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Insurance
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bongsmoke
Visine Red
420 Chronicles of EvE
#1 - 2012-05-15 00:25:51 UTC
Why does insurance not scale due to pricing of the market?

most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.

I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.
Ptraci
3 R Corporation
#2 - 2012-05-15 00:41:03 UTC
bongsmoke wrote:
Why does insurance not scale due to pricing of the market?

most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.

I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.


Because insurance payouts are an isk faucet and there is already too much easy isk entering the economy. Yes new players have a hard time understanding that ship destruction actually adds isk to the economy, but it does.
Selinate
#3 - 2012-05-15 00:42:00 UTC  |  Edited by: Selinate
.
Mr Epeen
It's All About Me
#4 - 2012-05-15 00:43:17 UTC
bongsmoke wrote:
Why does insurance not scale due to pricing of the market?

most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.

I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.


Ganker tears?

Mr Epeen Cool
Roll Sizzle Beef
Space Mutiny
#5 - 2012-05-15 00:58:24 UTC
Yet again seeing mining for yourself as "free" minerals...
What makes the ship you built different than a market ship when it comes to time and effort?
Serge Bastana
GWA Corp
#6 - 2012-05-15 01:08:31 UTC
Oh look, someone else who thinks the minerals you mine are free. Carry on Doris.

WoW holds your hand until end game, and gives you a cookie whether you win or lose. EVE not only takes your cookie, but laughs at you for bringing one in the first place...

Grumpymunky
Monkey Steals The Peach
#7 - 2012-05-15 01:21:04 UTC
Mr Epeen wrote:
Ganker tears?
Gankers don't even get insurance. More likely gank victim.

Post with your monkey.

Thread locked due to lack of pants.
Richard Desturned
Royal Amarr Institute
Amarr Empire
#8 - 2012-05-15 01:21:14 UTC
bongsmoke wrote:
I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.


yeah i want to sell myself a billion isk rifter and print isk by self-destructing it

npc alts have no opinions worth consideration
Pok Nibin
Doomheim
#9 - 2012-05-15 01:29:44 UTC
It doesn't scale 'cause CCP said it would, so it doesn't. Why do you think? Geez.

Get with the program!

The right to free speech doesn't automatically carry with it the right to be taken seriously.
Orlacc
#10 - 2012-05-15 01:34:58 UTC
Insurance based on minerals to make said ship.

"Measure Twice, Cut Once."
Mr Epeen
It's All About Me
#11 - 2012-05-15 02:02:34 UTC  |  Edited by: Mr Epeen
Grumpymunky wrote:
Mr Epeen wrote:
Ganker tears?
Gankers don't even get insurance. More likely gank victim.


LOL. You are right, of course.

All I'm really thinking about right now is that my Diablo 3 install is at 60% and Battle.net goes live in five hours. My posts are going to be as scatterbrained as Malcanis tonight.

Mr Epeen Cool
Dar Saleem
Imperial Academy
Amarr Empire
#12 - 2012-05-15 02:22:34 UTC
Grumpymunky wrote:
Mr Epeen wrote:
Ganker tears?
Gankers don't even get insurance. More likely gank victim.


Yep if they were to make it so that insurence paid to the ganked is paid by the gankee, just like insurence does in real life. Then boy would there be tears. Actually I think I might suggest this to devs for lulz
Maxpie
MUSE LLP
#13 - 2012-05-15 02:25:38 UTC
I think the better question is why does insurance exist at all? Who the heck would insure combat ships? The Secure Commerce Commission must be the most unprofitable business ever .

No good deed goes unpunished
Richard Desturned
Royal Amarr Institute
Amarr Empire
#14 - 2012-05-15 02:29:33 UTC
Dar Saleem wrote:
Yep if they were to make it so that insurence paid to the ganked is paid by the gankee, just like insurence does in real life. Then boy would there be tears. Actually I think I might suggest this to devs for lulz


"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"

npc alts have no opinions worth consideration
ModeratedToSilence
Republic Military School
Minmatar Republic
#15 - 2012-05-15 02:38:21 UTC
Mr Epeen wrote:
Grumpymunky wrote:
Mr Epeen wrote:
Ganker tears?
Gankers don't even get insurance. More likely gank victim.


LOL. You are right, of course.

All I'm really thinking about right now is that my Diablo 3 install is at 60% and Battle.net goes live in five hours. My posts are going to be as scatterbrained as Malcanis tonight.

Mr Epeen Cool


How will being scatterbrained improve your posting?
Dar Saleem
Imperial Academy
Amarr Empire
#16 - 2012-05-15 02:49:35 UTC
Richard Desturned wrote:


"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"


Think of that in reverse.

Misterdastardlypirate ganks my hulk

I get insurance payout of 200mil (never lost a hulk so no idea what the payout is)
Insurance company then removes 200mil from Misterdastardlypirate's wallet

If he goes negative he get some form of nasty penalty to.

I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully
Richard Desturned
Royal Amarr Institute
Amarr Empire
#17 - 2012-05-15 03:21:14 UTC
Dar Saleem wrote:
Richard Desturned wrote:


"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"


Think of that in reverse.

Misterdastardlypirate ganks my hulk

I get insurance payout of 200mil (never lost a hulk so no idea what the payout is)
Insurance company then removes 200mil from Misterdastardlypirate's wallet

If he goes negative he get some form of nasty penalty to.

I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully


and why would this be a good idea

npc alts have no opinions worth consideration
Shian Yang
#18 - 2012-05-15 03:31:52 UTC
Dar Saleem wrote:
Insurance company then removes 200mil from Misterdastardlypirate's wallet

If he goes negative he get some form of nasty penalty to.

I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully


Greetings capsuleer,

You are proposing a system that will lead to a massive increase in vat grown capsuleers, released into New Eden with only a few tattered shreds of the training they require.

Moreover, how will the Secure Commerce Commission reclaim their funds from a pirate? Knock on his door for a cup of tea, some crumpets and a cheque?

Regards,

Shian Yang
Dar Saleem
Imperial Academy
Amarr Empire
#19 - 2012-05-15 03:36:35 UTC
Richard Desturned wrote:


and why would this be a good idea


Because there would be mass tears from the gankers on the forums and they are almost as good as goon tears
Boomhaur
#20 - 2012-05-15 05:51:43 UTC
Maxpie wrote:
I think the better question is why does insurance exist at all? Who the heck would insure combat ships? The Secure Commerce Commission must be the most unprofitable business ever .


They get bailout money from CCP don't worry they planned ahead.

Welcome to Eve. Everyone here is an Evil Sick Sadistic Bastard who is out to get you. Anyone who tells you otherwise is either trying to scam you or use you.
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