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How many of you have selected an insurance other than "platinum"
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Omniwing
No-Mercy
Shadow Ultimatum
#1 - 2011-11-05 17:57:26 UTC
As the title suggests, have you ever bought insurance that wasn't platinum? I have not.
Satav
Aliastra
Gallente Federation
#2 - 2011-11-05 17:59:52 UTC
um is this a poll or something?

I'm confused.........

Whats ur point?
Jaroslav Unwanted
Brutor Tribe
Minmatar Republic
#3 - 2011-11-05 18:02:57 UTC
Satav wrote:
um is this a poll or something?

I'm confused.........

Whats ur point?


I guess point is

Why we have other totally useless insurance type ? Not that platinum isnt useless, Insurance at whole is useless but some still use it.
Jenshae Chiroptera
#4 - 2011-11-05 18:04:02 UTC
Quote:
How many of you have selected an insurance other than "platinum"


I did twice. Once as a newbie and once when I ran low of ISK. "Better than nothing"

CCP - Building ant hills and magnifying glasses for fat kids

Not even once

EVE is becoming shallow and puerile; it will satisfy neither the veteran nor the "WoW" type crowd in the transition.
Renan Ruivo
Forcas armadas
Brave Collective
#5 - 2011-11-05 18:08:05 UTC
I'm quoting someone, from somewhere..:

someone wrote:
[...]we'll be using basic economics, make a donation set/item/weapon etc. Make it slightly better than any other item of the sort in game, but not overpowered. Let's say we'll make it exactly like t7 but all stats +15. These values are examples, we can always alter them. We sell these sets for a certain amount of money for a full set. We will also make a set, let's say t7 +35 stats, this set we'll make a little more expensive than the first one but not too much. By making this set more than 2x better than the first set set, but only slightly more expensive people will be more tempted to buy this set than the other for a couple of reasons.

- The set is significantly better than the first set.
- The set gives more stats per dollar than the other set.

This is called psychological economics. The buyer will be more tempted to buy the surperior set rather than the cheap one.


After reading this, apply what you learned to the EVE insurance plans.

The world is a community of idiots doing a series of things until it explodes and we all die.
mkint
#6 - 2011-11-05 18:13:01 UTC
I've heard many times that the 2nd best insurance is the most cost effective. Though I think I've only used it once or twice when I was broke. On the other hand, I hardly ever use Platinum either. Insurance is for suicide gankers, and noobs who can't keep their ships alive.

Maxim 6. If violence wasn’t your last resort, you failed to resort to enough of it.
Cyprus Black
School of Applied Knowledge
Caldari State
#7 - 2011-11-05 18:22:38 UTC
Come to think of it, I can't remember the last time I bought insurance for my ships.

I should probably look into that.

Summary of EvEs last four expansions: http://imgur.com/ZL5SM33
Large Collidable Object
morons.
#8 - 2011-11-05 18:31:26 UTC
Given I almost exclusively fly T2 or faction ships and not loosing them that often, I don't insure my ships 90% of the time.

If I do anything like going on a drunk roam, fielding a triage carrier or suiciding someone, it's platinum however.
You know... [morons.](http://www.youtube.com/watch?v=4gjOx65yD5A)
Barbelo Valentinian
Federal Navy Academy
Gallente Federation
#9 - 2011-11-05 19:20:57 UTC
Insurance is a godsend when you're a newbie and aren't making much isk yet, but it loses its importance later on, especially when you start flying T2 ships, and when you start getting to know the game better so you die less. I haven't done any calculations for it, but I think there must be some break off point where if you're only losing ships infrequently, it makes sense not to insure, because you're wasting the insurance money.

However, I don't think I'm quite at that point yet, so I still insure my ships, though mostly as a sort of ritual rp part of buying a ship, really, and usually Platinum, but sometimes Gold if I'm particularly tight on isk.
Jennifer Starling
Imperial Navy Forum Patrol
#10 - 2011-11-05 19:25:14 UTC
Cyprus Black wrote:
Come to think of it, I can't remember the last time I bought insurance for my ships.

I should probably look into that.

Must have been that last rookie mission where you have to lose that ship ... Smile
Saint Lazarus
Spiorad ag fanaiocht
#11 - 2011-11-05 19:31:15 UTC
It probably is pointless and redundant but at same time...whats point in taking it out.

Plus I think alot of ISK strapped noobs might like the cheaper options.
Alara IonStorm
#12 - 2011-11-05 19:39:39 UTC
Jenshae Chiroptera wrote:

I did twice. Once as a newbie and once when I ran low of ISK. "Better than nothing"


Same on a Raven.
David Grogan
University of Caille
Gallente Federation
#13 - 2011-11-05 21:41:40 UTC  |  Edited by: David Grogan
Once when i couldnt afford the platinum insurance on a carrier. i had to rep a pos i owned at the time and figured it was extremely likely i'd get hotdropped. As predicted the pos did indeed get hotdropped.... but my carrier (a chimera) made it out with 4% structure sadly my alliance mate's nyx wasn't so lucky and died just before my chimera got primaried.

I only got out cos i got a lucky jam with my vespa 600's and was able to warp out to a safe pos in system then jump out when i had enough cap.

it took about 3 hrs sitting in a pos with 5 large hull reppers and 1 capital armor repper to repair that chimera

and a ton of nanite paste to repair all the modules

the pos died too Cry

Everytime you buy something that says "made in china" you are helping the rising unemployment in your own country unless you are from china, Buy locally produced goods and help create more jobs.
Reeno Coleman
#14 - 2011-11-05 21:54:14 UTC
I select other rates regularily. I use a gut feeling to decide, not really a logic behind it (:
Reeno Coleman
#15 - 2011-11-05 21:54:23 UTC  |  Edited by: Reeno Coleman
#double post#
delete me!
Jenny Cameron
Caldari Provisions
Caldari State
#16 - 2011-11-05 22:17:27 UTC
Very frustrating if your expensive insurance runs out without making use of it .. ;-)
ITTigerClawIK
Galactic Rangers
#17 - 2011-11-05 22:53:25 UTC
i used to take out insureance but due to the fact that your just paying more on the hull and you have no garantee that you will even need that insureance .... I WANT A NO CLAIMS BONUS!!