chaos and anarchy don't necessarily make the best sandbox environment.

it's a matter of perspective. Twisted

Personally, chaos and anarchy make for interesting gameplay.


It sure does, but at the same time it can also become predictable. If people don't have to pay you back, they won't. It's not interesting in this instance because people just end up getting abused and scammed. It might be fun for those who abuse/scam, but ultimately in the end it'd be great to have a mechanic for this so we can do it without fearing the worst.
Caitlyn Tufy
Perkone
Caldari State
#10 - 2013-08-23 06:35:47 UTC
Leviathian wrote:
I'm happy with some level of trust, that is realistic. but if i invested x,000,000,000 somewhere I want some kind of guarantee that it'll be used the way it was supposed to,


You really have no idea how real life economy works, do you?
Leviathian
Caldari Provisions
Caldari State
#11 - 2013-08-23 07:15:21 UTC  |  Edited by: Leviathian
Caitlyn Tufy wrote:
Leviathian wrote:
I'm happy with some level of trust, that is realistic. but if i invested x,000,000,000 somewhere I want some kind of guarantee that it'll be used the way it was supposed to,


You really have no idea how real life economy works, do you?


Enlighten me, perhaps.

My understanding of it is that investors are legally protected by law against fraud ( see http://en.wikipedia.org/wiki/Investment_protection ). The high risk in investment, be it venture capitalism or angel investors, is the risk of whether or not the idea/company fails, not whether or not John Doe decided to take your money.

I'm happy to keep in the risk of fraud as long as there are severe punishments for fraud.

Sure, people could use alts that mean nothing and biomass them, but if you're investing in something it'd be safe and smart to understand the rules, or laws, surrounding investment so you don't get burnt.

If fraud is to be allowed in this system, I would prefer it to be very undesirable, like it is in real life.
Swiftstrike1
Swiftstrike Incorporated
#12 - 2013-08-23 10:45:57 UTC
People talk about market PvP, but investment banking is the real market PvP. In the real world, you would never invest in a person or organisation you don't trust. Why should Eve be any different? Financial Awoxing FTW.

Casual Incursion runner & Faction Warfare grunt, ex-Wormholer, ex-Nullbear.

TheBlueMonkey
Center for Advanced Studies
Gallente Federation
#13 - 2013-08-23 10:51:40 UTC
I don't think you understand how investments work.
Leviathian
Caldari Provisions
Caldari State
#14 - 2013-08-23 11:03:56 UTC  |  Edited by: Leviathian
TheBlueMonkey wrote:
I don't think you understand how investments work.


Why do you say that?

Swiftstrike1 wrote:
People talk about market PvP, but investment banking is the real market PvP. In the real world, you would never invest in a person or organisation you don't trust. Why should Eve be any different? Financial Awoxing FTW.


Yeah, I agree. Trust is always going to be an integral part of any relationship. And if you think EVE should be similar to the real world, then I'm sure you agree that if the people you invested in defraud you, then they should have consequences, no? It's not necessarily about creating a fool-proof system (as i said earlier I by no means am scoping out the minute details or pretending i'm a game designer), it's about creating a system that ALLOWS for such transactions to happen.