EVE General Discussion

Yep, ate the tin foil wholesale...

http://wiki.eveonline.com/en/wiki/Technetium



As the saying goes: follow the money.

In EvE, follow the money and special interests who's "concern" is to protect both.

The Tech Cartel is irrelevant to the subject at hand because Tech is not included in the insurance payout calculation.

The price of it is easily manipulated, as proven by OPEC, who for the most part are the biggest proponents of Tech moons being nerfed, they did it because they could and to prove a point, while making a shitton of cash. That's half the attraction of Eve, coming up with innovative ways to screw other people.

Not particularly, no — if it's not a problem to begin with, it can hardly be “the problem”.

It's not meant to. It really is that simple.
The insurance for T2 is low because it's designed to be low. It's designed to make losing T2 hurt. It being low has nothing to do with any kind of cartel, and the only way to influence downwards it is to do the exact opposite of what any kind of cartel would want (and of course, if a cartel wanted to influence insurance, they would want it to move upwards).

Incorrect, "the goonies" have nothing to do with how the payouts are structured, it has always been this way since the time CCP added T2 to the game.

Retrievers want a talk with you about being cheaper.

Certainly in the UK, I don't know about anywhere else, it's fairly common to have seperate Building and Contents insurance, the building insurance should cover demolition and rebuild costs, the contents insurance covers possessions etc.


I'll remember that the next time I'm flying my car through a warzone, don't compare eve to RL, eve is a game, RL is a joke, subtle differences.
Plus why should I get penalised if someone shot my ship, a gank squad can take down a T2 ship quite easily if they want to, and short of spamming the D-Scan button like a paranoid android, you take the risk that hopefully your tank will protect you against a normal gank and hope they don't come with anything bigger.

I never bother insuring T2 ships, the payout isn't worth it, and while I'm in empire and not so likely (crosses fingers) to lose ships, I don't bother with insurance at all.

The only change I would like to see with insurance is an optional top-up policy for stuff like cargo or modules, on T1 ships it's quite often that the value of the modules is more than the hull, and they're never covered, so it'd be nice to be able to purchase a seperate policy to cover such things, same with a freighter, I know - don't carry more than 7-8 hundred million in your cargo etc, and I don't. But since freighters only defence when caught is their HP (granted there is plenty of it generally) then the ability to purchase 'contents insurance' would be nice.

It could come with certain conditions, "This policy will not payout if the claim is made under the following conditions."

• Ship in less than 0.5
• Ship not on Autopilot
• Corp not under wardec

Imagine why...



The only reason the content insurance is separate is due to how much of a policy you're willing to buy (especially additional riders), it's not excluded. If the house has a mortgage, the bank will require a mininum insured value, too (mortgage lenders want to ensure their property could be rebuilt in event of damage).



Remember, your car in EvE is a ship, silly rabbit. ;)

EvE is a game that costs money, which in turn causes some to believe it to be RL investment (as they certainly judge it as so, otherwise they really wouldn't care).

Blame those back in the day who used to self-destruct for cash payouts.

CCP had the only insurance policies in the world that paid out for suicide, and the ship you lost for destroying someone else in high sec.

Remove insurance, solved

haha nice, yes however the risk is just too high for a casual player like myself. meh, I guess casual players tend to stay in high sec for that reason :)