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Help with EULA, is real money collateral against the rules?
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Mr Bushar
Doomheim
#1 - 2012-07-17 21:42:40 UTC
I'm offering bonds over at the market discussion forums, and my offer is coming under extreme scrutiny due to the fact that I am playing on a new account (just came back to eve)

One idea was to offer collateral by giving real money to a third party, and then receiving the money back when all the bonds are paid off.

So technically, it's not really a real-money exchange, but it is a temporary real-money transfer for use in in-game activities.

Any experts good at reading between the lines that could help me out?
Charles Baker
Aliastra
Gallente Federation
#2 - 2012-07-17 21:46:10 UTC
No expert, but it's almost certainly a EULA Breach to offer real money, however you could use said money to buy PLEX then use those PLEX as Collateral.
Micheal Dietrich
Kings Gambit Black
#3 - 2012-07-17 21:46:13 UTC
Just buy a plex and turn it into isk and then you're legal in the sense. They have a section in the EULA about exchanging services in game for real world currency and vice versa.

Out of Pod is getting In the Pod - Join in game channel **IG OOPE **
Mr Bushar
Doomheim
#4 - 2012-07-17 21:50:15 UTC
Micheal Dietrich wrote:
Just buy a plex and turn it into isk and then you're legal in the sense. They have a section in the EULA about exchanging services in game for real world currency and vice versa.


Would I be paying for a service, if I allow someone to hold real money, and then I receive the full amount back?
Essentially paying $0? (technically not counting time-value of money, if you wanna go that far)
Mallak Azaria
Caldari Provisions
Caldari State
#5 - 2012-07-17 21:51:07 UTC  |  Edited by: Mallak Azaria
Mr Bushar wrote:
I'm offering bonds over at the market discussion forums, and my offer is coming under extreme scrutiny due to the fact that I am playing on a new account (just came back to eve)

One idea was to offer collateral by giving real money to a third party, and then receiving the money back when all the bonds are paid off.

So technically, it's not really a real-money exchange, but it is a temporary real-money transfer for use in in-game activities.

Any experts good at reading between the lines that could help me out?


In this case, it's essentially a gift & you'd have no recourse with anyone if the third party chose to not return your gift to you, as it was a gift.

In all seriousness though, this is against the EULA & none of the trusted third parties would accept this. Trying to work out a loop-hole in the rules won't protect you from the fact that it's a breach.

This post was lovingly crafted by a member of the Goonwaffe Posting Cabal, proud member of the popular gay hookup site somethingawful.com, Spelling Bee, Grammar Gestapo & #1 Official Gevlon Goblin Fanclub member.
Forum Foreplay
#6 - 2012-07-17 21:51:11 UTC
Or just earn the money you need?

Even a sandbox has borders to keep the sand inside...
Micheal Dietrich
Kings Gambit Black
#7 - 2012-07-17 21:52:23 UTC
Mr Bushar wrote:
Micheal Dietrich wrote:
Just buy a plex and turn it into isk and then you're legal in the sense. They have a section in the EULA about exchanging services in game for real world currency and vice versa.


Would I be paying for a service, if I allow someone to hold real money, and then I receive the full amount back?
Essentially paying $0? (technically not counting time-value of money, if you wanna go that far)



You do understand what collateral means right?

Out of Pod is getting In the Pod - Join in game channel **IG OOPE **
Tippia
Sunshine and Lollipops
#8 - 2012-07-17 21:52:55 UTC
IIRC, in-game cash for a very small and very specific set of out-of-game services is ok.
Out-of-game-cash for any kind of in-game services generally is not.
Shameless Avenger
Can Preachers of Kador
#9 - 2012-07-17 21:53:47 UTC
I see you offered your hair as collateral in the past.

"This is the Ninja. He will scan you down; he will salvage your wrecks and there shall be no aggro"
Mr Bushar
Doomheim
#10 - 2012-07-17 21:54:15 UTC
Forum Foreplay wrote:
Or just earn the money you need?


I'm earning a lot, nothing wrong with earning even more :)
Mr Bushar
Doomheim
#11 - 2012-07-17 21:55:29 UTC
Shameless Avenger wrote:
I see you offered your hair as collateral in the past.



Just a really bad haircut gone wrong... I swear....
Abdiel Kavash
Deep Core Mining Inc.
Caldari State
#12 - 2012-07-17 22:01:04 UTC
If only there was some way to contact the GMs directly, instead of hoping they will notice the forum thread. Something like a ticket, or a petition system...
Vera Algaert
Republic University
Minmatar Republic
#13 - 2012-07-17 22:07:37 UTC
not cool

(see also Linkage)

.
Mr Bushar
Doomheim
#14 - 2012-07-17 22:09:35 UTC
Vera Algaert wrote:
not cool

(see also Linkage)


Thanks a lot for this!!!

Too bad :(
Sarah Schneider
Native Freshfood
Minmatar Republic
#15 - 2012-07-17 22:28:03 UTC
Why not just ask via a petition to get a more direct and accurate answers?

"I'd rather have other players get shot by other players than not interacting with others" -CCP Soundwave
Vaerah Vahrokha
Vahrokh Consulting
#16 - 2012-07-17 22:33:05 UTC
RMT is forbidden for everybody except CCP themselves.

In the Real Money Trading term, trading is in the broadest sense, that is any kind of money changing hands for whatever reason is seen as trading and thus is forbidden.

EvE Online portal | EvE markets tutorials
Liang Nuren
No Salvation
Divine Damnation
#17 - 2012-07-17 22:35:52 UTC
So why not turn it into PLEX and give it to me for safekeeping?

I'm a trustable sort. :)

-Liang

I'm an idiot, don't mind me.
Mr Bushar
Doomheim
#18 - 2012-07-17 22:38:25 UTC
Liang Nuren wrote:
So why not turn it into PLEX and give it to me for safekeeping?

I'm a trustable sort. :)

-Liang


PLEX would involve me paying money (as opposed to just letting someone hold it).
Why would I pay $15 when 480M is so easy to earn :)
Tarsus Zateki
Viziam
Amarr Empire
#19 - 2012-07-17 23:06:11 UTC
You can always petition the GMs and ask them.

You asked me once, what was in Room 101. I told you that you knew the answer already. Everyone knows it. The thing that is in Room 101 is the worst thing in the world.
Adalun Dey
Royal Amarr Institute
Amarr Empire
#20 - 2012-07-17 23:29:35 UTC
Collateral means you are paying for the eventuality that the other guy's investment might get lost. Essentially it would be against the rules the moment you lose your collateral. I also don't think this is a can of worms CCP should open. It's easy to imagine the amount of complaints that would arise from something like this when people start scamming others out of their RL money especially when it's sanctioned by CCP.

[i]" Take my love, take my land, take me where I can not stand, I don't care, I'm still free. You can't take the sky from me. "[/i]
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