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Insurance payouts?

Author
Xeongha
Garoun Investment Bank
Gallente Federation
#1 - 2012-11-11 04:43:40 UTC
Why does a mack only insure for 35 mill but costs 190 mill to buy?
Surfin's PlunderBunny
Sebiestor Tribe
Minmatar Republic
#2 - 2012-11-11 04:44:10 UTC
Because you touch yourself at night

"Little ginger moron" ~David Hasselhoff 

Want to see what Surf is training or how little isk Surf has?  http://eveboard.com/pilot/Surfin%27s_PlunderBunny

Xeongha
Garoun Investment Bank
Gallente Federation
#3 - 2012-11-11 04:46:35 UTC
i thought that gave me warts?
Talo Momoe
#4 - 2012-11-11 04:46:40 UTC
Surfin's PlunderBunny wrote:
Because you touch yourself at night


Really? You can do better than that...

I'm currently for sale: https://forums.eveonline.com/default.aspx?g=posts&t=170761

Alara IonStorm
#5 - 2012-11-11 04:48:00 UTC
T2 Insurance is lower then T1.
Xeongha
Garoun Investment Bank
Gallente Federation
#6 - 2012-11-11 04:50:00 UTC
How does this help EVE though? Death is definitely not without cost but at least let us keep 60% - 80% of hull value? Is this just another way to chase away new players?
Oopsy Bear
Doomheim
#7 - 2012-11-11 04:54:55 UTC
Insurance makes about as much sense as cargo scanners. Both should be removed from the game.
Alara IonStorm
#8 - 2012-11-11 04:55:45 UTC
Xeongha wrote:
How does this help EVE though? Death is definitely not without cost but at least let us keep 60% - 80% of hull value? Is this just another way to chase away new players?

It ain't new players flying Macks and Insurance is a lame mechanic.

New Players without a lot of money fit T1 modules so most of their cost is the hull itself. Insurance is good for them but after 3 months new policies should be revoked in their entirety.

By then they should know enough to not fly what they can not afford to lose.
Marlona Sky
State War Academy
Caldari State
#9 - 2012-11-11 04:56:05 UTC
Remove insurance completely.
Xeongha
Garoun Investment Bank
Gallente Federation
#10 - 2012-11-11 04:58:40 UTC
How would the removal of insurance help EVE grow? Or is it that most are of the opinion that there are to many isk faucets?
Alara IonStorm
#11 - 2012-11-11 05:01:03 UTC
Xeongha wrote:
How would the removal of insurance help EVE grow? Or is it that most are of the opinion that there are to many isk faucets?

On that track if free ISK helps EVE grow then why make ships cost money at all.

Kind of defeats the purpose of having to buy a PvP Ship when you get most of that back anyway.
Surfin's PlunderBunny
Sebiestor Tribe
Minmatar Republic
#12 - 2012-11-11 05:13:03 UTC
Talo Momoe wrote:
Surfin's PlunderBunny wrote:
Because you touch yourself at night


Really? You can do better than that...


I've been drinking... I do what I'm capable of at that moment

"Little ginger moron" ~David Hasselhoff 

Want to see what Surf is training or how little isk Surf has?  http://eveboard.com/pilot/Surfin%27s_PlunderBunny

Mallak Azaria
Caldari Provisions
Caldari State
#13 - 2012-11-11 06:22:06 UTC
Xeongha wrote:
How does this help EVE though? Death is definitely not without cost but at least let us keep 60% - 80% of hull value? Is this just another way to chase away new players?


Because insurance is an isk faucet & we need less faucets.

This post was lovingly crafted by a member of the Goonwaffe Posting Cabal, proud member of the popular gay hookup site somethingawful.com, Spelling Bee, Grammar Gestapo & #1 Official Gevlon Goblin Fanclub member.

ACE McFACE
Dirt 'n' Glitter
Local Is Primary
#14 - 2012-11-11 07:34:15 UTC
Because insurance only takes into account the materials required to make it, not the price you bought it for.

Now, more than ever, we need a dislike button.

Elvis Fett
Sebiestor Tribe
Minmatar Republic
#15 - 2012-11-11 07:52:26 UTC
Xeongha wrote:
How does this help EVE though? Death is definitely not without cost but at least let us keep 60% - 80% of hull value? Is this just another way to chase away new players?


New players don't fly mackinaws.
Mallak Azaria
Caldari Provisions
Caldari State
#16 - 2012-11-11 08:11:48 UTC
ACE McFACE wrote:
Because insurance only takes into account the materials required to make it, not the price you bought it for.


The more accurate answer is insurance only takes in to account the average prices of the minerals used to build it. It doesn't calculate the costs of T2 & T3 stuff well because you're using so many different materials & very little of those are actually minerals.

This post was lovingly crafted by a member of the Goonwaffe Posting Cabal, proud member of the popular gay hookup site somethingawful.com, Spelling Bee, Grammar Gestapo & #1 Official Gevlon Goblin Fanclub member.

Chribba
Otherworld Enterprises
Otherworld Empire
#17 - 2012-11-11 08:19:32 UTC
Why does a titan have a 650m payout when they cost a bit more than that to build?

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Shederov Blood
Deadly Viper Kitten Mitten Sewing Company
#18 - 2012-11-11 08:23:55 UTC
Why do they sell them for 190mil when you can only insure them for 35mil. X

Who put the goat in there?

Eugene Kerner
TunDraGon
Goonswarm Federation
#19 - 2012-11-11 08:39:51 UTC
Xeongha wrote:
Why does a mack only insure for 35 mill but costs 190 mill to buy?

Hey, If you are willing to pay 150 mill insurance you will get more out....NOT

T2 ship....nobody insures T2 ships for the ship but for a part of the fitting.

TunDraGon is recruiting! "Also, your boobs [:o] "   CCP Eterne, 2012 "When in doubt...make a diȼk joke." Robin Williams - RIP

Lin-Young Borovskova
Doomheim
#20 - 2012-11-11 11:00:12 UTC
Mallak Azaria wrote:
Xeongha wrote:
How does this help EVE though? Death is definitely not without cost but at least let us keep 60% - 80% of hull value? Is this just another way to chase away new players?


Because insurance is an isk faucet & we need less faucets.



Then you need less players.

Awesome.

brb

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